Jan 2, 2014, 12:03 am
Master thread TD Aeroplan credit card
Dec 12, 2013, 9:22 am
#136
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
This was my thinking as well as I mentioned in coverage on the RC blog. Get a feel of what people think and tweak the offerings. Also thinking out loud here, since the TD cards are initially going to be managed by CIBC these could be only interim offerings until TD takes full control of them? (highly unlikely but you never know!)
Dec 12, 2013, 9:30 am
#137
Join Date: Feb 2013
Posts: 309
This was my thinking as well as I mentioned in coverage on the RC blog. Get a feel of what people think and tweak the offerings. Also thinking out loud here, since the TD cards are initially going to be managed by CIBC these could be only interim offerings until TD takes full control of them? (highly unlikely but you never know!)
Dec 12, 2013, 10:06 am
#138
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
https://www.cibc.com/ca/features/ave...s-program.html
Dec 12, 2013, 10:10 am
#139
Join Date: Feb 2013
Posts: 309
Perhaps to compete with Amex.. But, CIBC Aventura is pretty useless @ 30K points, and their offer isn't FYF.
https://www.cibc.com/ca/features/ave...s-program.html
https://www.cibc.com/ca/features/ave...s-program.html
they see "30,000 points" and "any seat whenever" and they're sold....
Dec 12, 2013, 10:16 am
#140
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
You and I know that 30k aventura isn't great, but to the majority of aspirational travellers who get glassy eyed when you start talking about mpm, stopovers, or even something as simple as fare class, don't get that.
they see "30,000 points" and "any seat whenever" and they're sold....
they see "30,000 points" and "any seat whenever" and they're sold....
https://www.cibc.com/ca/visa/aerogol...ldVisaInfinite
Dec 12, 2013, 11:23 am
#141
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 546
TD Aeroplan Visa Platinum
"Reward yourself sooner"
Allows customers to competitively accumulate miles with a lower annual fee
Enrollment Bonus (upon first purchase)
- 10,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1 miles for every $1 spent on gas, grocery, drugstore purchases (customers can earn accelerators on the first $80,000 in spend ... at the account level)
- Earn 1 mile for every $1.50 spent on all other purchases
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier
- Purchase Security & Extended Warranty
- Emergency Travel Assisstance
Annual Fee
- $89 Primary User
- $35 Authorized User
Income Qualification
- None
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $1,500
Exclusive Privileges
- None
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- Not included
Allows customers to competitively accumulate miles with a lower annual fee
Enrollment Bonus (upon first purchase)
- 10,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1 miles for every $1 spent on gas, grocery, drugstore purchases (customers can earn accelerators on the first $80,000 in spend ... at the account level)
- Earn 1 mile for every $1.50 spent on all other purchases
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier
- Purchase Security & Extended Warranty
- Emergency Travel Assisstance
Annual Fee
- $89 Primary User
- $35 Authorized User
Income Qualification
- None
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $1,500
Exclusive Privileges
- None
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- Not included
Last edited by YYJMSP; Dec 12, 2013 at 11:34 am
Dec 12, 2013, 11:27 am
#142
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 546
TD Aeroplan Visa Infinite
"Get to your dream destination faster"
Great fit for customers looking for a reward card with superior earn value to help them achieve their dream vacations faster
Enrollment Bonus (upon first purchase)
- 15,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore purchases (customers can earn accelerators on the first $80,000 in spend ... at the account level)
- Earn 1 mile for every $1 spent on all other purchases [CORRECTED]
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 15 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental)
- Purchase Security & Extended Warranty
- Emergency Travel Assisstance
Annual Fee
- $120 Primary User
- $50 Authorized User
Income Qualification
- Minimum annual personal income of $60,000 or household income of $100,000
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $5,000
Exclusive Privileges
- Concierge
