Master thread TD Aeroplan credit card
#3166
Join Date: Nov 2004
Location: YYZ, HKG, MFM
Programs: AC35K, AS MVP, WS Gold, ITA EP, Marriott Plat, Hyatt-Explorist, IHG Diamond
Posts: 2,019
My 25k posted today after paying for my car insurance. This is the 2nd time I have this card. I will be dumping it next month .
#3167
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
Thanks for your info. When you say they were unbending on the rules, do you mean you actually swiped your TD Visa card at the lounge and saw rejection, or you mean you spoke with someone and that's what they told you? Or both?
This CC swipe system has 3 parties involved: aeroplan, TD and finally AC. AC is the final gatekeeper at the MLL and all they can do is swipe the TD Visa, see if that number in their system has a valid entry credit available tied to the AC ticket number that is part of the boarding pass for this request. I can see lots of things at play here, and why it's so easy to get denied entry. for eg., what if you booked a valid award at the very last minute. Would the underlying system that the MLL connects to, be updated in time to link the TD card number with a valid lounge entry credit, since Aeroplan, TD and AC are all involved here to make things 'work'?
Which leads me to believe that even if my wife swipes her own TD Aero Visa at the MLL, on an award that I've booked for her using MY points, this would not set up anything fir her TD card number, and thus result in denied entry for her at the MLL. This would be consistent with what you've reported, as well as others up-thread.
OTOH, zoobtoob's post above, where he paid for his award with an Amex card, still triggered the required conditions to allow his TD Visa card to gain him entry to the MLL.
This CC swipe system has 3 parties involved: aeroplan, TD and finally AC. AC is the final gatekeeper at the MLL and all they can do is swipe the TD Visa, see if that number in their system has a valid entry credit available tied to the AC ticket number that is part of the boarding pass for this request. I can see lots of things at play here, and why it's so easy to get denied entry. for eg., what if you booked a valid award at the very last minute. Would the underlying system that the MLL connects to, be updated in time to link the TD card number with a valid lounge entry credit, since Aeroplan, TD and AC are all involved here to make things 'work'?
Which leads me to believe that even if my wife swipes her own TD Aero Visa at the MLL, on an award that I've booked for her using MY points, this would not set up anything fir her TD card number, and thus result in denied entry for her at the MLL. This would be consistent with what you've reported, as well as others up-thread.
OTOH, zoobtoob's post above, where he paid for his award with an Amex card, still triggered the required conditions to allow his TD Visa card to gain him entry to the MLL.
It means they force you to have to redeem on multiple PRNs on multiple accounts. Whenever you want to do booking, you'd better have more than one session open (e.g. one in IE in your account, one in Chrome for your wife's account) and try to hit the buttons at the same time. Otherwise you risk booking your seat, then when finish and go book your wife's seat on her account, that seat is gone.
#3168
Join Date: Jul 2009
Location: YYC
Programs: AC SE100K MM
Posts: 903
Has anyone done multiple signups of the TD Infinite card recently?
I have 2-4 of these at a time but noticed a new clause in the T&C saying no bonus if you've gotten a card in the last 6 months.
I just applied for another one in September (as my last card came March) and all the AE bonuses have posted - but wondering if worth it to do another application by Oct. 31, 15 (or useless because I won't get another 25000 AE bonus).
I have 2-4 of these at a time but noticed a new clause in the T&C saying no bonus if you've gotten a card in the last 6 months.
I just applied for another one in September (as my last card came March) and all the AE bonuses have posted - but wondering if worth it to do another application by Oct. 31, 15 (or useless because I won't get another 25000 AE bonus).
#3169
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
Has anyone done multiple signups of the TD Infinite card recently?
I have 2-4 of these at a time but noticed a new clause in the T&C saying no bonus if you've gotten a card in the last 6 months.
I just applied for another one in September (as my last card came March) and all the AE bonuses have posted - but wondering if worth it to do another application by Oct. 31, 15 (or useless because I won't get another 25000 AE bonus).
