Jan 2, 2014, 12:03 am
Master thread TD Aeroplan credit card
Dec 6, 2013, 6:43 am
#46
Join Date: Feb 2005
Posts: 7,156
Aeroplat still has a shorthual 2 for 1 benefit.. or do you mean another 2 for 1 voucher that is no longer offered on any Amex? There is still the full fare premium class option IIRC on Amex Plat.
I don't recall a 2 for 1 voucher for any CIBC AE Visa. Was it redeemable for any flight? How long ago was this offered?
I don't recall a 2 for 1 voucher for any CIBC AE Visa. Was it redeemable for any flight? How long ago was this offered?
It was great when it lasted.
Really nice if TD/CIBC/Amex will bring it back with the "new" Aeroplan card!
Dec 6, 2013, 8:22 am
#47
Join Date: Dec 2013
Posts: 5
Been reading the forum for a while but felt compelled to ask what you guys thought of the TD card design. I personally hate it and think its the worst premium design in the market. Definitely not what I was expecting.
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
Dec 6, 2013, 9:06 am
#48
Join Date: Dec 2012
Location: Canada
Posts: 115
This is shooting themselves in their own foot not offering bonus points past $80K of all spending. I spend more than this amount, but I would never plug it on a Visa nowadays, as I earn up to 50% more points running transactions through Amex. With the Aeroplat, its 1.25 points up to $25K of transactions within the year, and 1.50 points thereafter. With the regular Amex card, points can be converted on bonus promos to Avios, and the card regularly earns 1.25 MR points per dollar spent. No limit on Gold Card Amex bonuses neither.
This feature further limits attracting high cc spenders. I just don't get the logic at all.
This feature further limits attracting high cc spenders. I just don't get the logic at all.
Do you spend more than $80K just at "grocery stores, service stations/automated gas dispensers or drug stores"?
Maybe they realize they're not going to get the knowledgeable high spenders anyway. I'm sure they'll still get lots of business from unobservant cardholders who never realize when they've hit their maximum.
Dec 6, 2013, 9:10 am
#49
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Been reading the forum for a while but felt compelled to ask what you guys thought of the TD card design. I personally hate it and think its the worst premium design in the market. Definitely not what I was expecting.
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
Dec 6, 2013, 10:04 am
#50
Join Date: Sep 2007
Posts: 415
Been reading the forum for a while but felt compelled to ask what you guys thought of the TD card design. I personally hate it and think its the worst premium design in the market. Definitely not what I was expecting.
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
But I find it amusing that the TD Aeroplan card's design is pretty much the same as their old AAdvantage card. One's looking forward from the back of the plane, and the other's looking back from the front of the plane. How imaginative and original!
On a more practical note: there's nothing I've seen of the "benefits" of the new TD card (or from CIBC) that is better than what Amex has now. I can't see why anyone would waste their time with this TD card when much more can be had with Amex.
Last edited by Vasco; Dec 6, 2013 at 10:17 am
Dec 6, 2013, 11:01 am
#51
A FlyerTalk Posting Legend
Join Date: Sep 2012
Location: SFO
Programs: AC SE MM, BA Gold, SQ Silver, Bonvoy Tit LTG, Hyatt Glob, HH Diamond
Posts: 44,331
This is shooting themselves in their own foot not offering bonus points past $80K of all spending. I spend more than this amount, but I would never plug it on a Visa nowadays, as I earn up to 50% more points running transactions through Amex. With the Aeroplat, its 1.25 points up to $25K of transactions within the year, and 1.50 points thereafter. With the regular Amex card, points can be converted on bonus promos to Avios, and the card regularly earns 1.25 MR points per dollar spent. No limit on Gold Card Amex bonuses neither.
This feature further limits attracting high cc spenders. I just don't get the logic at all.
This feature further limits attracting high cc spenders. I just don't get the logic at all.
Dec 6, 2013, 12:19 pm
#52
Join Date: Dec 2008
Location: Delta, BC
Posts: 1,646
As I understand it (and I could be way off), the TD, not Visa, offers these points. They make most of their money from interest. I'm going to guess that if you're spending hundreds of thousands of dollars, you're paying it off every month, and the bank is making very little off you, compared to someone who carriers a $1000-$2000 balance.
Dec 6, 2013, 12:54 pm
#53
Join Date: Sep 2009
Location: YYZ
Programs: AC SE MM, Bonvoy Plat, Hilton G,Nexus, Amex MR Plat,IHG Plat
Posts: 4,426
Aeroplan Distinction latest print ads promoting these new CCs talk about lounge access and priority boarding. I suspect we will see US style benefits soon.
Dec 6, 2013, 1:09 pm
#54
Join Date: Jan 2013
Location: YVR
Programs: AC: E50K, AP: dDiamond
Posts: 963
Ughhhhh... yay for another boatload of people in the MLL. Mind you I suppose a lot of these people probably already have either AC Status, *G, or an AmEx Aeroplat since this is the Aeroplan specific card so maybe this benefit will actually add fewer people than expected since it will mostly be duplication...
Dec 6, 2013, 2:35 pm
#55
Join Date: Sep 2010
Location: YVR
Programs: AC*SE MM, Marriott Lifetime Titanium
Posts: 4,604
It seems like this time around priority check-in, boarding and MLL access are going to be offered for all reward tickets, without additional fees.
Hopefully the T&C will reveal that these benefits are actually more restrictive.
Dec 6, 2013, 5:36 pm
#56
Join Date: Aug 2008
Location: トロント
Programs: IHG Gold
Posts: 4,820
Been reading the forum for a while but felt compelled to ask what you guys thought of the TD card design. I personally hate it and think its the worst premium design in the market. Definitely not what I was expecting.
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
Dec 6, 2013, 8:19 pm
#57
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
As per the first 80k limit, it hasn't changed. All we do is load up our2 cards with 1.5x point purchases only. My wife's biz burns that limit up quick. Managed to move some to an AeroPlat but only 2 suppliers take Amex. Hopefully the classification is the same via TD / CIBC .
Dec 6, 2013, 11:01 pm
#58
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
Dec 7, 2013, 1:18 am
#59
Join Date: Dec 2012
Location: Canada
Posts: 115
Been reading the forum for a while but felt compelled to ask what you guys thought of the TD card design. I personally hate it and think its the worst premium design in the market. Definitely not what I was expecting.
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
<http://assets.distinction.aeroplan.com/assets/img/cards/td_visa.png>
I'm not sure I care what the card looks like. I'm probably only going to take it out of my wallet a few times early on at most.
Dec 7, 2013, 10:34 am
#60
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Originally Posted by methodman View Post
"Earn 1.5 Aeroplan Miles on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores.
This bonus Aeroplan Miles offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant)."
I guess most mortals wouldn't spend $80,000 per year in these retailers, but there would probably be a lot of A-List cardholders, like a fleet manager, who actually might.
"Earn 1.5 Aeroplan Miles on purchases (excluding returns) at merchants classified in the credit card network as grocery stores, service stations/automated gas dispensers or drug stores.
This bonus Aeroplan Miles offer is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant)."
I guess most mortals wouldn't spend $80,000 per year in these retailers, but there would probably be a lot of A-List cardholders, like a fleet manager, who actually might.
Do you spend more than $80K just at "grocery stores, service stations/automated gas dispensers or drug stores"?
Maybe they realize they're not going to get the knowledgeable high spenders anyway. I'm sure they'll still get lots of business from unobservant cardholders who never realize when they've hit their maximum.
Maybe they realize they're not going to get the knowledgeable high spenders anyway. I'm sure they'll still get lots of business from unobservant cardholders who never realize when they've hit their maximum.