Jan 2, 2014, 12:03 am
Master thread TD Aeroplan credit card
Jan 2, 2014, 8:01 am
#317
Join Date: Dec 2011
Posts: 2,237
Not even close to accurate
Medium salary for a Top Bank Financial Analysis Executive (Canadian banks) is C$204,603 ( $ 130K to 322K) The people that still work long hours and do the reports
Managing Executives in the main office make a lot more
http://www.salary.com/
Medium salary for a Top Bank Financial Analysis Executive (Canadian banks) is C$204,603 ( $ 130K to 322K) The people that still work long hours and do the reports
Managing Executives in the main office make a lot more
http://www.salary.com/
Jan 2, 2014, 8:06 am
#318
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 6,924
Jan 2, 2014, 8:36 am
#320
Suspended
Join Date: Jan 2010
Location: Calgary, Alberta
Programs: Hyatt Diamond, Fairmont Platinum, Aeroplan Diamond, HHonors Gold, SPG Gold
Posts: 18,686
Jan 2, 2014, 9:01 am
#322
Join Date: Jan 2009
Posts: 409
I should have been clearer.
If you are "allready" a Black or Diamond, you will get 10 or 15,000 points in march with the card hooked to your aeroplan acct.
That makes the card 25 or 30,000 points to the good for
$120.00 (not that bad,) (but that's just my opinion, and I may be wrong)
If you are "allready" a Black or Diamond, you will get 10 or 15,000 points in march with the card hooked to your aeroplan acct.
That makes the card 25 or 30,000 points to the good for
$120.00 (not that bad,) (but that's just my opinion, and I may be wrong)
Jan 2, 2014, 9:05 am
#323
Join Date: Dec 2011
Location: Toronto
Programs: Altitude 35K, Nexus/GE, Amex Platinum, Priority Pass, CX Marco Polo Gold, Visa Aerogold Infinite
Posts: 40
I agree that the sign up incentives for all three TD AE cards are very disappointing. The 25000 bonus for TD Aeroplan Privilege is paltry when you have to shell out an annual fee of $399. And no waiving of first year's fee. So far, I have not received anything from CIBC (my regular bank) whether I am staying with them or 'sold' to TD 
Jan 2, 2014, 9:13 am
#324
Formerly known as newbie elite
Join Date: Feb 2002
Location: YUL
Programs: IHG Diamond Ambassador, Accor Platinum, AC50K
Posts: 2,927
This will make it pretty easy to cancel my CIBC aeroplan infinite and stop collecting aeroplan. These TD offers are a joke and the card with the $200k requirement is laughable if you look at the benefits.Compare it to an amex plat (subtract yearly travel credit and fees are very close), not even in the same league.
But it must be working for them if they keep on running it this way. Its a plan for people that derive satisfaction from gaining (useless) distinction levels and having a special card.
Not talking about the flying status levels (SE,E), those still have tangible benefits if you fly AC.
But it must be working for them if they keep on running it this way. Its a plan for people that derive satisfaction from gaining (useless) distinction levels and having a special card.
Not talking about the flying status levels (SE,E), those still have tangible benefits if you fly AC.
Jan 2, 2014, 10:53 am
#327
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
If you are retired with $800M of asset, and income of $180k/yr from dividends and interests, you don't qualify either.
Jan 2, 2014, 11:03 am
#328
Join Date: Dec 2002
Location: YYZ at this time
Programs: ACMM / Altitude S100K / HH Diamond
Posts: 6,285
Jan 2, 2014, 11:11 am
#329
Join Date: Dec 2012
Location: Canada
Posts: 115
TD credit card announcement timeline?
Don't sweat too much about whether TD is "mistaken" for introducing a $200,000 threshold.
Two separate things:
- whether $200,000 makes any sense for us
- whether $200,000 becomes profitable for the bank
Remember how much money banks are making on the cards with $70,000 income requirements.
The $70,000 income requirement also introduced a new source of revenue for the banks. Banks charge merchants more when one of these $70,000 cards are used.
I'm certain that the $200,000 threshold will somehow mean more revenue for the bank as well.
Two separate things:
- whether $200,000 makes any sense for us
- whether $200,000 becomes profitable for the bank
Remember how much money banks are making on the cards with $70,000 income requirements.
The $70,000 income requirement also introduced a new source of revenue for the banks. Banks charge merchants more when one of these $70,000 cards are used.
I'm certain that the $200,000 threshold will somehow mean more revenue for the bank as well.
Jan 2, 2014, 11:16 am
#330
Join Date: Feb 2012
Programs: AC*75K
Posts: 97
Called the TD application number. They said the promotional $120 discount only applies on the $120 Infinite card and not the $399 Infinite Privilege card. Their reasoning is that they are giving you 25k "distinction" points. The benefits of the full priced Infinite Privilege card don't really match the full cost IMHO.