flyertalker00156

I agree. I would like to know if anyone is able to get FYF. Assuming you are not a TD customer already. I might try calling them up later

Silvercity

I travel essentially the same as you. I couldn't care less what TD has. I use a Amex Platinum and hardly step into a ML Domiestic anyhow.

peano

Same here. I can't believe TD requires a $200k income for the "Privilege" card. My first year free CIBC Infinite just added the same benefits - priority boarding the only one I care about.

Thanks CIBC

CanadaDH

I agree, it's pretty underwhelming. I think I'll stick with my Amex! There's nothing that this Visa gives me that either my Amex or *Gold doesn't.

I still need to carry a Visa card for those retailers that don't accept Amex, but at least in my area, there are very few places that I go where Amex is not accepted. For those few transactions, I can get by with a cheaper Visa card than this one.

cndnexus

So for those who have only 1 credit card for CIBC infinite will move to TD, but if we move to TD, are we going to get an email on which card we can pick ?

MaydayMayday

these are literally the worst deals ever. why in the world would anyone choose to sign up for any of TDs offerings.

But I am ticked because I only have the one CIBC card and will therefore get switched to TD. Screw that!

Symmetre

I, for one, am not surprised the offers have been less than stellar.

For the life of me I can't understand why TD invested so much time and energy (and no doubt money too) in order to buy a list of Visa cardholders alone. In the end, CIBC keeps all of the most profitable customers (i.e. the ones that have mortgages and long-term investments beyond their credit card products) while TD gets only the comparatively unprofitable bottom feeders (card-only customers, the majority of which probably churn cards like crazy just to get the sign-up bonuses. See hundreds of other threads on this very topic).

I think the offers from TD, CIBC and other banks looking to grab market share would have been a LOT juicier had TD managed to capture the entire Aerogold file, and not just the card churners who have no other business with CIBC. But that's all they got, and there is a limit to how much any bank will spend to target these less-profitable clients. The offers won't be anywhere near as enticing as many people seem to hope.

achow

If you are going to pay $30 difference for the visa infinite (instead of the platinum), The business version is another $30 for the extra 5000 miles.

The infinite privilege seems to be competing for amex's aeroplan card ( but less benefit)

Twickenham

The thing that gets me is the income requirement. A $200,000 salary for their mediocre top card? Really?? At my modest salary level, I can have any AMEX card I want, but only qualify for the most basic TD Aeroplan card.

These cards (and sign-up bonuses) may have been competitive a couple of years ago, but the Canadian CC market has become more competitive of late, especially with AMEX's aggressively marketing their gold card. A 25,000 bonus + 2 pts/$ on gas, grocery, pharmacy & travel spend + FYF pretty much blows the TD offering out of the water, even if you do take into consideration AMEX's more limited acceptance.

This loyal TD customer will wait and see if TD decides they really want to play ball.

BMGfan

+1

I'd say more, but there's nothing to say, you nailed it.

MaydayMayday

so customers who get switched...will we get an equivalent TD card in the mail or what's the deal?

Do we get the bonus offers?

Will they do a separate credit check?

Altaflyer

Even the $399 card is not too impressive. First bag free is only relevant for trans border. There does not appear to be unlimited lounge access just 4 MLL passes and some limited priority pass looking option....really, for $400? With Amex Platinum you get so much more for $99 more (net after $200 travel credit). You'd hope someone with a $200k annual income would quickly figure out how lame an offer this truly is!

Tangoer

Isn't this out of line compared against Amex Aeroplan Platinum card?


Guess they are after 2 income households, yuppies, Dinks and others.

Minimum gross annual income: $200,000 , TD Aeroplan Visa Infinite Privilege Card



- CIBC, this line will be longer than regular one now. Nothing like opening a premium service to the masses.


All CIBC Aerogold Visa Infinite cardholders will benefit from:

Priority airport services with your Aeroplan Flight Reward when traveling with Air Canada:
Priority check-in—Dedicated counters with personalized full check-in service available across the Air Canada network4.
Priority boarding—Dedicated priority boarding lane which allows you the luxury of boarding first, or at your leisure, across the Air Canada network5

Ancien Maestro

Im in disbelief as well. I think a better mark is a net worth of an individual. I don't even have the income required, but I control this aspect by choice. No way I'm going to pay extra taxes just to qualify for a cc.

Sounds like CIBC was in the drivers seat judging by TDs payoffs. Cost a mint just to be part if the game. I'm surprised as this was not my initial gut instinct.

mapleg

Any awards I ever book on AE are business class to begin with, so none of those benefits are worth anything to me. Plus, even if I ever book an economy Aeroplan award it likely will not be operated by Air Canada, but rather by a Star Alliance partner. I would estimate that that less than 10% of my AE redemption's have been on AC metal.