Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Feb 28, 2018, 10:57 am
#556
Join Date: Jun 2017
Posts: 7
I have had the ink cash card for 6 years now. Yesterday morning i upgraded my card to a ink preferred so i can refer my wife so i can get a 20k bonus. she was approved last night therefore i assume the 20k bonus will hit sometime in the next few weeks. my question is if i were to downgrade before the annual fee hits on my account back to ink cash. can i then have my wife refer her ink preferred back to me since i had not received a ink preferred bonus in the past? or do i have to wait a full 24 months from the time i did the product change which was yesterday?
Mar 1, 2018, 1:12 am
#557
Join Date: Aug 2010
Posts: 124
I have had the ink cash card for 6 years now. Yesterday morning i upgraded my card to a ink preferred so i can refer my wife so i can get a 20k bonus. she was approved last night therefore i assume the 20k bonus will hit sometime in the next few weeks. my question is if i were to downgrade before the annual fee hits on my account back to ink cash. can i then have my wife refer her ink preferred back to me since i had not received a ink preferred bonus in the past? or do i have to wait a full 24 months from the time i did the product change which was yesterday?
https://creditcards.chase.com/small-...ness-preferred
Mar 1, 2018, 5:55 am
#558
Join Date: Sep 2011
Posts: 1,857
You should be good to go for applying yourself. The Ink cards don't actually contain the "24 months" language in the offer details, interestingly
https://creditcards.chase.com/small-...ness-preferred
https://creditcards.chase.com/small-...ness-preferred
Mar 2, 2018, 1:28 am
#559
Join Date: Aug 2010
Posts: 124
- I understand that any new cardmember bonus offers for this product are not available to either current or previous cardmembers of this product who received a new cardmember bonus for this product in the last 24 months.
Mar 3, 2018, 2:27 pm
#560
Join Date: Dec 2011
Location: Bay area, CA
Programs: SW, AS, UA, AA, Delta, Hilton, Hyatt, Club Carlson, SPG, IHG, Choice
Posts: 183
I am at 5/24.
2 Chase personal cards (Hyatt and BA), 1 wyndham and 1 alaska personal card. last card is Marriott business.
Am I eligible for this Ink card?
2 Chase personal cards (Hyatt and BA), 1 wyndham and 1 alaska personal card. last card is Marriott business.
Am I eligible for this Ink card?
Mar 3, 2018, 3:38 pm
#561
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,084
Also, please read the wiki here: https://www.flyertalk.com/forum/chas...17-onward.html Lots of good info.
Last edited by philemer; Mar 3, 2018 at 4:00 pm
Mar 3, 2018, 3:50 pm
#562
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Mar 3, 2018, 4:21 pm
#564
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Business cards can be subject to 5/24, meaning you may have to be under 5/24 for eligibility purposes when you apply for the card. However, once approved the card does not count toward the 5/24 total.
Read the wiki in the "Applying for Chase cards" stickied thread. Or read this:
http://frequentmiler.boardingarea.com/2017/09/07/chase-business-cards-dont-add-524-count/
https://www.flyertalk.com/forum/chase-ultimate-rewards/1809882-applying-chase-credit-cards-2017-onward.html
Last edited by Diplomatico; Mar 3, 2018 at 4:28 pm
Mar 3, 2018, 5:22 pm
#565
Join Date: Jul 2011
Location: North America
Posts: 2,265
That's incorrect.
Business cards can be subject to 5/24, meaning you may have to be under 5/24 for eligibility purposes when you apply for the card. However, once approved the card does not count toward the 5/24 total.
Read the wiki in the "Applying for Chase cards" stickied thread. Or read this:
http://frequentmiler.boardingarea.com/2017/09/07/chase-business-cards-dont-add-524-count/
https://www.flyertalk.com/forum/chase-ultimate-rewards/1809882-applying-chase-credit-cards-2017-onward.html
Business cards can be subject to 5/24, meaning you may have to be under 5/24 for eligibility purposes when you apply for the card. However, once approved the card does not count toward the 5/24 total.
Read the wiki in the "Applying for Chase cards" stickied thread. Or read this:
http://frequentmiler.boardingarea.com/2017/09/07/chase-business-cards-dont-add-524-count/
https://www.flyertalk.com/forum/chase-ultimate-rewards/1809882-applying-chase-credit-cards-2017-onward.html
Mar 6, 2018, 2:21 pm
#566
Join Date: Jan 2016
Posts: 254
Hi All,
I'm looking for some advice... First, my situation: I'm well over 5/24, I don't have a Chase branch near me (Kansas City), and I'm traveling to Denver next week and thought I'd try my luck at the Ink Preferred and / or Freedom Unlimited. I own two small businesses and have an Ink Cash card for the smaller of the two. So I'd try to get the Ink Preferred for the larger of the two businesses.
I have a personal Chase checking account (only about $500 into it each month via DD), but no business account though. I have a CSR, Freedom Unlimited, Southwest Premier (probably canceling this month), IHG, and the Ink Cash I mentioned. I also have a Chase auto loan. Questions:
1. I need to find a Chase branch that has a Business Relationship Manager? Call and ask if they have one, I guess?
2. Will they talk to me even though I don't have a business account with them (except for my Ink Cash for my other business)?
