Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Jul 18, 2014, 2:17 pm
#122
Join Date: Jul 2011
Location: NYC
Programs: Mileage Plus, Aadvantage, Skymiles, Marriott, Priority Club, SPG, Amtrak, Hertz
Posts: 834
Jul 24, 2014, 11:19 am
#124
Join Date: May 2014
Posts: 19
American Express Platinum Card - 25K MR bonus - First year fee waived
Through Ameriprise portal - but has been open to everyone based on slickdeals forum. They've added the signup bonus.
** WARNING - There are some complaints that the 25K bonus was not awarded to non-amerprise customers - take a screen shot at sign up**
25,000 MR points with 3K spend within 3mo
$450 annual fee waived first year, plus $0 authorized users for first year (Normally $175)
All the other usual amex plat perks: Perks
PS: I don't have any first hand experience on application for this offer.
** WARNING - There are some complaints that the 25K bonus was not awarded to non-amerprise customers - take a screen shot at sign up**
25,000 MR points with 3K spend within 3mo
$450 annual fee waived first year, plus $0 authorized users for first year (Normally $175)
All the other usual amex plat perks: Perks
PS: I don't have any first hand experience on application for this offer.
Last edited by mia; Jul 24, 2014 at 11:36 am
Jul 24, 2014, 6:30 pm
#126
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Jul 24, 2014, 7:35 pm
#127
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,306
Jul 25, 2014, 5:59 am
#128
Join Date: Oct 2012
Location: New York, NY
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Diamond
Posts: 456
Previous Amex Plat get bonus?
Has anyone recently gotten this card and the 25k MR point bonus who is also a current or previous *personal* Plat Amex cardholder? As per the T&C's, "Welcome bonus offer not available to applicants who have or have had a Platinum Card® account enrolled in the Membership Rewards® program."
I had a Mercedes Benz Plat Amex card, although it was closed over a year ago.
I had a Mercedes Benz Plat Amex card, although it was closed over a year ago.
Jul 27, 2014, 1:37 pm
#129
Join Date: Jan 2000
Location: fort worth, texas
Posts: 946
reapply later/now?
So, we all know that Amex no longer gives point bonuses on Personal cards you've had before. The terms of this offer indicate a footnote to this effect for the 25k bonus.
However...let's say you've already "exhausted" Amex personal cards over the years-- it seems to me this card you could get and have all the benefits EXCEPT the 25k bonus points! Just saying for a free first year, the lounge accesses and airline credits may be worth it alone, and I think you'd get those, just not the points for being a prior Platinum Personal card holder.
Anyone else have thoughts?
Also, any idea what is likely to happen post-8/31 for this card? I don't know how standard this is and whether it is likely to be extended.
However...let's say you've already "exhausted" Amex personal cards over the years-- it seems to me this card you could get and have all the benefits EXCEPT the 25k bonus points! Just saying for a free first year, the lounge accesses and airline credits may be worth it alone, and I think you'd get those, just not the points for being a prior Platinum Personal card holder.
Anyone else have thoughts?
Also, any idea what is likely to happen post-8/31 for this card? I don't know how standard this is and whether it is likely to be extended.
Jul 27, 2014, 8:51 pm
#130
Join Date: Dec 2011
Posts: 178
So, we all know that Amex no longer gives point bonuses on Personal cards you've had before. The terms of this offer indicate a footnote to this effect for the 25k bonus.
However...let's say you've already "exhausted" Amex personal cards over the years-- it seems to me this card you could get and have all the benefits EXCEPT the 25k bonus points! Just saying for a free first year, the lounge accesses and airline credits may be worth it alone, and I think you'd get those, just not the points for being a prior Platinum Personal card holder.
Anyone else have thoughts?
Also, any idea what is likely to happen post-8/31 for this card? I don't know how standard this is and whether it is likely to be extended.
However...let's say you've already "exhausted" Amex personal cards over the years-- it seems to me this card you could get and have all the benefits EXCEPT the 25k bonus points! Just saying for a free first year, the lounge accesses and airline credits may be worth it alone, and I think you'd get those, just not the points for being a prior Platinum Personal card holder.
Anyone else have thoughts?
Also, any idea what is likely to happen post-8/31 for this card? I don't know how standard this is and whether it is likely to be extended.
Jul 28, 2014, 7:12 pm
#132
Join Date: Jul 2012
Location: RDU
Programs: DL(PM), UA(Silver), AA(EXP) Marriott(Ti), HH(Gold), Hertz(PC)
Posts: 2,669
Jul 30, 2014, 5:03 am
#133
Join Date: Nov 2012
Posts: 175
The T&C are oddly worded and unlike any other language I've seen in an Amex offer:
"Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits."
Compare this with the language dealing with the bonus itself:
"Welcome bonus offer not available to applicants who have or have had a Platinum Card® account enrolled in the Membership Rewards® program."
The T&C do not say that only Ameriprise customers are eligible to obtain the card or eligible for the bonus. It seems that your ability to "have" the card is contingent upon that relationship, and in the absence of that, Amex has the right to cancel or transfer (as opposed to "deny"). It also seems to give you some wiggle room to become a customer after you obtain the card.
And if you are not an Ameriprise customer, or never become one, there is no mention of being ineligible for the points or having them revoked.
My strategy would be to get the card and put on 3k in charges as soon as possible. If you do that before Amex exercises its "right" to transfer or cancel your card, I think you're fine.
Aug 5, 2014, 4:19 am
#134
Join Date: Nov 2012
Posts: 175
My wife applied 8/2. Her FICO score is 816 (as per Barclay), solid income, has been an Amex member since 1995, and currently has only one other Amex card (EveryDay) with about 3K in charges each month. Her application is in an "in progress" status. Oddly enough, there has yet to be a hard pull for this application on her credit report. I'm wondering if Amex is verifying whether she is an Ameriprise client before putting her application through.
Last edited by MrMoonlight; Aug 5, 2014 at 4:25 am
Aug 5, 2014, 5:27 am
#135
Join Date: Oct 2012
Location: New York, NY
Programs: IHG Spire Ambassador, Hyatt Explorist, Hilton Diamond
Posts: 456
My wife applied 8/2. Her FICO score is 816 (as per Barclay), solid income, has been an Amex member since 1995, and currently has only one other Amex card (EveryDay) with about 3K in charges each month. Her application is in an "in progress" status. Oddly enough, there has yet to be a hard pull for this application on her credit report. I'm wondering if Amex is verifying whether she is an Ameriprise client before putting her application through.