JJonahJ

Thanks for replying. In our household we have multiple TD Aeroplan VI cards but none of them received the Uber offer. But everyone with a TD FCT VI did get an email with the Uber offer.

PLeblond

Just looked that up and the link I found seems to indicate its their non-Aeroplan Travel Cards. Do you have a link for the TD Aeroplan Card?

chunerrr

Hello, I read the T&C's but it doesn't say. If one person used their VI/VIP to make Nexus application for someone else, will there be re-imbursement? I can't imagine how TD would be able to distinguish. TIA.

K3brick

TD will only see that you paid a Nexus fee (for which you'll get reimbursed). They're not going ask or know who the application was made for.

chunerrr

Thought as much. Thank you.

ansonwzj

Is it an automatic reimbursement or do I need to submit/apply to receive it?

canadiancow

It's automatic.

sharkbasket

Hey all, newbie here.

I just got my 1-year anniversary points bonus from my VI card, and I'm considering applying for the VIP to get another big dump of welcome bonus points. My partner and I have combined income over 200k, so I think we should be eligible for the VIP.

I'm considering keeping my current VI card account open to maintain the credit history for my credit rating. My TD chequing account gives a rebate on the annual fee, so it seems like there's no downside to leaving that account open.

Does anyone see any potential problems with my plan of having both the VI and VIP card accounts open at the same time? Does it significantly reduce my chances of my application for the VIP being approved?

Hoping to hear others' experiences. I'm gonna keep reading back in this thread for more info, but thanks in advance for any new replies!

yulscs

I had the VI for years, applied for the VIP last year, approved with no issues, and I still have the VI as a backup card.

SkyExplorerYYZ

If you have too much credit available overall they might be reluctant to give you a new card. I met the income requirement and my VIP request was initially declined. I called in and they did not specifically say why it had been rejected, but the person on the phone suggested that by reducing the limit on my VI card so that I could get the VIP card.

That's a bit silly that they wouldn't give me an extra $10k of credit considering the income requirement of $150k+ for the VIP card, that I have no debt other than mortgage, and that I have a great credit score. I reluctantly went though the process to get the welcome offer.

redhead_pt

I have four cards with TD.
1) AP Platinum (switch to no fee rewards card after annual fee posts for second year)
2) AP VI (switch to first first class and back to AP annually)
3) AP VIP (will cancel after one year)
4) AP Business (switch to rewards version and back to AP annually)

I have been declined in the past for having “too much credit” with TD. A quick branch appointment or phone call with the branch usually gets things moving along, as they seem to have more leeway with approvals based on individual circumstances.

PLeblond

Just got an email about TD AP card holders getting upto 10x points for Prime Day

SkyExplorerYYZ

That's not bad. Looks like 12 points per dollar spent if you have status, 10 if you don't.

• 5 points for all purchases
• 2 points if you have status
• 5 additional points if you pay with a TD AP card

But making sure the item qualifies is a bit of a challenge. The categories included in the promotion don't even match the categories on the amazon website. For example, I am looking at an item classified as "Tools and Home Improvements" on the Amazon site, but the category listed in the terms below is "Home Improvement"???

Is there a way to know for sure which item will qualify without guessing based on how similar category names are?

Clingy Apricot

I wish this was more obvious as well. How can one determine how many Aeroplan points will be on a purchase?

Also, does anyone know if there are items with additional bonus points? Does Amazon do that?

SkyExplorerYYZ

Figuring out the categories is the hard part ... but the calculation is simple. Add the 10x or 12x to the purchase price before taxes. If you buy a $100 item (before taxes) then you would get 1,000 or 1,200 points depending on status. I'd suggest to keep track of everything in a spreadsheet, the categories of the items, the T&Cs for the offer, and screenshots. If you don't get the points you expect then file a missing points report and escalate as needed.

No ... just based on categories.