Originally Posted by
Venomz
They CORRESPOND everything with the private banker. Whether it's asking for extra information or verification, everything is done with a REAL banker.
The analyst/lending services will call your banker upon approval, and add any final comments or questions about credit/account history.
So if someone faxes in a pdf file, and they have existing chase accounts, JP Morgan/ chase will try to contact the banker and if the info is false, you can say good by to your chase relationship, Adverse action and closed
Not sure how it works with Chase retail, but in the JPM PB they use something called a "Special Consideration Form" and I've seen it myself. It is essentially your banker's endorsement of your application. They tell your story, identify your assets with the firm, etc.