I have 2-4 of these at a time but noticed a new clause in the T&C saying no bonus if you've gotten a card in the last 6 months.
I just applied for another one in September (as my last card came March) and all the AE bonuses have posted - but wondering if worth it to do another application by Oct. 31, 15 (or useless because I won't get another 25000 AE bonus).
#3170
Join Date: Jul 2009
Location: YYC
Programs: AC SE100K MM
Posts: 903
I don't need lounge access - I am using the miles to fund trips, but wondering if in the last 3 months people have had success with multiple applications.
#3171
Join Date: Aug 2012
Location: Canada
Programs: Marriott LTPP
Posts: 568
#3172
Join Date: Dec 2008
Posts: 4,519
#3173
Join Date: Feb 2005
Posts: 7,156
The extra MLL passes that come with the Privilege version do NOT extend to travelling companion. They may only be used by the primary cardholder only when flying on an Aeroplan redemption ticket on AC and redeemed from the primary cardholder's Aeroplan account only. It's absolutely ridiculous. If the primary cardholder redeems 4 tickets from his/her Aeroplan account to take his/her family on a vacation (booked on the same booking reference), only the primary cardholder will be permitted into the MLL without charge. The three other family members must pay or wait outside. The primary cardholder will not be permitted to share the remaining three MLL passes for his/her family!
#3174
Join Date: Feb 2005
Posts: 7,156
TD® Aeroplan® Visa Infinite Privilege* Card now gives 50K miles after $1000 spending
https://www.tdcanadatrust.com/produc...ilege-card.jsp
needs $10K limit, $200K income
some said switching/upgrading from Infinite would only get the DIFFERENCE in bonus and pay the $399 fee still, so paying $399 for 25K miles is a bad deal (50K - 25K)
https://www.tdcanadatrust.com/produc...ilege-card.jsp
needs $10K limit, $200K income
some said switching/upgrading from Infinite would only get the DIFFERENCE in bonus and pay the $399 fee still, so paying $399 for 25K miles is a bad deal (50K - 25K)
If one "cancels" the card, the travel insurance coverage falls away.
The card must be open and in good standing for the travel insurance to be valid. So make sure to make the payment before the trip and not to let it goes into arrears!
#3175
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
If one has any trip booked and paid with the card but not yet travelled, it is imperative to do the switch rather than cancel and re-apply for the extra points because one would lose all the travel insurance coverage.
If one "cancels" the card, the travel insurance coverage falls away.
The card must be open and in good standing for the travel insurance to be valid. So make sure to make the payment before the trip and not to let it goes into arrears!
If one "cancels" the card, the travel insurance coverage falls away.
The card must be open and in good standing for the travel insurance to be valid. So make sure to make the payment before the trip and not to let it goes into arrears!
#3178
Join Date: Feb 2005
Posts: 7,156
It's really no difference from losing the card and the replacement card carries a different no. It will be different if one actually closes the account and re-applies for a new one.
#3179
Join Date: Apr 2007
Location: Toronto, Ont., Canada
Programs: Aeroplan; Marriott Platinum; IHG Platinum; Best Western Diamond
Posts: 2,165
Then there is continuity particularly with the balances transferred to the new card and the travel insurance coverage should be fine.
It's really no difference from losing the card and the replacement card carries a different no. It will be different if one actually closes the account and re-applies for a new one.
It's really no difference from losing the card and the replacement card carries a different no. It will be different if one actually closes the account and re-applies for a new one.
#3180
Join Date: Dec 2008
Location: Toronto, ON
Programs: US Air, Flying Blue, United, Air Canada, Aeromexico
Posts: 437
Is Visa Infinite giving me access to MLL?
I am not sure what the Visa Infinite (TD) program says, but I remember there was also mentioned a guest pass for Maple Leafs Lounge. Any restrictions? I haven't gotten any hard pass this year from Visa.