May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Oct 6, 2014, 11:01 am
#2551
Join Date: Sep 2014
Posts: 5
Hey guys! I wasn't able to find any information online but this in regards to applying for Chase ink plus card. I am currently running my family's restaurant and wanted to apply for this card. My name isn't under the business though. Would I still be able to app? I can provide the ein and answer any questions and provide and documentation if chase requests to do so. Thanks for any help!
Oct 6, 2014, 11:27 am
#2553
Suspended
Join Date: Feb 2011
Posts: 313
any pointers in regards to applying for Chase ink card for a newly established credit?
Details:
AU since 2009 (on Chase and BOA cards with $20K and $5K limits)
AU added in Aug, 2014 (AMEX $14K limit)
WF personal secure card, June, 2014 ($300 limit)
Thinking of applying for chase ink card with recently established business(can't miss out on $70K offer) but don't want to apply if there is a zero chance of approval.
Details:
AU since 2009 (on Chase and BOA cards with $20K and $5K limits)
AU added in Aug, 2014 (AMEX $14K limit)
WF personal secure card, June, 2014 ($300 limit)
Thinking of applying for chase ink card with recently established business(can't miss out on $70K offer) but don't want to apply if there is a zero chance of approval.
Oct 6, 2014, 2:54 pm
#2554
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
any pointers in regards to applying for Chase ink card for a newly established credit?
Details:
AU since 2009 (on Chase and BOA cards with $20K and $5K limits)
AU added in Aug, 2014 (AMEX $14K limit)
WF personal secure card, June, 2014 ($300 limit)
Thinking of applying for chase ink card with recently established business(can't miss out on $70K offer) but don't want to apply if there is a zero chance of approval.
Details:
AU since 2009 (on Chase and BOA cards with $20K and $5K limits)
AU added in Aug, 2014 (AMEX $14K limit)
WF personal secure card, June, 2014 ($300 limit)
Thinking of applying for chase ink card with recently established business(can't miss out on $70K offer) but don't want to apply if there is a zero chance of approval.
Oct 6, 2014, 3:42 pm
#2555
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
With the little info you provided, I would say chances are low. My reasoning is because there is a $5k minimum for the Ink cards and if your highest card is $300 (and secured), then that is a big jump to make especially since it has only been open for a few months. I would get more other cards and build up that history before applying.
BTW, this Ink offer will probably come around again in the future. When you will be much more likely to be approved for it.
Oct 6, 2014, 3:45 pm
#2556
FlyerTalk Evangelist
Join Date: Aug 2001
Location: RSW
Programs: Delta - Silver; UA - Silver; HHonors - Diamond; IHG - Spire Ambassador; Marriott Bonvoy - Titanium
Posts: 14,185
I am considering applying for a Sapphire Preferred card if Chase shows signs of putting their programming where their mouth is and going full chip + PIN. I have no Chase cards at all at present, but a checking account opened at WAMU a decade ago. Does my "banking relationship" date from account opening, or Chase takeover? I'm hoping for instant approval as I've never bounced a check, and my credit score is probably at least 750.
Oct 6, 2014, 6:06 pm
#2557
Join Date: Oct 2014
Posts: 4
I have a similar question as I'm a newbie to FT. I also plan on getting the Ink Plus 70k offer before it's gone.
Data:
I had the Ink Bold over a year ago , applied June 2013 and closed in July 2014 when AF due.
I currently have the United Explorer Business, applied and approved July 30 2013 (about a week after closing the Ink Bold).
Also applied for the United Explorer personal when the 50k deal was reopen again on Sept 1 2014 and approved.
Applied Citi AA business in Aug 2014 and approved
Applied Barclay Arrival in June 2014 and approved--actually applied for this first before all other cards as I read this is hardest to get.
Also have the Chase Freedom card from over 6 years ago and still open.
The Ink Plus 70k may be going away in about a week. Dont know how long I should wait between Chase apps as the Wiki on top dont have an answer to this.
Questions:
1) What is is the recommended time between apps with Chase? Either Business or Personal cards or both?
2) Is it too early for me to go for the Ink Plus as I recently applied and approved for both United Business and personal.
Thanks
Data:
I had the Ink Bold over a year ago , applied June 2013 and closed in July 2014 when AF due.
