New Aeroplan Terms & Conditions (Feb 2024)
#16
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The real question is if there'd be a benefit (to them) of forcing login to search for redemptions.
#17
Join Date: Sep 2010
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(v) (i) applying for multiple credit cards across different product types (e.g., entry, core, premium, core small business, premium small business, or any other card that has a substantially similar level of benefits) across multiple financial institutions that issue an Aeroplan Credit Card.
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
#18
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Interesting, so I was actually going to apply for an AMEX Premium as it has a better AC multiplier, and the CIBC Visa stops giving bonuses after 100k. Also I'd get 2 companion passes after 25k spend on each. I'm assuming this is no longer allowed per the above?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
#19
Join Date: Sep 2010
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Interesting, so I was actually going to apply for an AMEX Premium as it has a better AC multiplier, and the CIBC Visa stops giving bonuses after 100k. Also I'd get 2 companion passes after 25k spend on each. I'm assuming this is no longer allowed per the above?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
(i) applying for multiple credit cards across different product types (e.g., entry, core, premium, core small business, premium small business, or any other card that has a substantially similar level of benefits) across multiple financial institutions that issue an Aeroplan Credit Card in order to circumnavigate these Terms and Conditions or the terms and conditions of any such financial institution issuing an Aeroplan Credit Card thereby receiving multiple New Card Bonuses;
#20
Join Date: Nov 2023
Posts: 21
Interesting, so I was actually going to apply for an AMEX Premium as it has a better AC multiplier, and the CIBC Visa stops giving bonuses after 100k. Also I'd get 2 companion passes after 25k spend on each. I'm assuming this is no longer allowed per the above?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
I know some people that have the AMEX Reserve, and then keep an Aeroplan Visa Infinite as a backup since AMEX isn't accepted everywhere. Looks like that's also not allowed.
And what about if you're switching between banks? If you have > 1 card for a short period while you transition do you run afoul of the rules?
#21
Join Date: Jul 2006
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#22
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But would it not be the financial institution that is losing, rather than Aeroplan? The 80k (or whatever # of) points are purchased by the credit card issuing FI for a fixed amount, so Air Canada nets the same anyway irrespective of whether those 80k points are awarded on a sign-up or regular spend.
In fact, I remember one of the execs talking about why the Chase card had FRCs originally instead of points, and it definitely sounded like they were funding at least part of it.
#23
Join Date: Jan 2018
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Figure with the recent terms, this question might be better in this forum than the Chase (or AMEX) Aeroplan threads...
I'm eligible for US credit cards only, and have never picked up an Aeroplan credit card. I'm at 3-of-24 with Chase currently. Granted I didn't read the terms that carefully yet, but should I make sure to pick up the cards (and if so, in a certain order) before February?
I'm planning to pick up the Chase Aeroplan card at the crack of 2024 to "renew" 25k status and get next year's eUpgrades! But was wondering if I should go for more...
(FWIW I've never "abused" the Aeroplan program or T&Cs in the way that the revamp is clamping down on, or in any other way that I'm currently knowledgeable about, if that matters!)
I'm eligible for US credit cards only, and have never picked up an Aeroplan credit card. I'm at 3-of-24 with Chase currently. Granted I didn't read the terms that carefully yet, but should I make sure to pick up the cards (and if so, in a certain order) before February?
I'm planning to pick up the Chase Aeroplan card at the crack of 2024 to "renew" 25k status and get next year's eUpgrades! But was wondering if I should go for more...
(FWIW I've never "abused" the Aeroplan program or T&Cs in the way that the revamp is clamping down on, or in any other way that I'm currently knowledgeable about, if that matters!)
#24
Join Date: Jan 2010
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So I do my personal banking at CIBC and my Business banking at TD...do the new T's&C's suggest that since I hold an Aeroplan Infinite Privilege with CIBC I can't get another Aeroplan associated card from TD, and if I do they can cancel my account?
#25
Join Date: Apr 2006
Location: YYZ
Posts: 596
I appreciate what Aeroplan is trying to do with the terms and conditions for welcome bonuses, but I wish they'd just define a simple, clear cut rule and be done with it.
Eg "You can earn one welcome bonus per 24 months, regardless of card type or issuer" or "You can earn one welcome bonus per card type, per lifetime" or something like that. Just cut the vagueness and the arbitrary application of rules and make everyone's expectations clear and predictable.
Eg "You can earn one welcome bonus per 24 months, regardless of card type or issuer" or "You can earn one welcome bonus per card type, per lifetime" or something like that. Just cut the vagueness and the arbitrary application of rules and make everyone's expectations clear and predictable.
#26
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Given the revenue split from credit cards, I would be shocked if the bonus did not have part of its cost paid by Aeroplan.
In fact, I remember one of the execs talking about why the Chase card had FRCs originally instead of points, and it definitely sounded like they were funding at least part of it.
In fact, I remember one of the execs talking about why the Chase card had FRCs originally instead of points, and it definitely sounded like they were funding at least part of it.
They're poorly written, so yes, 11(v)(i) could be read that way. I highly doubt they intend to target people like you though, since what they likely want to do is cut down on the cost of churning.
#27
Join Date: Jul 2021
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We have added some terms that prohibit the participation in our program via script, macro or other automated means.
#28
Join Date: Jun 2023
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Programs: Air Canada Aeroplan
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(v) (i) applying for multiple credit cards across different product types (e.g., entry, core, premium, core small business, premium small business, or any other card that has a substantially similar level of benefits) across multiple financial institutions that issue an Aeroplan Credit Card.
I think the move will be very detrimental to AMEX. It's not accepted in some places still. Previously, it was easier to have a second card to use in these situations. But now would I get an AMEX that is only accepted at 90% of retailers if I can't also have a back up for the remaining 10%? Of course not, I'd just go with a VISA ...
#29
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"Every" one of my companion passes earned are lost as I purchase Latitude flight passes and or J passes now.
Companion Benefit is of zero benefit to me.
#30
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