Originally Posted by
mikesyr18
The CARD act doesn't apply to business credit cards, nor does it say anything about restricting credit line increases, only APR's and limits on late fees, plus other smaller things such as when payment due dates can be applied.
It doesn't matter what the CARD act actually says. Many banks are over-interpreting it, and for example not allowing product changes until after you've had the card one year, etc. And that over-interpretation is done by the people setting the policies, not by the agents you're speaking to, so you can't convince them that they're over-interpreting the CARD act and that they should do what you asked.
But yes, you're right on the point that it shouldn't apply to business cards.