Mar 23, 2014, 5:16 pm
Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
Mar 26, 2014, 7:03 pm
#391
Join Date: Mar 2010
Posts: 41
Data point
Discover 723
Barclay 730
9 inquiries last 2 years on experian last inquiry feb 9th (amex business 50k targeted). Just cancelled chase sw personal (yesterday) and disney personal (3 wks ago).
Current chase cards
Chase SW Business Card opened June 13
Chase United Personal opened May 12
Applied and got they requested more information. Called up with reference code and she said she would put me on hold for 3-5 minutes. Came back and she approved. 10k limit. No business questions asked.
Discover 723
Barclay 730
9 inquiries last 2 years on experian last inquiry feb 9th (amex business 50k targeted). Just cancelled chase sw personal (yesterday) and disney personal (3 wks ago).
Current chase cards
Chase SW Business Card opened June 13
Chase United Personal opened May 12
Applied and got they requested more information. Called up with reference code and she said she would put me on hold for 3-5 minutes. Came back and she approved. 10k limit. No business questions asked.
Mar 28, 2014, 7:55 am
#392
Join Date: Apr 2011
Location: Somewhere in the air
Posts: 69
No record of my card application
Can anyone tell me what's going on with my Ink Plus application?
I applied for a personal (CSP) and business card (Ink Plus) simultaneously yesterday using chrome incognito. I had two browser tabs open (one open to personal and the other business app). Got instant approval for CSP online and confirmed via phone. No record for Ink Plus app.
For the Ink Plus, I got a "Thank you for your application" page and also called Chase business to confirm BUT unfortunately they don't see or show that I even apply for the Ink Plus card. Called back a day later and they still don't see my application anywhere in their system. Am I missing something here?
Was it the fact that I didn't close my browser window/tab (I had two browser tabs open incognito)? Chase rep told me that 1) If I applied online that they should see it immediately in their system, 2) No credit check was made other than for the personal card, 3) Nothing shows that my app even processed, and 4) That I could just reapply.
I'm hesitant to do this due to risking that a possible processing delay (7-10 maybe???). If their is no record in their system for my business app should I wait another day and hope that it went through or should I just reapply
I applied for a personal (CSP) and business card (Ink Plus) simultaneously yesterday using chrome incognito. I had two browser tabs open (one open to personal and the other business app). Got instant approval for CSP online and confirmed via phone. No record for Ink Plus app.
For the Ink Plus, I got a "Thank you for your application" page and also called Chase business to confirm BUT unfortunately they don't see or show that I even apply for the Ink Plus card. Called back a day later and they still don't see my application anywhere in their system. Am I missing something here?
Was it the fact that I didn't close my browser window/tab (I had two browser tabs open incognito)? Chase rep told me that 1) If I applied online that they should see it immediately in their system, 2) No credit check was made other than for the personal card, 3) Nothing shows that my app even processed, and 4) That I could just reapply.
I'm hesitant to do this due to risking that a possible processing delay (7-10 maybe???). If their is no record in their system for my business app should I wait another day and hope that it went through or should I just reapply
Mar 28, 2014, 9:14 am
#393
Join Date: Oct 2011
Posts: 4,166
Can anyone tell me what's going on with my Ink Plus application?
I applied for a personal (CSP) and business card (Ink Plus) simultaneously yesterday using chrome incognito. I had two browser tabs open (one open to personal and the other business app). Got instant approval for CSP online and confirmed via phone. No record for Ink Plus app.
For the Ink Plus, I got a "Thank you for your application" page and also called Chase business to confirm BUT unfortunately they don't see or show that I even apply for the Ink Plus card. Called back a day later and they still don't see my application anywhere in their system. Am I missing something here?
Was it the fact that I didn't close my browser window/tab (I had two browser tabs open incognito)? Chase rep told me that 1) If I applied online that they should see it immediately in their system, 2) No credit check was made other than for the personal card, 3) Nothing shows that my app even processed, and 4) That I could just reapply.
