Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Dec 5, 2016, 2:38 pm
#91
formerly known as daveland
Join Date: Oct 2003
Location: NY, NY, USA
Programs: Hyatt Globalist, Marriott LTP, Delta Platinum, Hilton Honors Diamond, Wyndham Diamond
Posts: 2,969
Is the in-branch offer with no AF the same 80,000 bonus URs?
Dec 5, 2016, 6:59 pm
#93
formerly known as daveland
Join Date: Oct 2003
Location: NY, NY, USA
Programs: Hyatt Globalist, Marriott LTP, Delta Platinum, Hilton Honors Diamond, Wyndham Diamond
Posts: 2,969
Dec 6, 2016, 11:04 am
#94
formerly known as daveland
Join Date: Oct 2003
Location: NY, NY, USA
Programs: Hyatt Globalist, Marriott LTP, Delta Platinum, Hilton Honors Diamond, Wyndham Diamond
Posts: 2,969
Interesting #ChaseFail datapoint.
I have an Ink Plus. Went to branch for Preferred since annual fee is waived in branch. After like 40 mins of phone calls and supervisors she is told I cannot apply in branch because the Plus and Preferred are coded as the same product and so I already have it. Told I can apply online but then of course AF isn't waived.
TL/DR: Chase IT issues will cost me $95
I have an Ink Plus. Went to branch for Preferred since annual fee is waived in branch. After like 40 mins of phone calls and supervisors she is told I cannot apply in branch because the Plus and Preferred are coded as the same product and so I already have it. Told I can apply online but then of course AF isn't waived.
TL/DR: Chase IT issues will cost me $95
Dec 6, 2016, 1:26 pm
#95
Join Date: Oct 2016
Posts: 346
Interesting #ChaseFail datapoint.
I have an Ink Plus. Went to branch for Preferred since annual fee is waived in branch. After like 40 mins of phone calls and supervisors she is told I cannot apply in branch because the Plus and Preferred are coded as the same product and so I already have it. Told I can apply online but then of course AF isn't waived.
TL/DR: Chase IT issues will cost me $95
I have an Ink Plus. Went to branch for Preferred since annual fee is waived in branch. After like 40 mins of phone calls and supervisors she is told I cannot apply in branch because the Plus and Preferred are coded as the same product and so I already have it. Told I can apply online but then of course AF isn't waived.
TL/DR: Chase IT issues will cost me $95
Dec 6, 2016, 2:56 pm
#96
formerly known as daveland
Join Date: Oct 2003
Location: NY, NY, USA
Programs: Hyatt Globalist, Marriott LTP, Delta Platinum, Hilton Honors Diamond, Wyndham Diamond
Posts: 2,969
EDITED: That was insufficient for the agent on my new account. I am told I have to go BACK to the bank and have them make a note and THEN call back again.
Turning into way too much work for $95
Last edited by MilesTalk; Dec 6, 2016 at 3:24 pm
Dec 8, 2016, 9:35 am
#97
Join Date: Aug 2015
Posts: 60
Has anyone used the cellphone protection yet? How do you going about filing the claim
Dec 8, 2016, 9:46 am
#98
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
Dec 11, 2016, 1:42 pm
#100
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Hmm, I downgraded Ink Plus to Ink Cash about a year ago.
Is this worth it? Do they interrogate you on your business, income, etc.?
Is this worth it? Do they interrogate you on your business, income, etc.?
Dec 16, 2016, 9:49 am
#101
Join Date: Dec 2016
Programs: AA: Platinum
Posts: 1
I just received permission from the non-profit I work for to use this card for business expenses. In particular, we will be using it to receive CDW on vehicles we rent. Our revenue is about 600k a year and my expenses are about 2k a month.
This week I was approved for 2 SW cards, and was approved for CSR as soon as it came out.
Do I need to wait 30 days from the time I applied for the SW cards to apply for this?
This week I was approved for 2 SW cards, and was approved for CSR as soon as it came out.
Do I need to wait 30 days from the time I applied for the SW cards to apply for this?
Dec 20, 2016, 10:59 pm
#102
Join Date: Dec 2016
Posts: 94
Was planning on applying for the Ink Preferred tonight but wondering if may be better to get the Ink Cash now for the 30k UR points and 2% on gas. Wait 90 days or so then go for the Ink Preferred and it's 80k UR points. I already have the CSR and CSP but want to down grade the CSP to the FU.
Goal is to use the CSR for travel and dining, Ink Cash for gas and at supply houses (to replace BOA cash rewards card), Ink Preferred for cell phones and cable/internet, then the FU for all other everyday spending (groceries, etc). Sound like a good idea? I'm ok w/ putting all my eggs in the UR basket mainly to be used for flights. At 2/24 right now, score 740-755, income at $175k w/ ~$20k from side contracting business (14yrs). Maybe get the CSP again if the bonus is still there in 2yrs? Any other ideas?
Goal is to use the CSR for travel and dining, Ink Cash for gas and at supply houses (to replace BOA cash rewards card), Ink Preferred for cell phones and cable/internet, then the FU for all other everyday spending (groceries, etc). Sound like a good idea? I'm ok w/ putting all my eggs in the UR basket mainly to be used for flights. At 2/24 right now, score 740-755, income at $175k w/ ~$20k from side contracting business (14yrs). Maybe get the CSP again if the bonus is still there in 2yrs? Any other ideas?
Dec 21, 2016, 9:13 am
#103
Join Date: Oct 2005
Location: SF
Programs: UA, VX, QF, EY, VA
Posts: 756
Was planning on applying for the Ink Preferred tonight but wondering if may be better to get the Ink Cash now for the 30k UR points and 2% on gas. Wait 90 days or so then go for the Ink Preferred and it's 80k UR points. I already have the CSR and CSP but want to down grade the CSP to the FU.
Goal is to use the CSR for travel and dining, Ink Cash for gas and at supply houses (to replace BOA cash rewards card), Ink Preferred for cell phones and cable/internet, then the FU for all other everyday spending (groceries, etc). Sound like a good idea? I'm ok w/ putting all my eggs in the UR basket mainly to be used for flights. At 2/24 right now, score 740-755, income at $175k w/ ~$20k from side contracting business (14yrs). Maybe get the CSP again if the bonus is still there in 2yrs? Any other ideas?
Goal is to use the CSR for travel and dining, Ink Cash for gas and at supply houses (to replace BOA cash rewards card), Ink Preferred for cell phones and cable/internet, then the FU for all other everyday spending (groceries, etc). Sound like a good idea? I'm ok w/ putting all my eggs in the UR basket mainly to be used for flights. At 2/24 right now, score 740-755, income at $175k w/ ~$20k from side contracting business (14yrs). Maybe get the CSP again if the bonus is still there in 2yrs? Any other ideas?
Jan 3, 2017, 9:06 am
#104
Join Date: Feb 2014
Location: Florida
Programs: Hilton Diamond, Marriott Titanium, Delta Diamond, Hyatt Globalist, AA Executive Platinum
Posts: 241
Ink Preferred mail offer with Invitation Code
Hi, I received a mail offer for the Ink Preferred. It was addressed to my Business name.
Any Data Points on whether this bypasses 5/24?
Thanks!
Any Data Points on whether this bypasses 5/24?
Thanks!