Mar 23, 2014, 5:16 pm

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08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html

What's the difference between the Ink Bold & Ink Plus cards?

Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).

Are there special earning categories?

Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

What are the best current offers?

There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:

What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?

See the separate discussions in

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http://www.flyertalk.com/forum/chase...available.html

Chase Ink Business Card Questions [Archive]

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Sep 4, 2014, 12:32 pm

#616

ericdabbs

Join Date: Dec 2013

Posts: 3,509

Quote:

Originally Posted by ChrisFlyer66

Yes you can.

But if you are a newbie, I strongly recommend that you not spend at that level right away.

Oh I know about not ramping up so soon. I am NOT a newbie to MS...but just got the card so I just wanted to clarify this question. I won't be going hard at this card since I am going to space this out throughout the year since I am capped at $50K anyways.

Sep 8, 2014, 12:14 pm

#617

switters

Join Date: Apr 2009

Posts: 166

How do Chase Ink Bold spending limits work?

I know Chase Ink Bold is a charge card with no pre-set spending limits. But I just spoke to a rep and the language she used was "flexible spending limits" based on monthly spending patterns.

The reason I ask is I'm considering applying for a card for my business. I spend >$50k a month on my current Cap One Spark card, and pay it off each month. I'm considering switching because I hate Cap1's customer service and I need a card for a new business I just started.

What did you start off with for a spending limit with Ink Bold? And how quickly can it go up? The rep said I can request an increase any time, but that it will also automatically adjust based on spending patterns. I'm just curious how that worked in your experience?

Sep 8, 2014, 11:21 pm

#618

Red259

Join Date: Jun 2013

Location: NYC

Programs: Marriott Plat, Hilton Gold, UA Silver

Posts: 2,272

Quote:

Originally Posted by switters

I can tell you in my experience they lowered the credit line quite quickly from 5k to like 3k when I only put like 1.6k through the card the first month and I had to call in and get the thing bumped back up to 5k. I was ticked off since I was getting declines and didn't know why. I PIF the balance due every cycle and I am hoping I don't run into this issue again. I know I'm not putting the amounts your talking about through the card, but if the computer is decreasing smaller credit lines then there is a good chance they will do it to you as well if your spending drops off in any cycle. Its apparently automated.

Sep 9, 2014, 10:48 am

#619

dboston1

Join Date: Mar 2014

Posts: 226

The first 3-4 months I had Ink Bold, I never put more than $5-6k on it per month. Then I ramped up and hit $12k as a high one month (~60% 1x purchases). Paid it down to 9k a couple days after hitting the high of $12k and wasn't able to make a purchase. I called and told their system automatically adjusts the limit "based on various factors." I was told the new limit on my card was $5k. Soon as I got my balance below that (another ~2 days later) I was able to spend again.

Sep 10, 2014, 2:48 pm

#620

DeltaNeutral28

Join Date: Aug 2014

Posts: 1,303

Do the places inside hotels in Vegas (the bars, restaurants, clubs) get you the 5% on your ink back? Or is it just for the room that you get that 5% back?

Sep 11, 2014, 9:18 pm

#621

Songer5

Join Date: Jan 2013

Location: 212

Programs: Marriott Titanium, Hilton Gold, UA Silver

Posts: 502

No More 2x on Flight/Hotel Spend

Did anyone else get this email today?

Earn on travel. You will continue to earn an extra point for each $1 of airfare and hotel accommodations booked through chase.com/UltimateRewards until 12/31/2015. After that, you will no longer earn an extra point.

Not that huge, but more of a trend of Chase slowly removing benefits.

Sep 12, 2014, 12:38 am

#622

ericdabbs

Join Date: Dec 2013

Posts: 3,509

Quote:

Originally Posted by Songer5

Are u sure this is not for the CSP card. This sounds like the language used for the recent switch in terms for the CSP card

Sep 12, 2014, 5:46 am

#623

Songer5

Join Date: Jan 2013

Location: 212

Programs: Marriott Titanium, Hilton Gold, UA Silver

Posts: 502

Quote:

Originally Posted by ericdabbs

Are u sure this is not for the CSP card. This sounds like the language used for the recent switch in terms for the CSP card

I don't have the CSP. I realize it's not a huge deal (Chase UR Portal bookings), but I guess its for Ink as well.

Sep 12, 2014, 6:17 am

#624

sillypainter

Join Date: Jun 2011

Posts: 251

Quote:

Originally Posted by rymetymeuk

Chase Ink Bold and Plus, Citi AAdvantage Visa and MC, and Amex rewards gold and plat business cards don't show up on your personal report. I know this as I have all of them.

Apparently Capital One does show up on your personal, but that's all I know.

+100. I have 2 Bolds on a TIN and it doesn't show up on my CR. The bold that has my SSN shows up. My cap1 Spark shows up eventhough it has my TIN in there.

Sep 25, 2014, 3:18 pm

#625

waylook

Join Date: Feb 2013

Posts: 167

My Ink Bold recently got converted from MC to a Visa. If I were to cancel the card, would I be able to apply for a signup bonus soon thereafter w/o without waiting for the 2 years since I've never received a signup bonus on a Bold Visa before?

Sep 27, 2014, 6:29 pm

#626

mjcohen82182

Join Date: Sep 2013

Posts: 64

Has anyone had issues with there retention bonus of 10k pts after 5k spend posting. It was supposed to post last month and I called and they said wait a month. Then the second month closed and still no points. I had a bunch of amazon payments on the card, has anyone ever had trouble getting the bonus with some amazon payments posted?

Sep 27, 2014, 10:58 pm

#627

BillyBaloney

Suspended

Join Date: Nov 2010

Posts: 1,677

Have a quick question and I'm asking for opinions. History is like this:

Got Chase sapphire (personal) several years ago - still have.
Got Chase Ink (Cash? Biz card no fee) about a year ago - still have.
Got Chase Mileage Plus Explorer Biz about 2 months ago.

Thinking about applying for a personal Ink Bold. Plan is to dump it after 1 year. How likely do you think it is that they will approve me? Credit is excellent. I'm concerned that they will say I have too many UR cards. But the last two were biz.

??