Aug 22, 2016, 11:52 am
Last edit by: mia
This thread continues discussion which started here in 2010: JP Morgan Palladium Card
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)
Oct 29, 2017, 2:45 pm
#1561
Join Date: Mar 2014
Location: Florida
Posts: 274
United Club really. That's a huge benefit and the major difference with the Sapphire Reserve. Though people who hold this card are paying extra for the benefit by having their assets under active management by JPM Private Bank.
Oct 29, 2017, 7:48 pm
#1562
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,721
Also as noted above you may not need to maintain a JPM or CPB account to renew your JPM-R card.
Oct 29, 2017, 7:55 pm
#1563
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
If Chase wanted to create an intermediate card I suppose it could be Sapphire Reserve Plus with United Club access only when flying UA. They haven't left themselves much room to do more.
Oct 29, 2017, 8:05 pm
#1564
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,721
There won't be an "intermediate card" - there is no realisticspace for that plus Chase admitted that it cost a fortune to launch CSR and they are hoping to recoup that with renewals and cross-selling. The only reason JPM-R exists is that CPB/JPM would have lost existing Palladium cardholders like myself who would not have appreciated being converted to CSR. In fact my understanding is that UC is a grandfathered benefit - I don't think we've seen reports of anyone with a new JPM that has it.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
Oct 29, 2017, 8:10 pm
#1565
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
There won't be an "intermediate card" - there is no realisticspace for that plus Chase admitted that it cost a fortune to launch CSR and they are hoping to recoup that with renewals and cross-selling. The only reason JPM-R exists is that CPB/JPM would have lost existing Palladium cardholders like myself who would not have appreciated being converted to CSR. In fact my understanding is that UC is a grandfathered benefit - I don't think we've seen reports of anyone with a new JPM that has it.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
From what I understand, it's an unadvertised benefit because the MP Club card is advertised as the only card that comes with UC Membership.
Oct 29, 2017, 8:18 pm
#1566
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,721
^
^ ^
That has always been the case so good to hear that nothing has changed as that would suggest that UC benefit will not be phased out.
P.S. UC has auto-renewed every year for me and new card is sent before old one expires.
That has always been the case so good to hear that nothing has changed as that would suggest that UC benefit will not be phased out.
P.S. UC has auto-renewed every year for me and new card is sent before old one expires.
Oct 29, 2017, 8:53 pm
#1567
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,142
Oct 29, 2017, 8:55 pm
#1568
Join Date: Aug 2016
Location: SJC, LAX, TPE
Programs: Hilton Diamond, Marriott Platinum, IHG Platinum
Posts: 195
Same here, got card August of last year and have United Club. Palladium card never appealed to me. And United Club auto renewed August 1 of this year. But UC card keeps sending to my address in Japan, and no way to change that unless I want to pay PQD.
Oct 30, 2017, 11:16 am
#1569
Join Date: Sep 2013
Posts: 401
There won't be an "intermediate card" - there is no realisticspace for that plus Chase admitted that it cost a fortune to launch CSR and they are hoping to recoup that with renewals and cross-selling. The only reason JPM-R exists is that CPB/JPM would have lost existing Palladium cardholders like myself who would not have appreciated being converted to CSR. In fact my understanding is that UC is a grandfathered benefit - I don't think we've seen reports of anyone with a new JPM that has it.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
That being said, I could see JPM creating a super premium product similar to the Black Cards, but it would have to be a heck of card to justify a higher AF. So far that has not been the case IMO - a lot of illusory benefits.
Oct 30, 2017, 1:54 pm
#1570
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,721
Good point. I was more adamant about seeking an AF waiver when it was $595/year and the card did not include a $300 travel rebate. Now that the net cost of the AF is $150, I'm less inclined to pursue it.
Nov 5, 2017, 1:02 pm
#1571
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
I am neither CPC or PM and I have it. More than one CPC "branch manager" has told me CPC or PM status is not needed to get the card. In other words, if the right people at chase want you to have it (they seem to think it is a lead generator to try to get my investment biz) it can happen.
Nov 7, 2017, 10:50 am
#1572
Join Date: Mar 2013
Posts: 178
Interesting. When did you get it? From my understanding, there was a loophole to get the card. Seems like now it’s near impossible to get without being in PB. Even CPC doesn’t seem to carry much leverage to get to card. Unless if I’m just not talking to the right people
Nov 7, 2017, 11:23 am
#1573
Join Date: Sep 2013
Posts: 401
Interesting. When did you get it? From my understanding, there was a loophole to get the card. Seems like now it’s near impossible to get without being in PB. Even CPC doesn’t seem to carry much leverage to get to card. Unless if I’m just not talking to the right people
Nov 20, 2017, 3:55 pm
#1575
Join Date: Aug 2016
Location: NYC-LDN
Posts: 143
Average AUM there is north of $250 million so high 8 figures isn't "much" so to speak. On an unrelated note, just got a $750 Bergdorf Goodman GC with a happy Thanksgiving note today did anyone else get something recently?