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Annual One-Time Guest Pass to a Maple Leaf Lounge (subject to availability)
Great fit for customers looking for a reward card with superior earn value to help them achieve their dream vacations faster
Enrollment Bonus (upon first purchase)
- 15,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore purchases (customers can earn accelerators on the first $80,000 in spend ... at the account level)
- Earn 1 mile for every $1 spent on all other purchases [CORRECTED]
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 15 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental)
- Purchase Security & Extended Warranty
- Emergency Travel Assisstance
Annual Fee
- $120 Primary User
- $50 Authorized User
Income Qualification
- Minimum annual personal income of $60,000 or household income of $100,000
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $5,000
Exclusive Privileges
- Concierge
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Annual One-Time Guest Pass to a Maple Leaf Lounge (subject to availability)
Last edited by YYJMSP; Dec 12, 2013 at 11:55 am
Dec 12, 2013, 11:32 am
#143
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 546
TD Aeroplan Visa Infinite Privilege
"Be rewarded like never before"
Designed for customers who want to maximize their miles earnings and make their travel experiences comfortable, unique and exclusive
Enrollment Bonus (upon first purchase)
- 25,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore and Air Canada purchases (customers can earn accelerators on the first $100,000 in spend ... at the account level)
- Earn 1.25 mile for every $1 spent on all other purchases [CORRECTED]
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 22 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental, expanded vs. Infinite coverage)
- Purchase Security & Extended Warranty (expanded vs. Infinite coverage)
- Emergency Travel Assisstance
Annual Fee
- $399 Primary User
- $99 Authorized User
Income Qualification
- Minimum annual household income of $200,000 or more
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $10,000
Exclusive Privileges
- Privilege Concierge
- Global Lounge Service
- Security VIP Fast Lane (Selected Airports)
- Golf Program
- Sports package experiences (Olympics, FIFA)
- Music, food and wine experiences
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Four Annual One-Time Guest Pass to any Maple Leaf Lounge
- One annual 50% Discount on Companion Tickets for eligible Executive Class and Executive First fares on Air Canada Flights (J & C class only)
Designed for customers who want to maximize their miles earnings and make their travel experiences comfortable, unique and exclusive
Enrollment Bonus (upon first purchase)
- 25,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore and Air Canada purchases (customers can earn accelerators on the first $100,000 in spend ... at the account level)
- Earn 1.25 mile for every $1 spent on all other purchases [CORRECTED]
- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 22 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental, expanded vs. Infinite coverage)
- Purchase Security & Extended Warranty (expanded vs. Infinite coverage)
- Emergency Travel Assisstance
Annual Fee
- $399 Primary User
- $99 Authorized User
Income Qualification
- Minimum annual household income of $200,000 or more
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $10,000
Exclusive Privileges
- Privilege Concierge
- Global Lounge Service
- Security VIP Fast Lane (Selected Airports)
- Golf Program
- Sports package experiences (Olympics, FIFA)
- Music, food and wine experiences
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Four Annual One-Time Guest Pass to any Maple Leaf Lounge
- One annual 50% Discount on Companion Tickets for eligible Executive Class and Executive First fares on Air Canada Flights (J & C class only)
Last edited by YYJMSP; Dec 12, 2013 at 11:55 am
Dec 12, 2013, 11:44 am
#144
Join Date: Feb 2005
Posts: 7,156
"Be rewarded like never before"
Designed for customers who want to maximize their miles earnings and make their travel experiences comfortable, unique and exclusive
Enrollment Bonus (upon first purchase)
- 25,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore and Air Canada purchases (customers can earn accelerators on the first $100,000 in spend ... at the account level)