3. How do I make sure they submit a paper application?
4. Would the paper app be for 100k / $5k spend? Or 80k / $5k spend?
5. Should I ask about pre-approvals first? And if they have one for Freedom Unlimited, should I apply for that, or would that hurt my chances of getting the Ink Preferred?
Any other suggestions for my rare branch visit? I have had a Sapphire Preferred (downgraded it to the Freedom)... Thanks!
--Kyle
I'm looking for some advice... First, my situation: I'm well over 5/24, I don't have a Chase branch near me (Kansas City), and I'm traveling to Denver next week and thought I'd try my luck at the Ink Preferred and / or Freedom Unlimited. I own two small businesses and have an Ink Cash card for the smaller of the two. So I'd try to get the Ink Preferred for the larger of the two businesses.
I have a personal Chase checking account (only about $500 into it each month via DD), but no business account though. I have a CSR, Freedom Unlimited, Southwest Premier (probably canceling this month), IHG, and the Ink Cash I mentioned. I also have a Chase auto loan. Questions:
1. I need to find a Chase branch that has a Business Relationship Manager? Call and ask if they have one, I guess?
2. Will they talk to me even though I don't have a business account with them (except for my Ink Cash for my other business)?
3. How do I make sure they submit a paper application?
4. Would the paper app be for 100k / $5k spend? Or 80k / $5k spend?
5. Should I ask about pre-approvals first? And if they have one for Freedom Unlimited, should I apply for that, or would that hurt my chances of getting the Ink Preferred?
Any other suggestions for my rare branch visit? I have had a Sapphire Preferred (downgraded it to the Freedom)... Thanks!
--Kyle
Mar 7, 2018, 6:24 am
#567
Join Date: Sep 2011
Posts: 1,857
1. I need to find a Chase branch that has a Business Relationship Manager? Call and ask if they have one, I guess?
2. Will they talk to me even though I don't have a business account with them (except for my Ink Cash for my other business)?
3. How do I make sure they submit a paper application?
4. Would the paper app be for 100k / $5k spend? Or 80k / $5k spend?
5. Should I ask about pre-approvals first? And if they have one for Freedom Unlimited, should I apply for that, or would that hurt my chances of getting the Ink Preferred?
2. Will they talk to me even though I don't have a business account with them (except for my Ink Cash for my other business)?
3. How do I make sure they submit a paper application?
4. Would the paper app be for 100k / $5k spend? Or 80k / $5k spend?
5. Should I ask about pre-approvals first? And if they have one for Freedom Unlimited, should I apply for that, or would that hurt my chances of getting the Ink Preferred?
2. Depends entirely on the BRM.
3. Explain it to them.
4. 100k
5. You don't need a BRM to check for pre-approvals. They would bypass 5/24 but only get 80k for Ink. If you apply for a personal Chase card, you'll need to wait another 30 days before applying for Ink. Therefore, not advisable in your situation. Also, you said you already have Freedom Unlimited.
Mar 7, 2018, 11:52 am
#568
Join Date: Jan 2016
Posts: 254
1. BRMs work out of districts, not branches. You should make an appointment with one ahead of time.
2. Depends entirely on the BRM.
3. Explain it to them.
4. 100k
5. You don't need a BRM to check for pre-approvals. They would bypass 5/24 but only get 80k for Ink. If you apply for a personal Chase card, you'll need to wait another 30 days before applying for Ink. Therefore, not advisable in your situation. Also, you said you already have Freedom Unlimited.
2. Depends entirely on the BRM.
3. Explain it to them.
4. 100k
5. You don't need a BRM to check for pre-approvals. They would bypass 5/24 but only get 80k for Ink. If you apply for a personal Chase card, you'll need to wait another 30 days before applying for Ink. Therefore, not advisable in your situation. Also, you said you already have Freedom Unlimited.
2. Okay.
3. So, just tell them I'm afraid I might not get approved unless they do the paper application?
4. Okay.
5. Typo - I have the Freedom - would like to get the Freedom Unlimited.
I'll just do the Ink Preferred if I'm able to find a BRM to process a paper app!Thanks,
--Kyle
Mar 8, 2018, 6:27 am
#569
Join Date: Sep 2011
Posts: 1,857
1. Ah, okay. Sounds like I just need to start calling branches to see which ones might have a BRM and make an appointment?
2. Okay.
3. So, just tell them I'm afraid I might not get approved unless they do the paper application?
4. Okay.
5. Typo - I have the Freedom - would like to get the Freedom Unlimited. I'll just do the Ink Preferred if I'm able to find a BRM to process a paper app!
Thanks,
--Kyle
2. Okay.
3. So, just tell them I'm afraid I might not get approved unless they do the paper application?
4. Okay.
5. Typo - I have the Freedom - would like to get the Freedom Unlimited.
I'll just do the Ink Preferred if I'm able to find a BRM to process a paper app!Thanks,
--Kyle
Mar 9, 2018, 11:57 am
#570
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
Can you get 2 cards of this ink preferred? Double bonus?