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Old Jan 17, 2015, 11:17 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: JJonahJ
This thread is a continuation of discussion which began HERE in 2011. It was very active in 2014, read HERE.

Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.

Use only this thread, and do read the Wikipost carefully before posting:

Referral Offers (post only in this thread, no referral links, read Wiki post first).

JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers

AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral

AMEX Gold Rewards - $150/year, FYF, 25K MR after $500 spending + $50 cashback from GCR
(as of Jan 11, 2016 Gold card will no longer earn referral points.)

AMEX Air Miles Platinum - $65/year, FYF, 2000 Air Miles after $500 spending + $30 GCR cashback

AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback

New as of 2014/10/09
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)

AMEX Business Platinum Rewards - $399/year, 40K MR after $5000 spending (or 50K via referral)

AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). Normally 40K/41K, extra 10K promo running till Mar 31, 2016
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Churning Amex in Canada (2015)

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Old Oct 26, 2015, 10:48 am
  #1246  
 
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Originally Posted by DealAddict
To me personally, it seems like the best value in SPG hotels would be to redeem for Category 5 in expensive destinations like London or New York. Those only require 10-12K Starwood points... there are a few properties like the Westin Grand Central where the cash rates are quite high. The Paris and Rome properties require a lot of points (20K)... they might be more luxurious...
Using the Westin Grand Central as an example, just assume a USD$300 hotel price (I've seen it much higher). That's $400 Canadian, divided by 24,000 Amex points (that you convert to 12,000 SPG) and you're getting a 1.7% return. It can easily be more than that based on rates I've seen and paid recently (for work trips...I like the Westin Grand Central). But that's not bad and with SPG the 5th night is free on award redemptions, don't forget.

You can crunch these numbers many ways, at the end of the day I'll just echo what others have said. Figure out what you want and if converting makes sense then do that. My only piece of advice w.r.t. SPG is that if there are any exotic trips you might take, it might be worthwhile to hoard the points as they can help you get on some pretty amazing flights.
grandgourmand is offline  
Old Oct 26, 2015, 7:36 pm
  #1247  
 
Join Date: Jan 2001
Location: Toronto, Canada
Posts: 700
Starting from scratch here (last and only AMEX was an SPG I had for 3-4 years cancelled about 3 months ago).

What is my best 12 month strategy to build up MR points?

Based on the past several pages am I able to throw in another SPG card into the mix?

Thanks.
dominick is offline  
Old Oct 26, 2015, 7:51 pm
  #1248  
 
Join Date: Mar 2007
Posts: 4,784
Originally Posted by dominick
Starting from scratch here (last and only AMEX was an SPG I had for 3-4 years cancelled about 3 months ago).

What is my best 12 month strategy to build up MR points?

Based on the past several pages am I able to throw in another SPG card into the mix?

Thanks.
Read my thread on RFD to apply & collect MR (or Aeroplan) points
List of Credit Cards with at least $200+ Welcome bonuses

apply AMEX Gold (25K after $500 spending, FYF)
self-refer for Business Gold (40K after $5K spending, FYF)
self-refer for Platinum if you want (60K after $1K spending, $699/year)


As for getting another SPG welcome bonus with the new T&C, you should be okay, but obviously YMMV

Remember to apply either via GCR for some cashback, or use friend/family's referral link, or I guess use a FT'er link
jerryhung is offline  
Old Oct 26, 2015, 11:12 pm
  #1249  
 
Join Date: Mar 2014
Location: YVR, HKG
Programs: SPG, Nexus, Aeroplan, AMEX MR, BA Avios
Posts: 108
Originally Posted by jerryhung
Remember to apply either via GCR for some cashback, or use friend/family's referral link, or I guess use a FT'er link
Any idea how long GCR takes to post for SPG applications?
jwongathon is offline  
Old Oct 26, 2015, 11:18 pm
  #1250  
FlyerTalk Evangelist
 
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,408
So I'm reading up on cross-card-type referrals

T&C:

Referral Program Terms
Your account must be in good standing. If this is a personal referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts who you know and who have consented to receive this recommendation from you. You must not send recommendations to people you do not know. You can only receive a maximum referral bonus of 225,000 Aeroplan Miles per calendar year for approved referrals. Bonus point maximums may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus points. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. All products and services are subject to applicable Terms and Conditions.

Where in there does it say that one should NOT receive referral points for cross-card type? I only have an Amex Gold atm and can easily self-refer any card I want by picking it. And someone on the last page got referral points for a cross-type referral, too. Can someone please inform me on why we're not supposed to get referral points for these? (e.g. Amex Gold/Plat to Amex AeroPlat)
Smiley90 is offline  
Old Oct 27, 2015, 2:05 am
  #1251  
 
Join Date: Feb 2015
Programs: Top Tier Flyertalk Member
Posts: 687
Originally Posted by jwongathon
Any idea how long GCR takes to post for SPG applications?
They always post pretty much instantly or next day.

