May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 20, 2014, 11:42 am
#1561
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
First,just want to say the direction this thread has taken is awesome. I actually feel like I learned something about the underlying architecture of how these GCs/prepaids work.
So if the FDIC has stopped Bancorp products from being run as an ACH pull, then why is only Walmart affected?
I used a OV for a MO at another establishment and it went through fine (at least I got the MO, deposited into my bank and waiting for it to clear...not until it does will I really feel OK).
So if the FDIC has stopped Bancorp products from being run as an ACH pull, then why is only Walmart affected?
I used a OV for a MO at another establishment and it went through fine (at least I got the MO, deposited into my bank and waiting for it to clear...not until it does will I really feel OK).
The one thing I have not seen is whether you can make an actual purchase with a Bancorp VGC at WM (or perhaps I just overlooked a post) but that might provide additional data. Other POS systems may ignore (or can't process them via ACH) and go through the normal payment network (Visa).
Jun 20, 2014, 11:51 am
#1563
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
The one thing I have not seen is whether you can make an actual purchase with a Bancorp VGC at WM (or perhaps I just overlooked a post) but that might provide additional data. Other POS systems may ignore (or can't process them via ACH) and go through the normal payment network (Visa).
Believe this has been referenced previously. 'Normal' purchases simply run as credit without a problem, since they don not require debit only as MO/BB do.
It's not that OV/VGC doesn't work at all anymore, it's just that it won't work as a DC.
Jun 20, 2014, 11:53 am
#1564
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
in that case claim a refund?
Jun 20, 2014, 11:53 am
#1565
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jun 20, 2014, 11:56 am
#1567
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jun 20, 2014, 11:58 am
#1568
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jun 20, 2014, 11:58 am
#1569
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
it works at WM as well, just at/under certain amounts, when its not spazzing out.
so as expected theres more to this story, esp behind the scenes, than what the geniuses here suggested. latest 'changes' may not even have anything to do with MS at all.
so as expected theres more to this story, esp behind the scenes, than what the geniuses here suggested. latest 'changes' may not even have anything to do with MS at all.
Jun 20, 2014, 12:01 pm
#1570
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jun 20, 2014, 12:07 pm
#1571
Join Date: May 2013
Posts: 52
First,just want to say the direction this thread has taken is awesome. I actually feel like I learned something about the underlying architecture of how these GCs/prepaids work.
So if the FDIC has stopped Bancorp products from being run as an ACH pull, then why is only Walmart affected?
I used a OV for a MO at another establishment and it went through fine (at least I got the MO, deposited into my bank and waiting for it to clear...not until it does will I really feel OK).
So if the FDIC has stopped Bancorp products from being run as an ACH pull, then why is only Walmart affected?
I used a OV for a MO at another establishment and it went through fine (at least I got the MO, deposited into my bank and waiting for it to clear...not until it does will I really feel OK).
Other establishment were they offer only MO may not be hardwired the same way. Pure guess
Jun 20, 2014, 12:08 pm
#1572
Join Date: May 2014
Posts: 17
So it looks like this effectively is not an option for MS anymore...
There's GC--> MO's which has always worked, and using Bigcrumbs, Metabank, etc.
Anyone have a new way to MS or are we all screwed other than the above?
There's GC--> MO's which has always worked, and using Bigcrumbs, Metabank, etc.
Anyone have a new way to MS or are we all screwed other than the above?
Jun 20, 2014, 12:11 pm
#1573
Join Date: May 2011
Location: Upstate
Programs: HH Diamond-IHG Plat-AA Gold
Posts: 215
Jun 20, 2014, 12:16 pm
#1574
Join Date: May 2013
Location: LHR
Programs: AA EXP, DL DM, Marriott Titanium
Posts: 1,033
Jun 20, 2014, 12:18 pm
#1575
Join Date: Apr 2014
Posts: 40
Only reliable method is to deposit all gift cards into the gift card bin when you walk into best buy.