I have an annual fee posting soon for the personal Amex Plat (regular version). I plan to cancel my current card and then apply for the Ameriprise Plat version. Is there a minimum amount of time to wait in between closing the regular and then applying for the Ameriprise? Is there any other risk I should be aware of?
P.S. I have an Everyday and PRG, so my MR balance will be fine.
I'd go with 30 days...so that AMEX doesn't re-open what they consider to be an existing account.
Originally Posted by
mysterym
Why not apply before closing the regular?
Because there are recent instances where AMEX now considers the regular Plat and the Ameriprise Plat to be the same card and are thus denying applications when one holds card one and applies for the other.