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Originally Posted by injera
(Post 27101005)
Has anyone been able to access the application directly via Chase.com?
Also is Chase offering referral bonuses for this card? I'm received some in the past for referring friends to various cards. Have probably 7-8 friends i've convinced to sign up for the CSR card and it would be awesome if i could get a link to get 5,000 UR points for each referral or something. |
Bummer. Have multiple Chase credit cards (2 Freedoms, Ink+, Ink Cash) and Checking (Total Checking, Total Business Checking), but no pre-qualified offer when I went into a branch this morning. EQ is 830 and EX is 780. I had EX frozen for the past week, but unfroze this morning.
I wonder how Chase determines who is pre-qualified? I was able to get an Ink+ a few months ago throuhg the pre-qualified route. |
I ended up doing the online application, at 4/24 got pending status. Will give them a call this evening to see whats up, would happily drop some of my credit on other cards if necessary.
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Originally Posted by matto2786
(Post 27101154)
I will. I eat out for lunch and dinner practically every day. I also fly to Cleveland from Charlotte several times per year, and to Vegas once or twice per year. Then factor in all of the other traveling that I do. This card will be well worth it for me.
It is the international premium cabin pay tickets / cruises / land tours, those would be the big money spend on travel and would well justify the Net AF. It needs $7500 travel spend earned at 3x to just break even on the calculation. ($150/0.02 = $7500) The incremental only starts from after $7500 travel spend. Other benefits are not impressive as already being discussed countless time. |
Instant Approval, $34K limit.
Prior to this, 2/24. Been a Chase Sapphire Preferred customer for several years now. It was always my go-to card when not churning Citi AA Cards. Credit Score: 800+ Also have CSP, Hyatt, Marriott, and Freedom |
Applied and got instant approval.
Income: 102K Credit Score: 801 1) My credit report showed JC Penny CC in Nov 2014 and 2) Costco Amex got converted to Citi Costco card. Other than the above mentioned 2 points I have 4 credit cards in last 2 years. So... Either Chase is not considering both (1) & (2) or they are approving borderline cases. Regards, |
Originally Posted by coffee18
(Post 27101009)
Congrats, what's your 5/24 status? Thanks for verifying.
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Originally Posted by ellinj
(Post 27101236)
I ended up doing the online application, at 4/24 got pending status. Will give them a call this evening to see whats up, would happily drop some of my credit on other cards if necessary.
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Instant approval, 28.5k (random number is random)
2/24 (maybe 3, too lazy to pull but definitely <5) 95k CSP, no other Chase relationship (reduced CSP limit last week in anticipation of this app) FICO 800ish Now, the real question: how long is it gonna take me to get a PLASTIC version of this card? I've had a plastic CSP for years and keep the metal one solely as an emergency ice scraper. |
Originally Posted by Vamsee
(Post 27101251)
Applied and got instant approval.
Income: 102K Credit Score: 801 1) My credit report showed JC Penny CC in Nov 2014 and 2) Costco Amex got converted to Citi Costco card. Other than the above mentioned 2 points I have 4 credit cards in last 2 years. So... Either Chase is not considering both (1) & (2) or they are approving borderline cases. Regards, |
Originally Posted by Vamsee
(Post 27101251)
Applied and got instant approval.
Income: 102K Credit Score: 801 1) My credit report showed JC Penny CC in Nov 2014 and 2) Costco Amex got converted to Citi Costco card. Other than the above mentioned 2 points I have 4 credit cards in last 2 years. So... Either Chase is not considering both (1) & (2) or they are approving borderline cases. Regards, |
Originally Posted by Vamsee
(Post 27101251)
Applied and got instant approval.
Income: 102K Credit Score: 801 1) My credit report showed JC Penny CC in Nov 2014 and 2) Costco Amex got converted to Citi Costco card. Other than the above mentioned 2 points I have 4 credit cards in last 2 years. So... Either Chase is not considering both (1) & (2) or they are approving borderline cases. Regards, |
Just applied online via the link in this thread. APproved instantly for $33k.
No credit accounts opened in the last 2 years, so well under 5/24. FICO around 750-800 TOtal income of me + Mr Gfunk is 225k We rent Odd thing is that I have a credit freeze on my account across all four reporting agencies. EquiFax's website kept giving me an error when I tried to lift it. Experian gave me a single-use PIN to give to a creditor, which I wasn't prompted for. So Chase must have used TransUnion, which let me do a blanket temporary lift for a week. |
Looks as if the only hope for 5+/24'ers is to see if you're pre-approved in branch...even then it seems to be a toss-up.
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Originally Posted by MapleLeafss
(Post 27101185)
Basically same result that I had (3/24, roughly same FICO, higher income but also higher credit limit right now). Called and told to wait for the letter because he "couldn't get into my application". May try again later, but I am somewhat encouraged by the fact that the 5/24 people are being told immediately over the phone that they are denied while people like you and I are still sitting "pending". I'm also happy to move credit around, I have $36k on my CSP that I can drop to like $10k when I switch it to FU.
Does anybody have prior experience with pending due to address verification? both the banker in-branch and recon guy told me they thought that could be the reason. I don't understand why that can't be done in-branch, online, by fax or over the phone. |
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