Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Apr 21, 2017, 2:37 pm
#3437
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
My referral links are also only worth 40,000 points. Wondering if this is going to be that way for everyone. If it is, and all public offers are only 40,000, it will be very difficult for a lot of people to get the companion pass without going into debt.
Note: I still have my old referral links that I had copied and pasted and they still appear to work if you click on them. But it's highly unlikely I would receive a referral bonus since these links can no longer be found on the refer a friend site.
Note: I still have my old referral links that I had copied and pasted and they still appear to work if you click on them. But it's highly unlikely I would receive a referral bonus since these links can no longer be found on the refer a friend site.
Last edited by Critterlynn; Apr 21, 2017 at 2:45 pm
Apr 21, 2017, 7:20 pm
#3438
Join Date: Feb 2009
Posts: 6,606
I wouldn't worry too much until you see at least 3 straight months of bonuses under 50K. 5/24 will do a pretty good job limiting CP now that TP are gone.
As far as debt, I'm guessing you used the wrong word and meant to say you would have to tie up cash in gift cards, etc as paying interest severely diminishes your returns.
I actually redeemed a TP for CP for my wife this year this year even though I have CP until 12/31/2017 in case something like this happened but of course there are 3 SW CC's.
Spending $30K to get CP would suck but we would have almost a year to do it so it wouldn't be as bad.
As far as debt, I'm guessing you used the wrong word and meant to say you would have to tie up cash in gift cards, etc as paying interest severely diminishes your returns.
I actually redeemed a TP for CP for my wife this year this year even though I have CP until 12/31/2017 in case something like this happened but of course there are 3 SW CC's.
Spending $30K to get CP would suck but we would have almost a year to do it so it wouldn't be as bad.
Apr 21, 2017, 7:57 pm
#3439
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
I wouldn't worry too much until you see at least 3 straight months of bonuses under 50K. 5/24 will do a pretty good job limiting CP now that TP are gone.
As far as debt, I'm guessing you used the wrong word and meant to say you would have to tie up cash in gift cards, etc as paying interest severely diminishes your return.
As far as debt, I'm guessing you used the wrong word and meant to say you would have to tie up cash in gift cards, etc as paying interest severely diminishes your return.
1) Do without the CP
2) Go in debt to get it
I doubt most people would go in debt to get it. But never underestimate the stupidity of people. There will always be those who bite off more than they can chew and will end up going in debt. That is the whole reason credit cards offer sign up bonuses.
As far as not worrying about the bonuses is concerned, I'm not sure what to think about it. Yeah I've seen the 40k offers before and I've seen 25k offers and they have always bounced back. But last fall when they started the 40k offers I do believe they were testing to see how people would respond. And the fact that I'm seeing my referral offers at only 40k makes me think 40k might be the new 50.
Obviously this move along with not allowing hotel transfers is an attempt to reduce the amount of Companion Passes issued.
Just my opinion.
Apr 21, 2017, 8:31 pm
#3440
Join Date: Feb 2009
Posts: 6,606
Even with the 50K cards it now means you have to spend $10k if you only get 2 cards. My guess is more people will look into MS which could lead to some shut downs.
There are 3 SW cards so as long as a person is under 3/24 they could still get CP via credit cards ( assuming 40K) but of course that limits other Chase cards.
My wife is our Chase person now and will be 1/24 come December when I go card free for 2 years.
For our last CP we flew 8 CP flights over 2 years which ended up being worth ~150K WN points
Another big thing that CP has done for us is allow us to accumulate millions of AA, DL, UA and Alaska miles that we just keep stocking up on.
Last edited by flyer4512; Apr 21, 2017 at 8:42 pm
May 9, 2017, 8:54 am
#3444
Join Date: Oct 2013
Posts: 182
Does anybody know if there is a card with rewards (besides the SW card) that you can earn 2/1 rewards that can be used towards cash and also has the option to transfer those rewards to SW as miles?
Here's my example: I have a SW card that I use to do all my business purchases. I have earned a TON of RR points through this card (have about 300k points currently). 300k is more than I currently need. I would like to start making my biz purchases on another card that will give me "points" that I can accumulate which I can either turn into cash (statement credits or check) or have the option to transfer those points to SW if i ever start to run low on SW points.
An added plus would be if I transferred points to SW they count towards CP qualifying. Also would like 2/1 rewards. So spend $100, get 200 points. 200 points = $2. (so like getting 2% cash back)
Anything out there? Business or Personal (business preferred)
Here's my example: I have a SW card that I use to do all my business purchases. I have earned a TON of RR points through this card (have about 300k points currently). 300k is more than I currently need. I would like to start making my biz purchases on another card that will give me "points" that I can accumulate which I can either turn into cash (statement credits or check) or have the option to transfer those points to SW if i ever start to run low on SW points.
An added plus would be if I transferred points to SW they count towards CP qualifying. Also would like 2/1 rewards. So spend $100, get 200 points. 200 points = $2. (so like getting 2% cash back)
Anything out there? Business or Personal (business preferred)
May 9, 2017, 9:35 am
#3445
Join Date: May 2013
Posts: 288
Transfers to southwest card will not earn your companion pass miles from any card currently since they ended the hotel transfer option.
I would look at something like the Freedom unlimited with 1.5% UR, not quite 2% if you are looking for cash, but worth more like 3% if you transfer to an airline/hotel program. This is a personal card.
Is a lot of your spending in a certain category? If so there are other options.
I would look at something like the Freedom unlimited with 1.5% UR, not quite 2% if you are looking for cash, but worth more like 3% if you transfer to an airline/hotel program. This is a personal card.
Is a lot of your spending in a certain category? If so there are other options.
May 9, 2017, 11:28 am
#3446
Join Date: Oct 2013
Posts: 182
Transfers to southwest card will not earn your companion pass miles from any card currently since they ended the hotel transfer option.
I would look at something like the Freedom unlimited with 1.5% UR, not quite 2% if you are looking for cash, but worth more like 3% if you transfer to an airline/hotel program. This is a personal card.
Is a lot of your spending in a certain category? If so there are other options.
I would look at something like the Freedom unlimited with 1.5% UR, not quite 2% if you are looking for cash, but worth more like 3% if you transfer to an airline/hotel program. This is a personal card.
Is a lot of your spending in a certain category? If so there are other options.
So if I already reached CP I can get more RR miles by using this freedom card and transferring to SW? Is this true? It seems like once I achieve CP there is no other benefit to using chase SW if I can accumulate miles faster with other cards?
are there any other cards like this freedom card?
May 9, 2017, 12:20 pm
#3448
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
So if I already reached CP I can get more RR miles by using this freedom card and transferring to SW? Is this true? It seems like once I achieve CP there is no other benefit to using chase SW if I can accumulate miles faster with other cards?
are there any other cards like this freedom card?
are there any other cards like this freedom card?
May 10, 2017, 8:48 am
#3449
Join Date: Oct 2013
Posts: 182
Which of these cards are considered premium? Also how do the additional rewards past the normal 2/1 calculate when transferring points to southwest miles?
May 10, 2017, 9:56 am
#3450
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
The premium cards are the Chase Sapphire Reserve and the case Sapphire Preferred. Both these cards carry an annual fee but do allow transfers to loyalty programs. Not sure what you mean by the "normal 2/1" But you can earn 1.5pts/$ with the Freedom Unlimited, and 5pts/$ in bonus categories with the regular Freedom. These points can then be transferred to loyalty programs 1/1 but only through one of the premium cards. Without the premium cards, those two cards are essentially cash back only.