JP Morgan Palladium Card
Feb 23, 2012, 3:27 pm
#151
Join Date: Jun 2011
Posts: 794
Just tested out some random booking using the Palladium.
"Your 1,000 points are worth $15.15 toward your trip."
Using the Sapphire
"Your 1,000 points are worth $12.5 toward your trip."
So 50k UR points are worth $757.5, not $1000.
"Your 1,000 points are worth $15.15 toward your trip."
Using the Sapphire
"Your 1,000 points are worth $12.5 toward your trip."
So 50k UR points are worth $757.5, not $1000.
Last edited by 5DMarkIIguy; Feb 23, 2012 at 3:29 pm Reason: exact value
Feb 23, 2012, 3:54 pm
#152
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
^ Thank you for taking the time to test and report, and thanks to Stoutman11 for mentioning this difference between Palladium and the other Ultimate Rewards cards.
Feb 24, 2012, 10:12 am
#153
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
Yes thanks for testing that MarkII2D! And sorry to MIA i couldnt provide that link but i knew it was true. Your welcome and im glad i can finally contribute and give something back to this great community!!
Feb 24, 2012, 1:18 pm
#154
Join Date: Dec 2011
Location: New Orleans on a sabattical. My roots are in Los Angeles.
Programs: Chase Palladium, AMEX Plat, UA Plat, AA EXP, HH/SPG G, PC plat
Posts: 340
Can you transfer your points between Sapphire and Palladium, as you can with the rest of the consumer cards?
Feb 25, 2012, 10:31 pm
#156
Join Date: Jul 2011
Posts: 1,634
Interesting! So you can earn points at the Sapphire's rates (2x dining, etc.) then redeem at the Palladium's rates...
I have a bunch of Chase cards (UMP Visa, CO OnePass, UA Explorer, Sapphire) but this might have to be my next card, especially when the Amex Plat comes up for renewal later this year...
I have a bunch of Chase cards (UMP Visa, CO OnePass, UA Explorer, Sapphire) but this might have to be my next card, especially when the Amex Plat comes up for renewal later this year...
Feb 26, 2012, 9:25 am
#157
Join Date: Jan 2012
Programs: Delta Gold/US Air Gold/GHA Black
Posts: 35
You can earn on sapphire and spend on palladium.
Also, the rewards mall for both sometimes have different offers.
For example, 10x drugstore.com was available on Sapphire but not on Palladium. 1-2 instances of 6x on palladium but only 5x on Sapphire thought that might just have been an error as those changed pretty quickly (next day). For the most part, I've noticed that the bonuses in the Chase rewards mall are much better with Sapphire.
Also, the rewards mall for both sometimes have different offers.
For example, 10x drugstore.com was available on Sapphire but not on Palladium. 1-2 instances of 6x on palladium but only 5x on Sapphire thought that might just have been an error as those changed pretty quickly (next day). For the most part, I've noticed that the bonuses in the Chase rewards mall are much better with Sapphire.
Mar 1, 2012, 8:02 am
#159
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
It is worth mentioning that thus far this card has been a "hidden" tradeline on my credit reports. That alone has a real, albeit intangible, value to me.
Last edited by mia; Mar 1, 2012 at 10:23 am
Mar 12, 2012, 7:11 pm
#160
Join Date: Mar 2005
Programs: AA 1MM Gold, SPG Plat, Hilton Diamond,
Posts: 189
What do you mean hidden tradeline? Meaning balance/limit isn't counted to credit hit--since it's a charge card, right?
Currently have Sapphire and contemplating jump to Palladium to consolidate AMEX Plat into chase side and 'save'; but will lose a bit on the x2 Sapphire.
No way to waive Sapphire Preferred if have Palladium?
Anyone compare Palladiuim to RitzCarlton card by chance?
Currently have Sapphire and contemplating jump to Palladium to consolidate AMEX Plat into chase side and 'save'; but will lose a bit on the x2 Sapphire.
No way to waive Sapphire Preferred if have Palladium?
Anyone compare Palladiuim to RitzCarlton card by chance?
Mar 12, 2012, 7:42 pm
#161
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
It is not a charge card it is a flexible spending credit card. There is a hard limit for revolving balances but you can charge 3 times your hard limit per cycle. So if your limit is 50K you can charge 150K but have to pay at least 100K by the due date.
Mar 27, 2012, 2:31 pm
#162
Join Date: Jun 2011
Posts: 23
The card has not reported to my consumer credit reports; hence it is "hidden" in that sense.
It is not a charge card it is a flexible spending credit card. There is a hard limit for revolving balances but you can charge 3 times your hard limit per cycle. So if your limit is 50K you can charge 150K but have to pay at least 100K by the due date.
It is not a charge card it is a flexible spending credit card. There is a hard limit for revolving balances but you can charge 3 times your hard limit per cycle. So if your limit is 50K you can charge 150K but have to pay at least 100K by the due date.
That person could have been wrong. Only way to 100% know is to do it then see what the bill tells to pay. Any one spend over there hard limit?
I do find it interesting they don't show any thing on my credit report that I have this card.
Using it some times is interesting how people react to it.
O thats heavy is it steel what is this?
I have never seen this b4 what is this?
IS this better then the black card?
At one LV store... This is the first any of us has seen this card we see a lot of black cards but this card is a first. What does it take to get this card some one working there told her a lot of money in a JP morgen account. O my husband has a jp morgen account wonder y he does not have it.
Mar 28, 2012, 12:28 am
#163
Join Date: May 2011
Location: ORD
Programs: AA LTG, Marriott LTP. 50% Delta LTS, Working on Hyatt LTD
Posts: 676
Even though there is no state of the world where having this card makes sense when compared to the benefits and rewards of pretty much anything equivalent, I still sort of want to apply for one now in case they get exclusive later like the Cent.
Will have to use reason vs emotion on this one I guess.
Of course, the Cent started with great benefits and was easy to get, while this one started with crappy benefits and is easy to get. I'm guessing it won't be all that exclusive... still, beside trophy wives, sports cars, watches and cufflinks, this is the only man-jewellery I can think of.
Will have to use reason vs emotion on this one I guess.
Of course, the Cent started with great benefits and was easy to get, while this one started with crappy benefits and is easy to get. I'm guessing it won't be all that exclusive... still, beside trophy wives, sports cars, watches and cufflinks, this is the only man-jewellery I can think of.
Mar 28, 2012, 8:14 pm
#164
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
Even though there is no state of the world where having this card makes sense when compared to the benefits and rewards of pretty much anything equivalent, I still sort of want to apply for one now in case they get exclusive later like the Cent.
Will have to use reason vs emotion on this one I guess.
Of course, the Cent started with great benefits and was easy to get, while this one started with crappy benefits and is easy to get. I'm guessing it won't be all that exclusive... still, beside trophy wives, sports cars, watches and cufflinks, this is the only man-jewellery I can think of.
Will have to use reason vs emotion on this one I guess.
Of course, the Cent started with great benefits and was easy to get, while this one started with crappy benefits and is easy to get. I'm guessing it won't be all that exclusive... still, beside trophy wives, sports cars, watches and cufflinks, this is the only man-jewellery I can think of.
Mar 28, 2012, 9:37 pm
#165
Join Date: Aug 2011
Location: JFK/LGA/EWR
Posts: 1,296
I have Amex plat and sapphire preferred. I also have a discretionary investment account with chase. I was never offered the palladium, though. Does it have to be requested?