I'm hesitant to do this due to risking that a possible processing delay (7-10 maybe???). If their is no record in their system for my business app should I wait another day and hope that it went through or should I just reapply
I applied for a personal (CSP) and business card (Ink Plus) simultaneously yesterday using chrome incognito. I had two browser tabs open (one open to personal and the other business app). Got instant approval for CSP online and confirmed via phone. No record for Ink Plus app.
For the Ink Plus, I got a "Thank you for your application" page and also called Chase business to confirm BUT unfortunately they don't see or show that I even apply for the Ink Plus card. Called back a day later and they still don't see my application anywhere in their system. Am I missing something here?
Was it the fact that I didn't close my browser window/tab (I had two browser tabs open incognito)? Chase rep told me that 1) If I applied online that they should see it immediately in their system, 2) No credit check was made other than for the personal card, 3) Nothing shows that my app even processed, and 4) That I could just reapply.
I'm hesitant to do this due to risking that a possible processing delay (7-10 maybe???). If their is no record in their system for my business app should I wait another day and hope that it went through or should I just reapply
Mar 28, 2014, 12:49 pm
#394
Join Date: May 2013
Posts: 747
Received a snail mail offer for the Ink Plus (currently have Bold) along with an invitation code today, typical sign up bonus however I was wondering if this pretty much "guarantees" me an approval given the invitation code and pin included.
My AF for the Bold is going to be charged this month, so debating whether to apply before or after calling for a retention offer.
My AF for the Bold is going to be charged this month, so debating whether to apply before or after calling for a retention offer.
Mar 28, 2014, 2:17 pm
#395
Join Date: Apr 2011
Location: Somewhere in the air
Posts: 69
Always open a new private/incognito window between apps, or you can use a different browser for each app to make sure things don't get messed up. Two tabs from the same browser window is asking for trouble. They would have seen the app immediately after you submitted it, so if they can't find it through your SS# it never went through.
Would this do another credit pull (was hoping to only get one pulled since I applied for both personal (successful) and business (unsuccessful) on same day)?
Mar 28, 2014, 2:34 pm
#396
Join Date: Mar 2014
Posts: 9
I have not seen the answer to my question, though I figure it is out there, so SIA for not finding it..
I have the Ink Bold Plus, can I also get the Ink Bold, with the same sole proprietorship (ie my SSN as my tax ID)?
Thanks!
I have the Ink Bold Plus, can I also get the Ink Bold, with the same sole proprietorship (ie my SSN as my tax ID)?
Thanks!
Mar 28, 2014, 3:53 pm
#398
Join Date: Oct 2011
Posts: 4,166
Right, Chase rep couldn't find my app even through SS#. They said it ONLY shows up for the personal app. Sound like I need to reapp this Ink Plus. Would this do another credit pull (was hoping to only get one pulled since I applied for both personal (successful) and business (unsuccessful) on same day)?
Would this do another credit pull (was hoping to only get one pulled since I applied for both personal (successful) and business (unsuccessful) on same day)?
Mar 28, 2014, 8:26 pm
#399
Join Date: Mar 2014
Posts: 59
Normally how long it takes to post 50K signup points? I did 5K purchase before my 1st bill generated around 10th March and its all paid.. Still waiting for 50K points.. Can see the points that I earned thru purchases...
Mar 29, 2014, 9:24 am
#401
Join Date: Jun 2013
Location: ORD
Posts: 220
Does Chase treat Visa and MC Ink different products in terms of signup bonus?
Mar 31, 2014, 2:56 pm
#404
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
If the purchase that put you over $5k was in close proximity to your statement closing date, the bonus points may post on the following statement. Finish your minimum spending a week ahead of the statement date to be safe.
Mar 31, 2014, 11:26 pm
#405
Join Date: Oct 2011
Posts: 4,166
This. It is a known thing with Chase, but best to play it safe and finish your spend 5-7 days before your statement date. Citi is notorious for taking ages to post as well as Chase Biz cards for some reason.