[Expired 2009 offer]100,000 miles for new BA Chase VISA
Nov 19, 2009, 6:33 pm
#856
Join Date: Nov 2009
Posts: 30
Approved at Last
I submitted my application online on November 7th, and finally got the message from the automated 800# that I was approved on November 19th. I guess they must be really backlogged with applications.
Nov 19, 2009, 7:23 pm
#857
Join Date: Feb 2008
Posts: 940
If I were in your situation, I'd stick with the UA card for at least 6 months (so you could get your bonus there) and hope that there will be a BA promotion like this 6 months from now. That is, unless you don't care about the UA bonus and willing to risk it for the BA card (though you're not guaranteed that you'll definitely be approved when you apply either).
Nov 19, 2009, 8:25 pm
#858
Join Date: Jul 2009
Location: SEA
Posts: 2,556
Several persons have mentioned buying coins in order to make the required $2000 purchase amount for the additional 50,000 miles.
I would like to spend $2000 within the first three months in order to get the extra 50,000 miles, but I normally do not spend that much.
So how does this work with buying coins?
I'd appreciate any ideas you can offer. Thank you!
I would like to spend $2000 within the first three months in order to get the extra 50,000 miles, but I normally do not spend that much.
So how does this work with buying coins?
I'd appreciate any ideas you can offer. Thank you!
Nov 19, 2009, 8:40 pm
#859
A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Shanghai
Posts: 42,057
Nov 19, 2009, 9:01 pm
#860
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Can you ask them to lower the UA card to its minimum line of 5K instead of closing it?
You can lose your UA miles if the card is canceled before 6 months. It actually happened.
Nov 19, 2009, 9:04 pm
#861
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
I'm not 100% since I don't think many would willingly risk it, but I'm pretty sure you're hosed on the Mileage Plus Visa front too. You would no longer be a first-time cardmember. UA have 3 different cards, so technically, you could still get a bonus for each "type" of card (annual fee varies)
Nov 19, 2009, 10:04 pm
#862
Join Date: Nov 2009
Location: Washington, D.C.
Programs: AA Gold, UA Silver, Hyatt Plat, SPG Gold, Hilton Gold, Marriott Silver, Hertz #1 Club Gold
Posts: 219
So...I was planning to apply for the BA card this month and the UA card next year. Do you mean that I won't get the 5,000 EQM bonus for the UA card if I have already signed up for this one?
Nov 20, 2009, 12:00 am
#863
A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Shanghai
Posts: 42,057
No. She meant that you're not supposed to be able to churn Chase UA cards any more.
Nov 20, 2009, 12:11 am
#864
Suspended
Join Date: Jul 2005
Posts: 2,716
Assuming that the above doesn't mean you have zero credit history, and therefore probably wouldn't get the card, it shouldn't really be too hard to divert $2,000 of spend onto it. Or do you really not have any outgoings? Fuel, utilities, phone, groceries, cable/satellite, hotels, books, music... some people here on FlyerTalk have even been rumoured to buy the occasional plane ticket.
Utils - paid by someone else
Groceries - Travel 20 days/month. Sadly don't get many of them
Hotels - company pays
Books - Buy an occasional one but mostly read articles
Music - I download it for free
Plane tickets - company pays
I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months. I try to spend as little as possible and most things I buy I try to buy used. Why take the depreciation hit yourself. I try to live as non-material a life as possible. There are better things in life, such as friends and family, than things.
I will check out the mint suggestion someone made.
Nov 20, 2009, 6:51 am
#865
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
>>>>>>>>>I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months.
I accidentally keep overpaying my insurance bills and my company keeps sending me paper check refunds
>>>>>>>>There are better things in life, such as friends and family, than things.
Yes, sure but miles can enhance your friends and family
I accidentally keep overpaying my insurance bills and my company keeps sending me paper check refunds
>>>>>>>>There are better things in life, such as friends and family, than things.
