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Old Jan 15, 2014, 6:36 pm
  #286  
 
Join Date: Mar 2007
Posts: 4,784
Originally Posted by todd-r
Before MBNA declines you they would call to discuss moving credit from one of your other cards and/or closing a card to 'free up' available credit. Since you haven't heard anything yet, you should call them and ask about the status of your recent application.
+1
I had to do that too to shift credit limits around, especially if one has a large limit on other MBNA cards (like me, Platinum for 0% Balance Transfer)
jerryhung is offline  
Old Jan 20, 2014, 12:33 pm
  #287  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I called and they told me I was conditionally approved, but that my application was being reviewed by the security department (they said this means they just need to review something before issuing the card to me - could be something as simple as double checking my address or DOB, or more in-depth), so it will take more time. It's been almost 5 weeks now. Anyone have their application go to this stage and take longer than a month? Wonder if they're checking my churning activity. My MBNA BW MC has seen a lot of that action...LOL
pokee is offline  
Old Jan 20, 2014, 7:23 pm
  #288  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Originally Posted by pokee
I called and they told me I was conditionally approved, but that my application was being reviewed by the security department (they said this means they just need to review something before issuing the card to me - could be something as simple as double checking my address or DOB, or more in-depth), so it will take more time. It's been almost 5 weeks now. Anyone have their application go to this stage and take longer than a month? Wonder if they're checking my churning activity. My MBNA BW MC has seen a lot of that action...LOL
I've churned the MBNA BW MC 3 times, twice for the Smartcash, once for the Choice Privs and Sony cards. So, they certainly have enough history on me. When I applied for the Alaska card, I also had to call them up to check my status, and they said I was approved, and that I would get it in the mail in whatever the standard reply is, 7-10 biz days. After that time had passed, and still no card in the mail, I called again and the rep put me on hold, spoke to some other staff, came back and said it was still 'in the queue'. But, it sounded like since I had called again and was sounding a bit miffed, they pulled it out (perhaps it was also in a security or churn review stack) and put it in the ready-to-stamp-and-mail-out pile. I got the card within a week after that.
JJonahJ is offline  
Old Jan 23, 2014, 5:11 pm
  #289  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Jeez, sounds like you have to hound them to get your Alaska card. Maybe they're backlogged? That would be a first, at least as far as my experience goes!
pokee is offline  
Old Feb 18, 2014, 2:59 pm
  #290  
 
Join Date: Aug 2009
Location: British Columbia, Canada
Posts: 177
World Elite MBNA Question

I received the offer for a bonus 10k miles to upgrade to the Alaska World Elite Mastercard.

1. This seems too good to be true. The only difference I can see is that I get 10,000 bonus miles. No additional annual fee? What's the difference between the 2 cards? Why do they offer this?

2. Will I get 10,000 bonus miles? The fine print in the mail says I will "receive a onet-time 10,000 Bonus Miles offer per upgrade account". However, the online version says, "Your existing Alaska Airlines miles will be converted to Alaska Airlines World Elite miles at the rate of 100%, meaning you will receive 1 Alaska Airlines World Elite mile for each mile, upon account conversion." Aren't these saying different things? I think I'd better call them to find out.

So, yeah, still seems too good to be true and I'm thinking there's gotta be a catch.
ranman1973 is offline  
Old Feb 18, 2014, 3:36 pm
  #291  
 
Join Date: Mar 2007
Posts: 4,784
Originally Posted by ranman1973
I received the offer for a bonus 10k miles to upgrade to the Alaska World Elite Mastercard.

1. This seems too good to be true. The only difference I can see is that I get 10,000 bonus miles. No additional annual fee? What's the difference between the 2 cards? Why do they offer this?

2. Will I get 10,000 bonus miles? The fine print in the mail says I will "receive a onet-time 10,000 Bonus Miles offer per upgrade account". However, the online version says, "Your existing Alaska Airlines miles will be converted to Alaska Airlines World Elite miles at the rate of 100%, meaning you will receive 1 Alaska Airlines World Elite mile for each mile, upon account conversion." Aren't these saying different things? I think I'd better call them to find out.

So, yeah, still seems too good to be true and I'm thinking there's gotta be a catch.
I believe MasterCard gets higher % on the World Elite card instead of non-World Elite card, and that's why they auto-upgrade people meeting the income requirement (i.e. I should've put down lower income when I applied, I think $60K will do, as I missed out the 10K extra bonus offer, sigh)

Go for it, it's legit
jerryhung is offline  
Old Feb 18, 2014, 4:01 pm
  #292  
 
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,535
It allows them to charge higher merchant fees. No downsides for you as an individual (although higher operating costs eventually means higher costs for consumers long run although that alone is hard to pin down).

http://www.mastercard.com/ca/wce/PDF...e_Overview.pdf

Plat Plus is 2% for small businesses, World Elite is 2.65%.

The black card looks way nicer to boot
crimsona is offline  
Old Feb 18, 2014, 9:46 pm
  #293  
 
Join Date: Oct 2006
Posts: 1,830
I got my invite today too. Done and Done.
CZBB is offline  
Old Feb 21, 2014, 9:42 am
  #294  
 
Join Date: Oct 2003
Location: YYZ
Posts: 1,629
Originally Posted by crimsona

The black card looks way nicer to boot
Yes, it looks nicer. But so few people can actually tell it's a MasterCard!
todd-r is offline  
Old Feb 21, 2014, 9:52 am
  #295  
 
Join Date: May 2013
Programs: Aeroplan, BONVOY GOLD
Posts: 313
How do you get/see the invite for the World Elite?

Is it just logging in to MBNA rewards as seeing if it's there?
coleworld is offline  
Old Feb 25, 2014, 1:07 pm
  #296  
 
Join Date: May 2013
Programs: Aeroplan, BONVOY GOLD
Posts: 313
The only thing I see on my account for the World Elite is a 3000 mile bonus to upgrade... Although there is nothing for me to click to upgrade.

I guess I will have to call and ask what the deal is and if its targeted with specific promos
coleworld is offline  
Old Feb 25, 2014, 1:22 pm
  #297  
 
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,535
3k to upgrade from the Platinum to the World Elite? Did they just nerf the promo?

Yes just log into the Rewards tab of the MBNA website and it's there under Special Offers
crimsona is offline  
Old Mar 2, 2014, 9:51 am
  #298  
 
Join Date: May 2013
Programs: Aeroplan, BONVOY GOLD
Posts: 313
Originally Posted by crimsona
3k to upgrade from the Platinum to the World Elite? Did they just nerf the promo?

Yes just log into the Rewards tab of the MBNA website and it's there under Special Offers
Shoot, after looking I realized I already had the World Elite Card from the beginning..

Unless I apply for a 2nd account, no more free points for me, oh well
coleworld is offline  
Old Mar 3, 2014, 5:27 pm
  #299  
 
Join Date: Jul 2012
Location: YYC; YYZ
Programs: SPG Gold, Marriott Platinum, Hyatt Diamond, UA Silver
Posts: 231
Got my card and points posted today.

Got my rebate as well for the annual fee from GCR.
Sweetvibes is offline  
Old Mar 3, 2014, 5:33 pm
  #300  
 
Join Date: Jun 2013
Location: YVR
Programs: Marriott Gold
Posts: 952
Applied for the card... Now to see if they approve it. Would love to be able to use it to upgrade my award tickets.

Last edited by roastpuff; Mar 3, 2014 at 5:39 pm
roastpuff is offline  


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