But you can only request for a cheque in 45(?) days.
JordanWalker is offline  
Old Oct 27, 2015, 2:08 am
  #1252  
 
Join Date: Feb 2015
Programs: Top Tier Flyertalk Member
Posts: 687
Originally Posted by Smiley90
Where in there does it say that one should NOT receive referral points for cross-card type? I only have an Amex Gold atm and can easily self-refer any card I want by picking it. And someone on the last page got referral points for a cross-type referral, too. Can someone please inform me on why we're not supposed to get referral points for these? (e.g. Amex Gold/Plat to Amex AeroPlat)
I'm guessing it's covered in

Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary.
As you're only "supposed" to select the card product that you actually have.
JordanWalker is offline  
Old Oct 27, 2015, 11:20 am
  #1253  
FlyerTalk Evangelist
 
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,408
Originally Posted by JordanWalker
I'm guessing it's covered in



As you're only "supposed" to select the card product that you actually have.

It says "the one I recommended" though, not one I own. Of course they'll have to select the one I recommended - but that's not the issue.
Smiley90 is offline  
Old Oct 27, 2015, 11:44 am
  #1254  
 
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,536
Originally Posted by Smiley90
It says "the one I recommended" though, not one I own. Of course they'll have to select the one I recommended - but that's not the issue.
It says: Find Your Current Card to Make a Referral

This is actually enforced in the US
crimsona is online now  
Old Oct 27, 2015, 11:51 am
  #1255  
 
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Originally Posted by grandgourmand
on some pretty amazing flights.

I was poking around Alaska on Sunday and out of JFK EK F availability on AS is wide open. Wow those are NICE, didn't find the suites on there but wow. 100K miles JFK-DXB-BKK for instance. 90k for DXB but for the extra 10K I will gladly keep flying!

SPG seems the only quick way of getting AS miles beside the 25K sign up bonus on their AS branded MC.
mikeycanuk is offline  
Old Oct 27, 2015, 1:18 pm
  #1256  
FlyerTalk Evangelist
 
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,408
Originally Posted by crimsona
It says: Find Your Current Card to Make a Referral

This is actually enforced in the US
That's why I'm asking - "Find your current card" could very much be just a "recommendation", given that it allows you to refer anyway. I just want to know where it says in writing that it's not supposed to work for cross-product referrals.
Smiley90 is offline  
Old Oct 27, 2015, 1:39 pm
  #1257  
 
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Originally Posted by mikeycanuk
I was poking around Alaska on Sunday and out of JFK EK F availability on AS is wide open. Wow those are NICE, didn't find the suites on there but wow. 100K miles JFK-DXB-BKK for instance. 90k for DXB but for the extra 10K I will gladly keep flying!

SPG seems the only quick way of getting AS miles beside the 25K sign up bonus on their AS branded MC.
Availability is better out of JFK. But you can also snag some seats out of YYZ. They only fly Mondays, Wednesdays and Fridays, though. I got two tickets YYZ-DXB-MLE next spring! Convenient arrival time too (930am).

But, back to SPG Amex...those points are great. AS and AA are good conversion options. And SQ Krisflyer.
grandgourmand is offline  
Old Oct 27, 2015, 2:32 pm
  #1258  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Originally Posted by Smiley90
That's why I'm asking - "Find your current card" could very much be just a "recommendation", given that it allows you to refer anyway. I just want to know where it says in writing that it's not supposed to work for cross-product referrals.
At the end of the day, no matter how you want to interpret the English, if you choose, for eg., to use your Amex Airmiles CC to refer someone to the Amex Gold Rewards card, then good luck in hoping Amex will figure a way to compensate you with a satisfactory equivalent for the referral. As unclepants wrote on the previous page, it appears that Amex 'went yard' and gave him Aeroplan points for using his Aeroplan Plus to refer to an Membership Rewards card, but this is an easy scenario since you could quite easily convert 1:1 from MRs to Aeros. But there is no published equivalent/transfer ratio for Aeroplan to Airmiles, so I'd expect Amex to fumble here, in any attempt to help see this referral through.

If you do a cross-product referral, then be grateful if you DO get some referral points, as it CAN happen. The fact is, after reading these threads for the past few years I've seen more people post that it does NOT work, versus those that say it WILL work. So, give it a try, swing for the fences and you might get a home run too.
JJonahJ is online now  
Old Oct 27, 2015, 2:49 pm
  #1259  
 
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Originally Posted by grandgourmand
Availability is better out of JFK. But you can also snag some seats out of YYZ. They only fly Mondays, Wednesdays and Fridays, though. I got two tickets YYZ-DXB-MLE next spring! Convenient arrival time too (930am).

But, back to SPG Amex...those points are great. AS and AA are good conversion options. And SQ Krisflyer.
But I don't think YYZ flies the A380, with the onboard shower, do they? Also, not all the F flights from JFK fly the A380 either. If you choose to go for it, try to get that plane. I just transferred over 300K MR points to SPG today to switch to AS for that reason...
Preacher7 is offline  
Old Oct 27, 2015, 2:52 pm
  #1260  
 
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Originally Posted by Preacher7
But I don't think YYZ flies the A380, with the onboard shower, do they? Also, not all the F flights from JFK fly the A380 either. If you choose to go for it, try to get that plane. I just transferred over 300K MR points to SPG today to switch to AS for that reason...
They fly the A380 to YYZ, yes.
grandgourmand is offline  


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