Last edit by: mia
This thread continues discussion which started here in 2010: JP Morgan Palladium Card
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)
#316
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
Incredible. It looks like JPMC didn't learn their lesson from the Palladium loophole fiasco. We'll see what happens after the inevitable flood of faxed applications from non-PB clients comes in. Good luck everyone!
#317
Join Date: Aug 2016
Location: New York
Posts: 172
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
Last edited by mia; Sep 1, 2016 at 5:45 pm Reason: Remove inflammatory language.
#318
Join Date: Feb 2014
Location: New York
Programs: Delta Platinum
Posts: 112
In fanowigs' anecdote, his friend had a substantial relationship with JPMorgan Chase. It makes sense that the bank is offering a great product for its best customers. The question is how they define "best".
#319
Join Date: Aug 2016
Location: New York
Posts: 172
I have yet to find out more info from them. I'm pretty sure the bank paid for his annual as he is a "high roller", lol but a cheap one, and hates annuals like the rest of us. I will find out and post
#320
Join Date: Jul 2016
Posts: 141
They CORRESPOND everything with the private banker. Whether it's asking for extra information or verification, everything is done with a REAL banker.
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
Seems like a similar thing is going on with the JPM Reserve, where non-JPM private bank client applicants are getting approved.
Last edited by mia; Sep 1, 2016 at 5:46 pm Reason: Prune quotation.
#321
Join Date: Jul 2016
Posts: 141
Just ask. I similarly got my Palladium AF waived. My request was sent up the chain of command and approval took about a week though.
#322
Join Date: Aug 2010
Location: New York
Programs: SPG Platinum, Hyatt Diamond, Hilton Diamond, Intercontinental Platinum, AA Gold
Posts: 229
have you tried asking for the AF to be waived for your newly upgraded JPM Reserve card? also, when you ask, do you ask Chase via SMS or your JPM banking rep?
#323
Join Date: Jul 2016
Posts: 141
I converted my Palladium to a JPMR. According to the representative, I won't be charged the JPMR AF because my Palladium AF covers it.
#324
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
They CORRESPOND everything with the private banker. Whether it's asking for extra information or verification, everything is done with a REAL banker.
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
Last edited by bribro; Sep 3, 2016 at 2:12 pm
#325
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 15,722
Awesome! Let me know if I should post copies of my Palladium card too. It may be the last time it gets used before I order up a CS Reserve. Chase is just creating a lot of work for itself by not awarding 100k points to existing Palladium cardholders. And I predict most of us will cancel because the 100k points are worth a lot more than hidden perk of UC membership which can go bye bye at any time.
#326
Join Date: Oct 2011
Posts: 4,166
Lots of wealthy folks in this thread, and I'm glad to see other CC junkies out there ^
#327
Join Date: Jan 2012
Posts: 113
PB client and PD holder, I'm too busy to be arsed with a new application. Rep I spoke with said UA club was being discontinued on the reserve but he may have been misinformed. He did state that my banker or service team could send an application and that it would otherwise be converted eventually and that notice would likely be sent around the 11/12'th of the month. Asked about extending the bonus on conversion, got a negative.
#328
Join Date: Aug 2016
Location: NYC-LDN
Posts: 143
Does he have a real private banking relationship with the firm? If so how long has he had it? If he is a simple CPC and they're covering his AF right off the bat, then this goes against everything my coverage team from the private bank has told me along with the head of their US banking. I've been banking with the firm since it was called Chemical Bank and have had a very sizable sum of money parked their since '06 so I'm inclined to believe they're not lying to me.
#329
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
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FlyerTalk is a diverse, multi-cultural community. Expressions of prejudice or discrimination in any form are not permitted (such as those concerning race, nationality, religious belief, gender, sexual orientation, age, disability, etc).
If another member gets personal with you, do not retaliate. Retaliation may well subject you to the same discipline. Instead, please use the 'Alert a moderator to this thread' button in the lower-left-hand-corner of each post, send a note explaining your concern to the moderator team, and leave it to them to handle. Please also see Rule 22 — When you believe someone has violated the rules.
Last edited by mia; Sep 1, 2016 at 5:52 pm
#330
Join Date: Jul 2016
Posts: 141
Does he have a real private banking relationship with the firm? If so how long has he had it? If he is a simple CPC and they're covering his AF right off the bat, then this goes against everything my coverage team from the private bank has told me along with the head of their US banking. I've been banking with the firm since it was called Chemical Bank and have had a very sizable sum of money parked their since '06 so I'm inclined to believe they're not lying to me.