- Earn 1.25 mile for every $1.50 spent on all other purchases- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 22 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental, expanded vs. Infinite coverage)
- Purchase Security & Extended Warranty (expanded vs. Infinite coverage)
- Emergency Travel Assisstance
Annual Fee
- $399 Primary User
- $99 Authorized User
Income Qualification
- Minimum annual household income of $200,000 or more
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $10,000
Exclusive Privileges
- Privilege Concierge
- Global Lounge Service
- Security VIP Fast Lane (Selected Airports)
- Golf Program
- Sports package experiences (Olympics, FIFA)
- Music, food and wine experiences
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Four Annual One-Time Guest Pass to any Maple Leaf Lounge
- One annual 50% Discount on Companion Tickets for eligible Executive Class and Executive First fares on Air Canada Flights (J & C class only)
Designed for customers who want to maximize their miles earnings and make their travel experiences comfortable, unique and exclusive
Enrollment Bonus (upon first purchase)
- 25,000 miles
Miles Earned Using your TD Aeroplan Visa Card on Purchases
- Earn 1.5 miles for every $1 spent on gas, grocery, drugstore and Air Canada purchases (customers can earn accelerators on the first $100,000 in spend ... at the account level)
- Earn 1.25 mile for every $1.50 spent on all other purchases- Earn miles twice when you use your TD Aeroplan Visa Infinite Card together with your Aeroplan Membership Card at over 150 Aeroplan partner brands and at a100 online retailers through Aeroplan's eStore
Insurance Features
- 22 Days Travel Medical Insurance (4 days > 64)
- Trip Cancel/Trip Interrupt
- Delayed/Lost Baggage
- Flight Delay
- Collision Loss and Damage Insurance
- Common Carrier (incl. Auto Rental, expanded vs. Infinite coverage)
- Purchase Security & Extended Warranty (expanded vs. Infinite coverage)
- Emergency Travel Assisstance
Annual Fee
- $399 Primary User
- $99 Authorized User
Income Qualification
- Minimum annual household income of $200,000 or more
Interest Rate
- Purchases 19.99%
- Cash Advances 22.99%
Minimum Credit Limit
- $10,000
Exclusive Privileges
- Privilege Concierge
- Global Lounge Service
- Security VIP Fast Lane (Selected Airports)
- Golf Program
- Sports package experiences (Olympics, FIFA)
- Music, food and wine experiences
Air Canada Benefits (When travelling on Aeroplan flight rewards operated by Air Canada, Air Canada Express and Air Canada Rouge)
- First checked bag free on Air Canada flights
- Priority Check-In/Boarding
- Four Annual One-Time Guest Pass to any Maple Leaf Lounge
- One annual 50% Discount on Companion Tickets for eligible Executive Class and Executive First fares on Air Canada Flights (J & C class only)
This is awful!
Dec 12, 2013, 11:49 am
#146
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 546
Earnings rate correction
Sorry, my fingers just typed the value from the previous column on the sheet. 
The Infinite and Infinite Privilege are 1/1.25 miles per $1.00 -- I've corrected my previous postings.
The Infinite and Infinite Privilege are 1/1.25 miles per $1.00 -- I've corrected my previous postings.
Dec 12, 2013, 11:50 am
#147
Join Date: Feb 2005
Posts: 7,156
Agreed. The existing Amex Aeroplat is far superior than the TD Aeroplan Visa Infinite Privilege if the "benefits" as posted here are in fact true and correct!
Dec 12, 2013, 11:54 am
#148
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 546
This info is from the "reference guide" provided to TD sales staff, which "provides a complete list of the features and benefits".
Dec 12, 2013, 12:04 pm
#150
Join Date: Feb 2013
Posts: 309
Apoligies, I see the edit now.
It looks like TD took the aerogold and aerogold infinite and enhanced them both down a rung. Then introduced a card that's supposed to compete with the aeroplat......but doesn't.
Not as bad as I was hoping. I'll definitely pick up the infinite on a fyf, the regular and the plat aren't worth my time. I'll probably think long and hard though about paying that annual fee when the fyf is up....
It looks like TD took the aerogold and aerogold infinite and enhanced them both down a rung. Then introduced a card that's supposed to compete with the aeroplat......but doesn't.
Not as bad as I was hoping. I'll definitely pick up the infinite on a fyf, the regular and the plat aren't worth my time. I'll probably think long and hard though about paying that annual fee when the fyf is up....