I currently have the United Explorer Business, applied and approved July 30 2013 (about a week after closing the Ink Bold).
Also applied for the United Explorer personal when the 50k deal was reopen again on Sept 1 2014 and approved.
Applied Citi AA business in Aug 2014 and approved
Applied Barclay Arrival in June 2014 and approved--actually applied for this first before all other cards as I read this is hardest to get.
Also have the Chase Freedom card from over 6 years ago and still open.
The Ink Plus 70k may be going away in about a week. Dont know how long I should wait between Chase apps as the Wiki on top dont have an answer to this.
Questions:
1) What is is the recommended time between apps with Chase? Either Business or Personal cards or both?
2) Is it too early for me to go for the Ink Plus as I recently applied and approved for both United Business and personal.
Thanks
Ooops, saw some responses and then realize I had a typo.
The Chase United Business card was applied and approved on July 30, 2014 (not 2013).
So ALL my Chase cards are fairly recent except the Freedom
Also forgot to mention also applied and approved for Amex Gold Business card in Aug 2014 when they had the 50k offer for only $1000 spend.
My FICO is 784
Not sure if my odds are good going for Ink Plus now before 70k deal is over.
Oct 6, 2014, 6:31 pm
#2558
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
I am considering applying for a Sapphire Preferred card if Chase shows signs of putting their programming where their mouth is and going full chip + PIN. I have no Chase cards at all at present, but a checking account opened at WAMU a decade ago. Does my "banking relationship" date from account opening, or Chase takeover? I'm hoping for instant approval as I've never bounced a check, and my credit score is probably at least 750.
I seriously doubt if you will have any problem getting approved. Unless you are holding an alarming amount of outstanding debt, I'd say your chances are excellent.
And, yes, they do back date those account history dates.
Oct 6, 2014, 6:32 pm
#2559
Join Date: Apr 2014
Location: ORD
Programs: AAdvantage, UA, Avios
Posts: 637
Ooops, saw some responses and then realize I had a typo.
The Chase United Business card was applied and approved on July 30, 2014 (not 2013).
So ALL my Chase cards are fairly recent except the Freedom
Also forgot to mention also applied and approved for Amex Gold Business card in Aug 2014 when they had the 50k offer for only $1000 spend.
My FICO is 784
Not sure if my odds are good going for Ink Plus now before 70k deal is over.
The Chase United Business card was applied and approved on July 30, 2014 (not 2013).
So ALL my Chase cards are fairly recent except the Freedom
Also forgot to mention also applied and approved for Amex Gold Business card in Aug 2014 when they had the 50k offer for only $1000 spend.
My FICO is 784
Not sure if my odds are good going for Ink Plus now before 70k deal is over.
Oct 7, 2014, 7:18 am
#2560
formerly ffactoryxx
Join Date: Mar 2011
Posts: 179
I have a Chase Sapphire Card I signed up for in early 2014 and added my Fiancee as authorized user.
She is looking to get a new card herself now. Can she sign up directly for the Sapphire card and get the points still? We live in same household.
She is looking to get a new card herself now. Can she sign up directly for the Sapphire card and get the points still? We live in same household.
Oct 7, 2014, 7:38 am
#2561
Used to be 'flymanbeast'
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
Declined for the Ink Plus?
Can i not apply with chase for a long time? Was planning on the freedom in a few months i got around 720 fico
Oct 7, 2014, 8:39 am
#2563
Join Date: Jul 2013
Posts: 384
Really depends on the reason(s) for denial and when those reason(s) are addressed.
Oct 7, 2014, 8:40 am
#2564
Join Date: Jul 2014
Location: Austin, TX
Posts: 1,012
What's the chase rule again? No more than 2 card applications in 3 months?
Oct 7, 2014, 8:40 am
#2565
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Husband's 2nd CSP card acquired end of August, when activating confirmed the 40k bonus pts and 5k for AU.
Statement has closed , 5k has been posted and no sign of the 40k bonus.
I just sent them a secure message.
Anyone else having a delayed posting?
Statement has closed , 5k has been posted and no sign of the 40k bonus.
I just sent them a secure message.
Anyone else having a delayed posting?