That's true. I read through the comments on The Points Guy's FB yesterday, most certainly entertaining.

I guess now I'm faced with do I start churning the BOA Alaska card or wait until April when I'll be down to 4/25 and look into CSP or CSR.

Applied via [link] and approved - called to verify - offer was for the 100,000 after $4k spent in first 3 months.

Has anyone been able to access the application directly via Chase.com?

Also is Chase offering referral bonuses for this card? I'm received some in the past for referring friends to various cards. Have probably 7-8 friends i've convinced to sign up for the CSR card and it would be awesome if i could get a link to get 5,000 UR points for each referral or something.

Congrats, what's your 5/24 status? Thanks for verifying.

If it's not on their site, how did someone get this URL?

Just applied via the link. Wife and I was approved instantly with 32k and 30k limit. I should be over the 5/24 rule and still got approved.

Scary data point:
Declined. Credit score around 800. 6/24. Have Chase checking and savings.

Called recon and got down to 5/24 after removing AU account. Still declined.

I should not have gotten the Unlimited.

We'll see how Mrs. HighOPS does.

Just got off line with reconsideration. Card Approved, but they told me they CAN'T EXPEDITE SHIPPING.

This is a real bummer as I need it in one week for vacation. Grrr.

Upgrading Sapphire Preferred to Reserve?
 

I've had a Preferred for 5 years or so and want to upgrade to the Reserve. Is it better to apply to the Reserve as a new account, then cancel the Preferred, or to just call Chase and ask to change the card over?

Or does it matter?

I don't churn cards or do MS, so 5/24 and such won't be a concern.

Thanks!

What's your 5/24 situation?

If you're under 5/24 apply for the CSR for the 100K points. Wait until the annual fee comes up on the CSP and downgrade to the Freedom Unlimited.

If you're over 5/24 wait a while and see what results people get on here/Reddit to see if we can confirm that they're applying the 5/24 rule.

Upgrade would not get you bonus but still get you $450 fee, of course also the benefits. Still...

If you dont need to worry 5/24 why would you give up the 100K sign up bonus? :confused:

Approved for $16,600. I believe I was at or over the 5/24. Opened CSP, PRG, Chase FU, and I was stupid enough to open a Firestone card in late 2014 that I paid off and a Best Buy card in November 2015. Also have two car loans, one with Chase the other BofA. 759 credit, $75k declared income, with about $200k liquid assets.

Feeling pretty leery about applying this since I am a million/24. But I think I'll take a stab at it after my 10am meeting.

Applied for myself (~25/24) and wife (exactly 5/24). Both applications got the 7-10 day language.