Sep 4, 2015, 8:47 am
Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
Nov 25, 2015, 11:16 am
#2056
Join Date: Jun 2015
Posts: 18
My key phrase has been - My wife and I manage our finances separately and I only included my income on the application. Each time approved!
Nov 25, 2015, 4:04 pm
#2057
Join Date: Nov 2015
Posts: 559
I applied for 2 chase SW personal cards and iam waiting for decision. This is after the recent AOR with 6 accounts and my score is in 690s range.
But for the past 4 weeks iam continuously getting pre qualified offer for CSP in the mail.
First 40000 points offer and now 50000 points offers. I already have freedom with them and that was main card till the recent AOR and i stopped using it afterwards.
Dont know whether chase is doing a soft pull on my report and sending prequal offer or just to make sure iam using chase cards they have sent this prequal offer or not.
I dont have any interest in applying CSP now , i just hope 2 sw personal cards are approved.
But for the past 4 weeks iam continuously getting pre qualified offer for CSP in the mail.
First 40000 points offer and now 50000 points offers. I already have freedom with them and that was main card till the recent AOR and i stopped using it afterwards.
Dont know whether chase is doing a soft pull on my report and sending prequal offer or just to make sure iam using chase cards they have sent this prequal offer or not.
I dont have any interest in applying CSP now , i just hope 2 sw personal cards are approved.
Nov 25, 2015, 6:20 pm
#2058
Join Date: Jul 2014
Posts: 7
UA Business
I was not approved for business UA cc today. 10 new cc this year, 18 last year. Credit score over 840. Should I wait 6 months before my next application for any other cards or just Chase?
Nov 25, 2015, 10:33 pm
#2059
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,721
Also by "not approved" do you mean you received the denial letter?
Nov 26, 2015, 12:05 am
#2060
Join Date: Jun 2014
Location: SNA, VCE
Programs: AA Lifetime Platinum, Hyatt Plat, Marriott Gold, United
Posts: 129
As of a few months ago, Chase was extremely stringent about not letting you have more than one business card open at a time, unless you have high revenue. It was possible to close the 1st card and open the 2nd, but you couldn't have them at the same time, in most cases. Do you already have a Chase biz card?
Last edited by mia; Nov 26, 2015 at 6:47 am Reason: Formatting
Nov 26, 2015, 3:33 am
#2061
Join Date: Jan 2015
Posts: 18
I had exactly 5 new credit cards opened in the last 2 years, was approved for chase sapphire preferred today instantly. I applied in the branch.
Nov 26, 2015, 6:24 pm
#2062
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
Not sure if it's purely coincidence, at least regarding Target. I rarely used to go to TGT before RB and my guess is that total purchases before RB were just around $200 over 15 years. During the six to nine months of RB, I spent around $2,000. So, at least when it comes to RB, it may have been a fantastic loss leader. Since RB went debit only, I have not stepped my foot inside TGT and moved back to my old ways of shopping -- Amazon, Whole Foods, Ralphs.
Nov 27, 2015, 6:48 am
#2063
Suspended
Join Date: Sep 2014
Posts: 3,072
Not sure if it's purely coincidence, at least regarding Target. I rarely used to go to TGT before RB and my guess is that total purchases before RB were just around $200 over 15 years. During the six to nine months of RB, I spent around $2,000. So, at least when it comes to RB, it may have been a fantastic loss leader. Since RB went debit only, I have not stepped my foot inside TGT and moved back to my old ways of shopping -- Amazon, Whole Foods, Ralphs.
Nov 27, 2015, 10:31 am
#2064
Join Date: Aug 2015
Posts: 6
I applied for SW Premier and UnitedPlus as i was getting targeted for these cards anway. Chase denied for UnitedPlus citing that too many Inquiries and Too Many Credit Cards Open. With 6 Inquiries in the last 6 month. and asked me to wait for the mail for SW Premier and they said the application is still in Pending Stage and cannot say if its approved or denied.
