waingro

Small Business Week is in 2 weeks. Any rumors on if they will do 60k offers again?

Regarding the order of Bold and Plus: yes, apply for Bold first. Don't worry about the pending app. Just let it ride and you might get approved automatically.

jordandawg05

is your account OK? what was the unavailable for? system issue?

Superorb

Ended up being Chase moving my MC to a Visa card. I'm still waiting for the cards to show up in the mail.

Superorb

I already have two Ink Bold cards, there's no way they'd let me have an Ink Plus card as well. Though, I do spend over 80k/year in legitimate Biz spend for inventory.

waingro

Answering myself: Yes, it's happening again.

flyertalker9867674

Anyone with a current Mastercard been able to cancel it and reapply for the Visa to get the signup bonus? Seems like a good time to try.

xdeeman

I am still concerned that they have really cracked down on start-up businesses lately. I have seen posts of Chase asking for proof in pretty specific terms which would make it very hard to claim a start up as your biz. Also, people trying 3 different CSR's with the same stonewall responses and denial.

I would love for anyone to report back with their very recent experience claiming a start up biz.

Nehawk

+1

Nehawk

Froze EX yesterday and applied for Chase Ink Plus. Saw a new pull on Credit Karma today which I believe pulls TU. Chase has pulled both EX & TU in the past for me, does anyone have experience to say whether or not one report will satisy Chase in processing the application?

zceuxbhjutf

Okay I'll start cuz my biz is less than a year old. App yielded "we'll let ya know in 30 days" email. Called recon and didn't even get asked for more info, they just quickly reviewed while I was on hold and came back and said no.

Reason was too many new cards which kinda surprised me. CSP and SW in August, SW Biz in November. They also mentioned another company's card new last summer and another company's card new this winter. For biz info on app I used true numbers but they're small. Less than 5000 revenue, although my revenue is better than when I did my SW Biz app. Very high credit score.

I think I need to HUCA and at least volunteer to close one of the SW cards. Advice, please. Bueller?

rrgg

Can I ask how many of those 4 are business cards? Just 1? Thanks.

zceuxbhjutf

Only biz was the SW Biz. None with other companies. P.S. HUCA success, they moved CLs for me to make it work.

Nehawk

Applied for Chase Ink Bold yesterday evening and received a pending decision. I do have a SWRR Biz card with Chase that I opened 10 months ago with very limited spend. This application was under the same business name.

I put 1 year and $1 for annual revenue on the application but was approved without any additional information on the recon call.

There are quite a few recently opened accounts on my report due to the churnability of the Citi Exec card but this was not an issue. I did freeze my EX report before application as Chase normally pulls both TU & EX for me. Turns out TU was enough which is great for me as I have very few TU inquiries.

End of story I was approved and stressed out over the recon call for no reason. Happy Friday!

seapoint

Mine was basically a start up, although I put 4 years because that's the truth, but relatively little revenue. I have a long standing relationship with Chase though.

I got 30 day notice and just got off of recon and was told that it was approved with no questions asked. I was more worried about inquiries and recent credit lines having gotten the following the last 6 months:

Citi Exec x 3
CSP
Southwest Plus & Premiere
Alaska Personal + Business

y00y

Applied to Ink Bold for my wife late Thurs night (Friday AM) and got the pending message. She's got Chase Checking, Freedom, & CSP (all within 6 months). We use these almost exclusively for daily spend... I coached her a bit for a call to recon, but after discussing it for a while, was eventually given a denial, asked many upon many questions and gave legitimate information for an upstart business of hers that is relatively new...

Anyway, I had a question regarding HUCA -- Does anyone know if all the information provided to the first rep will be available to the second rep on another recon attempt? Thanks.

EDIT: Also I do remember her saying the rep noted "I've gone ahead and sent out a letter to you regarding the denial, that you'll receive in 5-7 days..." (or something similar along this line). -- Will this affect the HUCA technique? TIA.