Nov 18, 2013, 5:01 pm
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Nov 13, 2022, 8:58 pm
#1906
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Gold, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,360
Data point: I made a one-night hotel reservation through the Chase travel website a few weeks ago. I got the $50 credit about a week later.
Apr 12, 2023, 3:09 pm
#1907
Join Date: Apr 2023
Location: US
Posts: 22
You can get 90K bonus in the bank, but it is still 60K online. I don’t know when we can apply for 90K online
Apr 13, 2023, 7:31 pm
#1908
Join Date: Apr 2004
Programs: AA, UA, SQ, VA, QF, AF, BA
Posts: 2,865
I have some questions about the in-branch 90k offer.
How long does it take? Can any teller do it or do you need an appointment with a loan officer?
Do they approve it right away assuming your credit is acceptable?
Can you add it to Apple Pay right away?
How long does it take? Can any teller do it or do you need an appointment with a loan officer?
Do they approve it right away assuming your credit is acceptable?
Can you add it to Apple Pay right away?
Apr 14, 2023, 9:10 am
#1909
Join Date: Nov 2004
Location: San Jose, CA USA
Programs: UA Platinum 2MM, Marriott Lifetime Titanium, Hilton Gold
Posts: 632
Woke up this morning and checked my account at 7am pacific time and the card was listed in my account. They did move credit around (from the card I mentioned to the bank person). I was able to add card to my GooglePay from the Chase app. I just called Chase and got the card expedited.
The 90k promo isn't showing up in app yet. I asked about this when I expedited the card and was told it takes a couple of days.
Apr 14, 2023, 5:09 pm
#1910
Join Date: Apr 2004
Programs: AA, UA, SQ, VA, QF, AF, BA
Posts: 2,865
I went to branch yesterday (had appointment set up through web site, but that wasn't really needed as bank wasn't busy). Applied in branch. Application went pending. The credit card person in bank called to get it approved. I told her if the problem was that I already had a ton of credit with chase, I was fine with moving credit around. She got no where. She said it looked like it would be approved, but couldn't speed things up.
Woke up this morning and checked my account at 7am pacific time and the card was listed in my account. They did move credit around (from the card I mentioned to the bank person). I was able to add card to my GooglePay from the Chase app. I just called Chase and got the card expedited.
The 90k promo isn't showing up in app yet. I asked about this when I expedited the card and was told it takes a couple of days.
Woke up this morning and checked my account at 7am pacific time and the card was listed in my account. They did move credit around (from the card I mentioned to the bank person). I was able to add card to my GooglePay from the Chase app. I just called Chase and got the card expedited.
The 90k promo isn't showing up in app yet. I asked about this when I expedited the card and was told it takes a couple of days.
Apr 14, 2023, 8:06 pm
#1911
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,089
For an update, we just got back from Europe last week and I used SO's Saph Pref to book a room (that we ended up cancelling later) and the $50 credit DID show up. In fact, it is still there even with the cancellation (I am assuming they'll claw it back at some point). Still doesn't show up as a benefit nor is the tracker that was there last year when we used it on my card.
Apr 14, 2023, 8:45 pm
#1912
Join Date: Aug 2013
Posts: 80
Any way to waive the annual fee in branch?
Apr 15, 2023, 10:00 am
#1913
Join Date: Sep 2009
Posts: 268
48 months start from last time the card was cancelled or from the day the card was approved? Thanks.
Apr 15, 2023, 10:06 am
#1914
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
From the T&C's "The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months."
So, 48 months from receiving the bonus.
Apr 15, 2023, 10:07 am
#1915
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,606
"This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months." (Emphasis added.)
Apr 15, 2023, 10:16 am
#1916
Join Date: Sep 2009
Posts: 268
Neither.
From the T&C's "The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months."
So, 48 months from receiving the bonus.
From the T&C's "The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months."
So, 48 months from receiving the bonus.
Apr 15, 2023, 11:11 am
#1917
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
I don't see the words being ambiguous..."received a new cardmember bonus within the last 48 months". So, when your account receives the sign-up bonus, the 48-month clock starts.
Apr 15, 2023, 1:34 pm
#1918
Join Date: Jun 2001
Location: West Michigan
Programs: DL, UA, AA, B6, BA (airline status-free leisure traveler), Hilton Diamond
Posts: 1,963
Do you have to be an existing Chase customer to get the 90K in-branch offer? Thanks.
Apr 16, 2023, 10:54 am
#1919
Join Date: Sep 2009
Posts: 268
Is there a way to figure out when the 48 months started from last time new card member bonus was awarded?
Apr 16, 2023, 11:13 am
#1920
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,347