For the United, what is the best time to re-apply ? After 6 months ? or wait till few Inquiries drop of 12 months mark .?
For the United, what is the best time to re-apply ? After 6 months ? or wait till few Inquiries drop of 12 months mark .?
Nov 27, 2015, 11:06 am
#2065
Join Date: Nov 2015
Posts: 559
I applied for SW Premier and UnitedPlus as i was getting targeted for these cards anway. Chase denied for UnitedPlus citing that too many Inquiries and Too Many Credit Cards Open. With 6 Inquiries in the last 6 month. and asked me to wait for the mail for SW Premier and they said the application is still in Pending Stage and cannot say if its approved or denied.
For the United, what is the best time to re-apply ? After 6 months ? or wait till few Inquiries drop of 12 months mark .?
For the United, what is the best time to re-apply ? After 6 months ? or wait till few Inquiries drop of 12 months mark .?
Did u called them ? or got the response in the mail ?
I too applied for SW Premier and Plus cards and waiting for decision. I am also having around 6 inquiries and 5 + accounts opened recently in the last 3 months.
I am just waiting for the decision in letter and then will call if it is not in my favour. I hope SW cards are having less rules.
BTW iam getting pre qual offers for CSP cards for the past 4 weeks. Dont know whether chase did any soft check on my report or not.
Nov 27, 2015, 12:09 pm
#2066
Join Date: Jul 2013
Posts: 1,784
If so, ( I'm assuming you have been reading the last several weeks of this thread) you may have been denied for "too many phone calls".
Nov 27, 2015, 1:23 pm
#2067
Suspended
Join Date: Sep 2014
Posts: 3,072
I can't believe the number of people getting denied co-branded cards because of inquiries, and I can't imagine the Uniteds and Hyatts are happy about it. For people whose only credit sin is too many inquiries, you'd think it would be better for all parties to issue a $1,000 MileagePlus card or a $1,000 Hyatt card rather than it be a $5,000+ or bust type of thing.
Personally, I'd rather have a $2,000 MileagePlus and a $2,000 Hyatt and a $2,000 IHG than one $6,000 card for any of the preceding.
Personally, I'd rather have a $2,000 MileagePlus and a $2,000 Hyatt and a $2,000 IHG than one $6,000 card for any of the preceding.
Nov 27, 2015, 3:45 pm
#2068
Suspended
Join Date: Dec 2014
Posts: 8,460
I can't believe the number of people getting denied co-branded cards because of inquiries, and I can't imagine the Uniteds and Hyatts are happy about it. For people whose only credit sin is too many inquiries, you'd think it would be better for all parties to issue a $1,000 MileagePlus card or a $1,000 Hyatt card rather than it be a $5,000+ or bust type of thing.
Personally, I'd rather have a $2,000 MileagePlus and a $2,000 Hyatt and a $2,000 IHG than one $6,000 card for any of the preceding.
Personally, I'd rather have a $2,000 MileagePlus and a $2,000 Hyatt and a $2,000 IHG than one $6,000 card for any of the preceding.
Nov 28, 2015, 12:03 am
#2069
Join Date: Nov 2015
Posts: 559
Data point
Applied for 2 SW personal cards ( Premier 50 k , Plus 50k ) on Nov 23. I applied for these 2 after opening 6 accounts in the past 2 months. Total inquiries in past 2 years - around 10. Score was around 690 when applied. Got a message to call after applying. Waited till today.
Approved for both the cards. Hurray !!!!!. I can see the accounts online
I think the scrutiny is for United cards. Southwest must be lenient .
Anyhow free air ride for next 2 years.......
Applied for 2 SW personal cards ( Premier 50 k , Plus 50k ) on Nov 23. I applied for these 2 after opening 6 accounts in the past 2 months. Total inquiries in past 2 years - around 10. Score was around 690 when applied. Got a message to call after applying. Waited till today.
Approved for both the cards. Hurray !!!!!. I can see the accounts online
I think the scrutiny is for United cards. Southwest must be lenient .
Anyhow free air ride for next 2 years.......