Aug 11, 2016, 1:33 pm
Last edit by: RedSun
Ritz-Carlton Rewards Visa Infinite (closed to new applications)
All card offers are dead as of 7/26/18.
Information still available on the Chase SITE.
The previous version of this card was discussed HERE.
(Expired) New Card Bonus ($4,000 spending): Two free night certificates good at any Ritz Carlton (Marriott) properties up to 60,000 points (possible to book any SPG properties later)
(old: at any tier 1-4 Ritz Carlton Hotel after $4k spend).
current offer (dead): https://creditcards.chase.com/a1/rit...n/naepredirect
Things qualifying/not qualifying under $300 annual travel credit
one member wrote: AA is now showing gift cards as "giftcard" rather than general purchase if the csr looks closely. Last year it worked for me, yesterday it did not and csr told me that's why. However, later the same day I also requested the credit by Secure Message (for "baggage fees) and it was approved. Very YMMV now but still doable. 2/10/2017
Southwest Airlines GCs work fairly easily. I've generally bought them for $150 and said they're excess baggage fees.
Frequent Miler has a collection of data points of what has worked in the past. Link
All card offers are dead as of 7/26/18.
Information still available on the Chase SITE.
The previous version of this card was discussed HERE.
(Expired) New Card Bonus ($4,000 spending): Two free night certificates good at any Ritz Carlton (Marriott) properties up to 60,000 points (possible to book any SPG properties later)
(old: at any tier 1-4 Ritz Carlton Hotel after $4k spend).
current offer (dead): https://creditcards.chase.com/a1/rit...n/naepredirect
- Annual fee of $450 NOT waived.
- 6 points per dollar at Marriott properties, including SPGs and Ritz-Carltons. (same as all Chase & AmEx Marriott cards)
- 3 points per dollar at restaurants, car rental companies and airline tickets purchased directly from airlines
- 2 points per dollar on all other purchases (same as all Chase & AmEx Marriott cards)
- Annual (anniversary) free night award good at any Marriott (including Ritz) property up to 50,000 MRs.
- Automatic Marriott Gold Status.
- Marriott Platinum Status after $75,000 card spending in a card-member year.
$100 companion airfare discount booked through Visa Infinite website.- $100 statement credit for Global Entry after the Global Entry program application fee is charged to an eligible card.
- $300 Annual (calendar) Travel Credit "Only the following types of non-ticket purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals."
- Three (3) Ritz Carlton Club Level upgrade certificates each year for up to 7 nights each stay. The stays must be paid stays, excluding point redemption and award night.
- Troon Rewards and PRIVÉ ACCESS golf benefits
- $100 credit for qualifying dining, spa or other hotel recreational activities. Use the credit with any paid stay at The Ritz-Carlton of two nights or more OR get a $100 hotel credit per stay at all Marriott luxury properties. Advance reservations are required. Valid only on non-discounted rates. Cannot be combined with any packages, discounts, negotiated corporate or group rates or point-redemption bookings.
Things qualifying/not qualifying under $300 annual travel credit
one member wrote: AA is now showing gift cards as "giftcard" rather than general purchase if the csr looks closely. Last year it worked for me, yesterday it did not and csr told me that's why. However, later the same day I also requested the credit by Secure Message (for "baggage fees) and it was approved. Very YMMV now but still doable. 2/10/2017
Southwest Airlines GCs work fairly easily. I've generally bought them for $150 and said they're excess baggage fees.
Frequent Miler has a collection of data points of what has worked in the past. Link
Ritz-Carlton Visa Infinite - closed for applications 7.26.2018 (2016-2021)
Jul 23, 2019, 8:41 am
#3152
Join Date: Jan 2014
Posts: 742
Truth, I'm weighing the benefits as its probably silly to keep ritz (no brainer to keep), csr (when you have ink+ its not that great), prestige (5x cats still worth it but insurances going away), and amex plat biz (Wework is my main reason to hang on to it for now). I think csr is first one to go. I have however used all 4 priority passes at once at the minute suites for a free 4 hour nap (took them a few minutes to figure it out but that worked). It seems the insurance benefits for ritz and csr are now the exact same, so there isn't a need for both in my situation. Probably will load my ez-pass $300 january 1st then downgrade csr, or maybe better to load 300 to uber if possible.