Yes, sure but miles can enhance your friends and family
Nov 20, 2009, 6:54 am
#866
Join Date: Mar 2004
Location: SEA (previous locations: DTW, TLV, EWR, BOS)
Programs: AS: 75K; DL/NW: Plat; DL SC: Lifetime; Hyatt: Diamond; HH: Gold; SPG: Plat;
Posts: 3,383
Fuel - work at home, drive to airport and groceries
Utils - paid by someone else
Groceries - Travel 20 days/month. Sadly don't get many of them
Hotels - company pays
Books - Buy an occasional one but mostly read articles
Music - I download it for free
Plane tickets - company pays
I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months. I try to spend as little as possible and most things I buy I try to buy used. Why take the depreciation hit yourself. I try to live as non-material a life as possible. There are better things in life, such as friends and family, than things.
I will check out the mint suggestion someone made.
Utils - paid by someone else
Groceries - Travel 20 days/month. Sadly don't get many of them
Hotels - company pays
Books - Buy an occasional one but mostly read articles
Music - I download it for free
Plane tickets - company pays
I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months. I try to spend as little as possible and most things I buy I try to buy used. Why take the depreciation hit yourself. I try to live as non-material a life as possible. There are better things in life, such as friends and family, than things.
I will check out the mint suggestion someone made.
Nov 20, 2009, 7:31 am
#867
Join Date: Jul 2007
Location: Berlin
Programs: BA Gold; Accor Plat; IHG Diamond-Amb; Meliá & HH & Marriott Gold
Posts: 5,450
There's nothing wrong with that philosophy, but if you want to combine it with chasing free airline miles then you'll need creativity to meet the hurdles set by card providers who want us to spend, spend, spend.
Good luck!
Good luck!
Nov 20, 2009, 7:31 am
#868
Join Date: Aug 2004
Location: MGM
Programs: United Silver, PC Plat/Amb, HH Dmnd
Posts: 805
Hmm. Received my BA welcome e-mail and pin confirmation early this morning, but no sign of the account in my Chase profile. I guess I'll call the 1800 number. Fingers crossed...
Approved! For informational purposes, Fico in the low 700s, 100k+ income.
Approved! For informational purposes, Fico in the low 700s, 100k+ income.
Last edited by andyandy; Nov 20, 2009 at 8:00 am Reason: Update
Nov 20, 2009, 7:38 am
#869
Join Date: Jan 2005
Location: ATL
Programs: AA Gold, HH Diamond
Posts: 1,061
I decided to call the 888-609-7805 number to check on the status of my app. and am glad I did. I spoke to a person who originally told me that the app. was denied- I forget the exact verbage- because of not having enough credit with the bank. What she meant was there was too much credit already out there on several Chase cards. She asked permission to close out one card I don't use and rearrange the credit limits on a couple of other cards. After a few minutes on hold, voila! I was approved. If I hadn't called I might have just received a denial letter.
Nov 20, 2009, 7:40 am
#870
Join Date: Nov 2009
Location: Washington, D.C.
Programs: AA Gold, UA Silver, Hyatt Plat, SPG Gold, Hilton Gold, Marriott Silver, Hertz #1 Club Gold
Posts: 219
Fuel - work at home, drive to airport and groceries
Utils - paid by someone else
Groceries - Travel 20 days/month. Sadly don't get many of them
Hotels - company pays
Books - Buy an occasional one but mostly read articles
Music - I download it for free
Plane tickets - company pays
I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months. I try to spend as little as possible and most things I buy I try to buy used. Why take the depreciation hit yourself. I try to live as non-material a life as possible. There are better things in life, such as friends and family, than things.
I will check out the mint suggestion someone made.
Utils - paid by someone else
Groceries - Travel 20 days/month. Sadly don't get many of them
Hotels - company pays
Books - Buy an occasional one but mostly read articles
Music - I download it for free
Plane tickets - company pays
I suppose I could pay car insurance with it, but that's a lot of hassle to do for two months. I try to spend as little as possible and most things I buy I try to buy used. Why take the depreciation hit yourself. I try to live as non-material a life as possible. There are better things in life, such as friends and family, than things.
I will check out the mint suggestion someone made.