Amex (USA) restricts bonus based on number of accounts opened/closed (June 2018)
Oct 12, 2018, 5:45 am
#137
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
if i upgrade to plat, can i apply PRG a month later?
Oct 15, 2018, 8:11 am
#138
Join Date: May 2000
Location: HH Gold, Marriott Gold, PC Plat, Emirates Silver
Posts: 2,679
I got the too many cards pop up a while ago. I have since then switch to putting more spending on each of my AMEX cards including ones I have not used in a while. After a few months I will try applying again. Has anyone successfully gotten off of the blacklist?
Oct 15, 2018, 7:19 pm
#139
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,195
Several instances reported on another forum, some of them apparently coincident with increased spending on AMEX cards.
Oct 16, 2018, 9:02 am
#140
Join Date: Aug 2005
Location: Brooklyn
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,051
There are two different pop-ups, IIRC. One that notifies you that you are disqualified because you've had the card previously and another that notifies you that you won't get the bonus based upon your previous AMEX history of opening/closing cards, etc.
Either way, the applicable pop-up should appear before you actually submit the application. And, although this feature is relatively new, I've yet to see an instance where someone applied, didn't get the pop-up, and was denied the bonus. Still early, granted.
Either way, the applicable pop-up should appear before you actually submit the application. And, although this feature is relatively new, I've yet to see an instance where someone applied, didn't get the pop-up, and was denied the bonus. Still early, granted.
Oct 22, 2018, 8:24 am
#141
Join Date: Apr 2014
Location: MEL KUL
Programs: AA
Posts: 154
Applied for the Everyday through a referral link and got the dreaded popup. First time ED, opened a BRG in Sept 2016 and Surpass in Apr 2017, both still open. Some spend on the BRG (~$3k over the past year) but zero on the Surpass now Aspire. Urgh.
Oct 22, 2018, 9:19 am
#142
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
AmEx is getting unpredictable now. It wants to see some activities. But it is a chicken and egg thing. Chase is like it too.
Oct 22, 2018, 11:43 am
#143
Join Date: Dec 2017
Posts: 1,107
Agreed. Question being, how much activity is enough? Number of transactions, or amount? (IE: 3 $10 transactions,or 10 $3 transactions? Per month, bi-monthly?)
Oct 30, 2018, 5:14 pm
#145
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Background:
I have been opening Amex cards for over 10 years. General kept for 1-2 years in a sock drawer, although a couple held onto for several years due to upgrades & no fees.
September - popup ineligibility for Hilton Aspire & Hilton Business card although never having opened those cards before.
I began to put spend on personal & business cards I hold in mid-Sept. Anywhere from 1 small transaction around $20 to almost $2,000 in multiple transactions (all legit, no MS). 1 week later - still getting pop up.
5-6 weeks after spend - auto-approved for Hilton Business card.
Oct 31, 2018, 4:12 pm
#146
Join Date: Apr 2014
Posts: 540
Similar DP for me!
Background:
I have been opening Amex cards for over 10 years. General kept for 1-2 years in a sock drawer, although a couple held onto for several years due to upgrades & no fees.
September - popup ineligibility for Hilton Aspire & Hilton Business card although never having opened those cards before.
I began to put spend on personal & business cards I hold in mid-Sept. Anywhere from 1 small transaction around $20 to almost $2,000 in multiple transactions (all legit, no MS). 1 week later - still getting pop up.
5-6 weeks after spend - auto-approved for Hilton Business card.
Background:
I have been opening Amex cards for over 10 years. General kept for 1-2 years in a sock drawer, although a couple held onto for several years due to upgrades & no fees.
September - popup ineligibility for Hilton Aspire & Hilton Business card although never having opened those cards before.
I began to put spend on personal & business cards I hold in mid-Sept. Anywhere from 1 small transaction around $20 to almost $2,000 in multiple transactions (all legit, no MS). 1 week later - still getting pop up.
5-6 weeks after spend - auto-approved for Hilton Business card.
The pop-up does not mean that you can't get approved for the card, but that if you are approved you will not receive the SUB.
Thanks
Oct 31, 2018, 5:30 pm
#147
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
I do not trust this. There are no T&C that state if you didn’t get the pop up that you definitely qualify for the bonus. The T&C are so stacked in AMEX’s favor that I will believe the bonus when I see it.
Oct 31, 2018, 6:07 pm
#148
Join Date: Apr 2018
Posts: 262
Similar DP for me!
Background:
I have been opening Amex cards for over 10 years. General kept for 1-2 years in a sock drawer, although a couple held onto for several years due to upgrades & no fees.
September - popup ineligibility for Hilton Aspire & Hilton Business card although never having opened those cards before.
I began to put spend on personal & business cards I hold in mid-Sept. Anywhere from 1 small transaction around $20 to almost $2,000 in multiple transactions (all legit, no MS). 1 week later - still getting pop up.
5-6 weeks after spend - auto-approved for Hilton Business card.
Background:
I have been opening Amex cards for over 10 years. General kept for 1-2 years in a sock drawer, although a couple held onto for several years due to upgrades & no fees.
September - popup ineligibility for Hilton Aspire & Hilton Business card although never having opened those cards before.
I began to put spend on personal & business cards I hold in mid-Sept. Anywhere from 1 small transaction around $20 to almost $2,000 in multiple transactions (all legit, no MS). 1 week later - still getting pop up.
5-6 weeks after spend - auto-approved for Hilton Business card.
Oct 31, 2018, 11:01 pm
#149
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Throughout those 5 weeks I made an effort to put some spend on all of my 5 or 6 Amex pers/biz cards. Statement close dates were all over the place - so yes, that could be a theory that the statements needed to close before I didn't have the pop up saying I wasn't eligible for the sign-up bonus.
Nov 1, 2018, 6:25 am
#150
Join Date: May 2000
Location: HH Gold, Marriott Gold, PC Plat, Emirates Silver
Posts: 2,679
Correct
Throughout those 5 weeks I made an effort to put some spend on all of my 5 or 6 Amex pers/biz cards. Statement close dates were all over the place - so yes, that could be a theory that the statements needed to close before I didn't have the pop up saying I wasn't eligible for the sign-up bonus.
Throughout those 5 weeks I made an effort to put some spend on all of my 5 or 6 Amex pers/biz cards. Statement close dates were all over the place - so yes, that could be a theory that the statements needed to close before I didn't have the pop up saying I wasn't eligible for the sign-up bonus.