Jul 23, 2019, 1:12 pm
#3153
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
It is not the number of cards or the overlapping of the benefits. It is your benefit vs costs that matter. I could get 6 CCs all paying $450 AFs. But if I can keep each card positive, then I can keep all of them.
Jul 23, 2019, 5:43 pm
#3154
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,317
Retention offers on this card come up every other year.
Another year that Chase is paying me to keep the card open - 150$ retention offer again (same as two years ago), on grandfathered credit card fee. Using the $100 rebate couple of times this year as well.
As opposed to all other "premium" credit card that I have, some of which becoming more and more hard to justify, this one is a keeper. And that is not the first time I've said that.
Another year that Chase is paying me to keep the card open - 150$ retention offer again (same as two years ago), on grandfathered credit card fee. Using the $100 rebate couple of times this year as well.
As opposed to all other "premium" credit card that I have, some of which becoming more and more hard to justify, this one is a keeper. And that is not the first time I've said that.
I don't have the opportunity to to that, as most of my travel is on business, so I can't have my wife join me and pay with a personal card. The other trips are either awards or one way.
I'm going through the same thought process as everyone, but I keep assessing the card towards the bottom and not the top due to the difficulty in using the travel credits (vs. Prestige and Bonvoy Brilliant) and the lack of use in the $100 off.
Jul 23, 2019, 5:46 pm
#3155
Join Date: Jan 2014
Posts: 742
Right, so the CSR is the one I can't keep positive if I'm never going to get less than .015 cpp anyways, the ritz has the same travel insurance things, the citi has better dining/flights, amex has lots of other stuffs (even the evac insurance). $150/year isn't much, but I suppose when I downgrade it to a freedom, I can do even better with the 5x categories. I can always upgrade it back to a CSR if something changes (hopefully). Same goes for people with amex plats, you can downgrade it to the green then if you want it again upgrade it. Bottom line is that the Ritz is the easiest to get your money back without even spending a dime... (well $300 on aeroplan fees...).
Jul 24, 2019, 5:21 am
#3156
Join Date: Feb 2005
Location: MD/DC
Programs: Hilton Diamond, IHG Platinum, Marriott Titanium, TK Gold
Posts: 1,536
Would it be a keeper without the $100 airfare rebate?
I don't have the opportunity to to that, as most of my travel is on business, so I can't have my wife join me and pay with a personal card. The other trips are either awards or one way.
I'm going through the same thought process as everyone, but I keep assessing the card towards the bottom and not the top due to the difficulty in using the travel credits (vs. Prestige and Bonvoy Brilliant) and the lack of use in the $100 off.
I don't have the opportunity to to that, as most of my travel is on business, so I can't have my wife join me and pay with a personal card. The other trips are either awards or one way.
I'm going through the same thought process as everyone, but I keep assessing the card towards the bottom and not the top due to the difficulty in using the travel credits (vs. Prestige and Bonvoy Brilliant) and the lack of use in the $100 off.
However, my (free) AUs are enjoying their PP when traveling without me and that alone is worth the fee.
Considering I'm grandfather to the old fee, and Chase pays me to keep the card open every other year - for me the calculus is in the +++ territory even if I don't use the $300 a year completely.
Jul 27, 2019, 12:55 pm
#3157
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,317
It would be a personal preference of course. I can get enough value from the free night to justify the fee. I am also find using the $300 a year on things I would have used anyway sometime a problem (but calling in is very lenient on what they reimburse you). I probably buy more TOD upgrades than I would have otherwise.
However, my (free) AUs are enjoying their PP when traveling without me and that alone is worth the fee.
Considering I'm grandfather to the old fee, and Chase pays me to keep the card open every other year - for me the calculus is in the +++ territory even if I don't use the $300 a year completely.
