May 25, 2017, 12:52 pm
Last edit by: mia
Please do not post referral offers or links in the thread or in this Wikipost. You may post offers (without links) in the dedicated REFERRAL THREAD.
TARGETED application link: https://www.americanexpress.com/us/c...us/index1.html
This is a link to a targeted 20,000 point offer for Blue Business Plus. The landing page shows an expiration date of 12.31.2017, however if you click [Apply Now] and then Offer Terms you see that the offer is valid until 12.31.2018. You will be required to login to apply. If you are not targeted the system will display an error: This offer is no longer available..."
Original application link (expired):https://www262.americanexpress.com/a...card/151/44960
Second application link (Expired):https://www262.americanexpress.com/a...card/151/44961
TARGETED application link: https://www.americanexpress.com/us/c...us/index1.html
This is a link to a targeted 20,000 point offer for Blue Business Plus. The landing page shows an expiration date of 12.31.2017, however if you click [Apply Now] and then Offer Terms you see that the offer is valid until 12.31.2018. You will be required to login to apply. If you are not targeted the system will display an error: This offer is no longer available..."
Original application link (expired):
Second application link (Expired):
USA: Blue Business Plus, 2X ALL spend, cap $50k/yr. $300 Dell,FedEx,Docusign credit.
Jul 5, 2017, 1:15 pm
#196
FlyerTalk Evangelist
Join Date: Jun 2006
Location: IAD/DCA
Posts: 31,797
Jul 5, 2017, 1:35 pm
#197
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
No, the best perk of this card is that 1) it does not affect 5/24 and 2) it does not Hard Pull you.
Ohhh and 3) 12 months 0% APR without having your FICO affected (utilization), as, again, does not show up on your Credit Reports,
And yes, I pay my balances in full every month, as I MS, but still good as you can leave money in the savings account while sending those Wally MO's that take 7 to 10 days to arrive via USPS
Of course, while giving you 2X MR for every $1 and 20K MR signing bonus with no annual fee
Ohhh and 3) 12 months 0% APR without having your FICO affected (utilization), as, again, does not show up on your Credit Reports,
And yes, I pay my balances in full every month, as I MS, but still good as you can leave money in the savings account while sending those Wally MO's that take 7 to 10 days to arrive via USPS
Of course, while giving you 2X MR for every $1 and 20K MR signing bonus with no annual fee
Jul 5, 2017, 6:09 pm
#198
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
No, the best perk of this card is that 1) it does not affect 5/24 and 2) it does not Hard Pull you.
Ohhh and 3) 12 months 0% APR without having your FICO affected (utilization), as, again, does not show up on your Credit Reports,
And yes, I pay my balances in full every month, as I MS, but still good as you can leave money in the savings account while sending those Wally MO's that take 7 to 10 days to arrive via USPS
Of course, while giving you 2X MR for every $1 and 20K MR signing bonus with no annual fee
Ohhh and 3) 12 months 0% APR without having your FICO affected (utilization), as, again, does not show up on your Credit Reports,
And yes, I pay my balances in full every month, as I MS, but still good as you can leave money in the savings account while sending those Wally MO's that take 7 to 10 days to arrive via USPS
Of course, while giving you 2X MR for every $1 and 20K MR signing bonus with no annual fee
So while you may have gotten that bonus, no one applying today or tomorrow can get one.
Jul 6, 2017, 1:56 pm
#199
Join Date: Aug 2012
Location: Dreamland
Posts: 927
Interesting - so my wife, a Biz Gold cardholder got an offer in the mail with the 20k that is good through 8/31/17. I just checked the offer online - using her invite code - and it still has that - we've got some other spend we're working on, so I want to hold off applying for her, just wanted to throw that out there- the mailed offers still have some time.
Jul 6, 2017, 2:31 pm
#200
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Jul 6, 2017, 7:24 pm
#201
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Jul 6, 2017, 9:40 pm
#202
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
The CARD act doesn't apply to business credit cards, nor does it say anything about restricting credit line increases, only APR's and limits on late fees, plus other smaller things such as when payment due dates can be applied.
Jul 7, 2017, 12:01 pm
#204
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
But yes, you're right on the point that it shouldn't apply to business cards.
Jul 7, 2017, 12:41 pm
#205
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
It doesn't matter what the CARD act actually says. Many banks are over-interpreting it, and for example not allowing product changes until after you've had the card one year, etc. And that over-interpretation is done by the people setting the policies, not by the agents you're speaking to, so you can't convince them that they're over-interpreting the CARD act and that they should do what you asked.
But yes, you're right on the point that it shouldn't apply to business cards.
But yes, you're right on the point that it shouldn't apply to business cards.
Jul 7, 2017, 5:42 pm
#207
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
This is normal. The base points will post after the next statement is issued, as explained here:
http://www.flyertalk.com/forum/ameri...ints-post.html
The bonus points may post anytime between the date your qualifying transaction posted and the maximum time specified in the offer terms.
http://www.flyertalk.com/forum/ameri...ints-post.html
The bonus points may post anytime between the date your qualifying transaction posted and the maximum time specified in the offer terms.
Jul 7, 2017, 6:26 pm
#208
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Both the last statement's spend and the 20K bonus are in Pending. Details show as June statement. However that is misleading as the final spend to meet the requirement happened in July billing cycle despite was made on June 27.
Current statement spend (between June 13 and July 13 that met the spend requirement) not showing any where but then statement is not closed until Jul 13.
Current statement spend (between June 13 and July 13 that met the spend requirement) not showing any where but then statement is not closed until Jul 13.
Jul 8, 2017, 11:44 am
#210
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Again, as I said before, what the CARD act says is somewhat irrelevant. Yes, it says it doesn't apply. What i meant is that in practice this means that the restrictions on card account changes shouldn't apply to any business cards. But whether it applies to business cards is dependent on the bank interpreting the CARD act accurately (not on what the CARD act actually says), and it's clear than many banks have over-interpreted other aspects of the CARD act, and without having datapoints for every bank that issues business cards, I do not have faith that every single such bank realized that it doesn't apply to business cards.