Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
May 24, 2018, 4:34 pm
#856
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Player 2 just got the Ameriprise Platinum. I got AU cards for myself and both of my kids. I currently have the Biz Plat, but will be cancelling that when AF hits next month.
I do not plan to keep the Player 2 Ameriprise Plat when the first AF hits next year, which will wipe out all the AU also.
Will I be able to apply for the Ameriprise Platinum even though I'm an AU on player 2 card? Also, can I add player 2 as an AU, as well as my kids, again?
This will keep Platinum benefits fee free for 2 years.
I do not plan to keep the Player 2 Ameriprise Plat when the first AF hits next year, which will wipe out all the AU also.
Will I be able to apply for the Ameriprise Platinum even though I'm an AU on player 2 card? Also, can I add player 2 as an AU, as well as my kids, again?
This will keep Platinum benefits fee free for 2 years.
May 30, 2018, 5:51 pm
#857
Join Date: Dec 2016
Posts: 22
I have an annual fee posting soon for the personal Amex Plat (regular version). I plan to cancel my current card and then apply for the Ameriprise Plat version. Is there a minimum amount of time to wait in between closing the regular and then applying for the Ameriprise? Is there any other risk I should be aware of?
P.S. I have an Everyday and PRG, so my MR balance will be fine.
P.S. I have an Everyday and PRG, so my MR balance will be fine.
May 30, 2018, 6:57 pm
#858
Join Date: Jan 2010
Posts: 698
I have an annual fee posting soon for the personal Amex Plat (regular version). I plan to cancel my current card and then apply for the Ameriprise Plat version. Is there a minimum amount of time to wait in between closing the regular and then applying for the Ameriprise? Is there any other risk I should be aware of?
P.S. I have an Everyday and PRG, so my MR balance will be fine.
P.S. I have an Everyday and PRG, so my MR balance will be fine.
May 30, 2018, 9:37 pm
#859
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
I have an annual fee posting soon for the personal Amex Plat (regular version). I plan to cancel my current card and then apply for the Ameriprise Plat version. Is there a minimum amount of time to wait in between closing the regular and then applying for the Ameriprise? Is there any other risk I should be aware of?
P.S. I have an Everyday and PRG, so my MR balance will be fine.
P.S. I have an Everyday and PRG, so my MR balance will be fine.
Because there are recent instances where AMEX now considers the regular Plat and the Ameriprise Plat to be the same card and are thus denying applications when one holds card one and applies for the other.
May 31, 2018, 7:55 am
#861
Join Date: Jan 2010
Posts: 698
That is news to me. Please provide links to those multiple instances. Thanks.
May 31, 2018, 8:17 am
#862
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
May 31, 2018, 6:05 pm
#865
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Moderators are not special. I included a link in my post to the only example that I recall, but it was reported on Reddit, and there may have been others.
It makes sense that internally Ameriprise cards could be coded the same as standard cards, because Ameriprise was once part of American Express, but I would want to see several reports confirming the March policy change.
It makes sense that internally Ameriprise cards could be coded the same as standard cards, because Ameriprise was once part of American Express, but I would want to see several reports confirming the March policy change.
May 31, 2018, 8:09 pm
#866
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Moderators are not special. I included a link in my post to the only example that I recall, but it was reported on Reddit, and there may have been others.
It makes sense that internally Ameriprise cards could be coded the same as standard cards, because Ameriprise was once part of American Express, but I would want to see several reports confirming the March policy change.
It makes sense that internally Ameriprise cards could be coded the same as standard cards, because Ameriprise was once part of American Express, but I would want to see several reports confirming the March policy change.
Jun 1, 2018, 1:44 pm
#868
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
Jun 19, 2018, 4:12 pm
#869
Join Date: Oct 2009
Location: Boston, USA
Programs: AA EXP, TK Elite, HH Gold, SPG/Marriott Gold
Posts: 939
They are offering me renewal for 55000 Membership points. Is that a good deal ? This will be my third year
for the card. First year was free, second year was $300 credit so $150 net (fee was $450) and now they
are not giving any $ credit but renew it for 55,000 points. I have one dependent card on it and
they are charging $175 for it as well. I plan to cancel dependent card unless it is offered for free. Any thoughts
on how to get the best deal here (my card + dependent card) before I cancel entirely ? I feel that it is worth $200
but not $550 !
for the card. First year was free, second year was $300 credit so $150 net (fee was $450) and now they
are not giving any $ credit but renew it for 55,000 points. I have one dependent card on it and
they are charging $175 for it as well. I plan to cancel dependent card unless it is offered for free. Any thoughts
on how to get the best deal here (my card + dependent card) before I cancel entirely ? I feel that it is worth $200
but not $550 !
Last edited by flyalways; Jun 19, 2018 at 4:22 pm
Jun 19, 2018, 4:51 pm
#870
Join Date: Jan 2010
Posts: 698
They are offering me renewal for 55000 Membership points. Is that a good deal ? This will be my third year
for the card. First year was free, second year was $300 credit so $150 net (fee was $450) and now they
are not giving any $ credit but renew it for 55,000 points. I have one dependent card on it and
they are charging $175 for it as well. I plan to cancel dependent card unless it is offered for free. Any thoughts
on how to get the best deal here (my card + dependent card) before I cancel entirely ? I feel that it is worth $200
but not $550 !
for the card. First year was free, second year was $300 credit so $150 net (fee was $450) and now they
are not giving any $ credit but renew it for 55,000 points. I have one dependent card on it and
they are charging $175 for it as well. I plan to cancel dependent card unless it is offered for free. Any thoughts
on how to get the best deal here (my card + dependent card) before I cancel entirely ? I feel that it is worth $200
but not $550 !
i got first year fee waived, second year $450 statement credit, third year 45,000 points, fourth year $200 IIRC, and then finally canceled
paying 55,000 points is a bad deal, amex points are generally valued at 1.2c-1.4c each. do the math
Last edited by mysterym; Jun 19, 2018 at 6:31 pm