However, my (free) AUs are enjoying their PP when traveling without me and that alone is worth the fee.
Considering I'm grandfather to the old fee, and Chase pays me to keep the card open every other year - for me the calculus is in the +++ territory even if I don't use the $300 a year completely.
Jul 31, 2019, 6:51 pm
#3158
Join Date: Apr 2001
Location: Boston, MA
Programs: Hilton Gold, SPG Gold, CC Gold, UA Silver
Posts: 434
Curious, opened card in 2018 and this will be my first renewing card. I tried to ask for retention offer but was told that no offers currently. Does the every other year start with opening of card. So technically, when annual fee due 2020, I should be eligible for retention. I was hoping to get retention this year and then start the every other year cycle. Thanks,
Jul 31, 2019, 7:20 pm
#3159
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Curious, opened card in 2018 and this will be my first renewing card. I tried to ask for retention offer but was told that no offers currently. Does the every other year start with opening of card. So technically, when annual fee due 2020, I should be eligible for retention. I was hoping to get retention this year and then start the every other year cycle. Thanks,
I do not think there is such thing of eligible for retention. The CC company can decide whatever it wants to do.
Aug 1, 2019, 8:38 am
#3162
Join Date: Feb 2009
Posts: 3,737
You asked why they think they'll get a retention offer. It's due to data points. Some credit cards like American Express go on cycles for retention offers. For example, I've had the SPG card for 10 years before they made the brand change. They would only offer a retention offer every other year. If you called up a year after they'd either say you aren't edible or that they could see you had received one the year prior and therefore were not eligible for the current year. The data points point so something similar with the Ritz card. Other Chase branded cards may be more about luck or the amount of money you spent in the prior calendar year.
Aug 1, 2019, 9:48 am
#3163
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
You asked why they think they'll get a retention offer. It's due to data points. Some credit cards like American Express go on cycles for retention offers. For example, I've had the SPG card for 10 years before they made the brand change. They would only offer a retention offer every other year. If you called up a year after they'd either say you aren't edible or that they could see you had received one the year prior and therefore were not eligible for the current year. The data points point so something similar with the Ritz card. Other Chase branded cards may be more about luck or the amount of money you spent in the prior calendar year.
Before it was almost impossible to get any retention offer on Chase CSR. Not with the competition, it may be easier to get one. RC has been discontinued, but is still sought after, Chase may not get incentive to offer you one.
When Barclay was working on its Aviator card upgrade, no one was "eligible" to receive any retention offer because of the freeze. So some people closed the cards to avoid new AFs. It varies for BA and Citi. It may be easier to get an offer from AmEx....
Aug 1, 2019, 1:52 pm
#3164
Join Date: Feb 2009
Posts: 3,737
I think it totally depends on the CC bank, the particular card and the card situation. Things can certainly change.
Before it was almost impossible to get any retention offer on Chase CSR. Not with the competition, it may be easier to get one. RC has been discontinued, but is still sought after, Chase may not get incentive to offer you one.
When Barclay was working on its Aviator card upgrade, no one was "eligible" to receive any retention offer because of the freeze. So some people closed the cards to avoid new AFs. It varies for BA and Citi. It may be easier to get an offer from AmEx....
Before it was almost impossible to get any retention offer on Chase CSR. Not with the competition, it may be easier to get one. RC has been discontinued, but is still sought after, Chase may not get incentive to offer you one.
When Barclay was working on its Aviator card upgrade, no one was "eligible" to receive any retention offer because of the freeze. So some people closed the cards to avoid new AFs. It varies for BA and Citi. It may be easier to get an offer from AmEx....
Aug 1, 2019, 2:47 pm
#3165
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Didn't you just say that there was no such thing as being eligible for a retention? I feel like you are just trying to hassle someone who asked a pretty basic question. At the end of the day there are data points for this particular card showing it may be more likely that you'll be offered a retention offer with the Ritz every other year. The OP is asking if those who obtained retention offers recently completed their second or third year with the card.
There is just no such thing of eligible for retention. No one is entitled for any retention. It is not cardholder's right of getting it.