Chase is converting some Mastercards to Visa
#91
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
Chase is only converting their own branded cards. The IHG card was converted the other way, as you experienced; the AGR card, a Mastercard, is staying that way.
#92
Join Date: Jun 2005
Programs: DL Plat, Hilton Diamond, Starwood Gold, Avis President's Club
Posts: 110
I liked my Chase Ink Bold MC for my cable bill (5x) and renting cars in Ireland (insurance waived)...will new VISA offer same benefits as MC?
#93
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
I just realized my Ink Plus is still a MC while my Bold was converted. Anybody still on MC? Trying to hold on for another week for statement close to get the points then cancel before the conversion.
#94
Join Date: Mar 2014
Posts: 226
Perhaps this is a dumb question- I currently have Chase Freedom MC and was told they're sending me a Visa by August. I asked the rep if I could be eligible for the same bonus points as the new sign-ups, since this is a new product. They said no, but that I could apply for Freedom now before I'm given a new card as a Visa.
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
#95
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
Perhaps this is a dumb question- I currently have Chase Freedom MC and was told they're sending me a Visa by August. I asked the rep if I could be eligible for the same bonus points as the new sign-ups, since this is a new product. They said no, but that I could apply for Freedom now before I'm given a new card as a Visa.
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
If you're just starting out with credit cards though, which it sounds like you are, you should aim for higher bonus cards like the CSP.
#96
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
As said, if you're chasing opening bonuses, the Freedom is small potatoes. There are better options.
#97
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
Why does Chase do that? Converting some from Visa to Mastercard and vise versa.
#98
Join Date: Mar 2010
Posts: 1,173
the 5X bonus is the same, not sure about the insurance. Do you mean using it to get secondary insurance?....I hear that CSP has a new benefit of primary insurance.....but many of those insurance benefits don't apply for certain international countries (Ireland may be one of them) be sure to read the fine print in the terms of the card benefits.
#100
Join Date: Aug 2011
Posts: 361
Perhaps this is a dumb question- I currently have Chase Freedom MC and was told they're sending me a Visa by August. I asked the rep if I could be eligible for the same bonus points as the new sign-ups, since this is a new product. They said no, but that I could apply for Freedom now before I'm given a new card as a Visa.
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
I have had Freedom MC longer than any other card (in fact, it's the only card in my wallet more than 1 year old at the moment), so I do NOT want to lose that history. I assume there's no way for me to get the bonus points without canceling?
That's actually an interesting question. I would definitely not close that Freedom MC. You may be able to apply for the Freedom Visa with the Freedom MC still open (and claim you want the Visa Signature benefits like 2-for-1 tickets at Fandango, etc.), but it's very likely Chase will deny you.
If you're just starting out with credit cards though, which it sounds like you are, you should aim for higher bonus cards like the CSP.
If you're just starting out with credit cards though, which it sounds like you are, you should aim for higher bonus cards like the CSP.
#101
Join Date: Nov 2013
Location: Jersey City, NJ
Programs: Oodles of 'em
Posts: 12
My Freedom MC is the first line of credit I ever opened (originally converted automatically from a student credit card from college). I have a sneaky feeling this MC->V conversion will wipe out my oldest line of credit. I hope I'm wrong!
#102
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
Even my 16 year old daughter's AU card says member since 1997.
#103
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
With Chase, a Visa vs. MC version of the same card is generally considered a "different product" for the purposes of earning the sign-up bonus. However, I have read several data points of people applying for a Visa when they have the MC version open (or vice versa) and getting denied since they already have the card.
#104
Join Date: Dec 2010
Programs: Hilton Diamond, Marriott Titanium, Radisson Gold, Hyatt Globalist, M life Gold, IHG Spire
Posts: 918
I have been given NO notification that my "Continental converted to United" MC is getting changed.
If I had a bunch of autopays set up that I'd have to change, I'd be pretty unhappy that I had to re-setup those autopays just to pad Chase's bottom line.
#105
Join Date: Sep 2012
Programs: UA AA DL SW Marriott
Posts: 251
Not yet converted from MC to Visa
I forgot to cancel the bold MC. But I have not yet received conversion notice. Anyone in the same boat?