Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#1412
Join Date: Feb 2011
Programs: HHonors diamond, Hyatt Diamond, SPG Gold, UA Silver, Marriott Silver
Posts: 280
#1413
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Im pretty sure usps codes a mo purchase as cash and most pin gcs dont work for cash
Get your mos elsewhere
Get your mos elsewhere
#1414
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Yeah I remembered that when I was leaving. I was actually there for a reason and the lady asked if I wanted any stamps or money orders. Like a dog chasing a ball I just couldn't help myself
#1415
Join Date: Feb 2011
Programs: DL DM Hub Captive, Marriott Plat, Hilton Diamond, PC Plat, and other stuff.
Posts: 904
Hilarious! I wish I could say that it's never happened to me, but then I think back to how many failed attempts it took me before I would accept that Walgreens doesn't sell VR via cc any more...
#1416
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
#1417
Join Date: Jan 2011
Location: ATL
Programs: DL PM, SPG Plat
Posts: 885
Today I went to WM to load my BB via a PIN-enabled GC as I have done countless times before. After swiping the GC and entering the PIN, the screen displayed "APPROVED"... yet then printed out a receipt saying "DEBIT NOT APPROVED HOST TIMEOUT"
I tried using different GCs, all with the same result.
Does anyone have any experience with this? Or ideas what it might mean?
Thanks.
I tried using different GCs, all with the same result.
Does anyone have any experience with this? Or ideas what it might mean?
Thanks.
#1420
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Can we please keep the posts to info that hasn't already been stated. It seems the error messages are similar. Unless you have a new development please stop extending the length of this thread. Check your BB loads. Check that you have the right pin number. If and only if those things have been met post data points.
#1421
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
I loaded 2 Chase GC at the kiosk at Walmart, ~3pm eastern with no problems.
#1422
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Can we please keep the posts to info that hasn't already been stated. It seems the error messages are similar. Unless you have a new development please stop extending the length of this thread. Check your BB loads. Check that you have the right pin number. If and only if those things have been met post data points.
#1423
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
I guess I could just stop following this thread, but their sometimes are useful posts that come through...
Just trying to add some sanity to this very long thread.
#1424
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Granted, I'm on a fairly small sample size right now (started in earnest in April and have only done about 11k in spend), but for the ~18k miles I have racked up I am running at -0.068 cpm. No, that is not a typo. It is negative and that is cpm (i.e. I didn't miss a factor of 100). This is mainly due to the recent GC coupons at Vons/Safeway where they have been paying me to take money off their hands Using a UA MP card that earns 2x at grocery stores. Mixture of Visa/MC GCs (grocery and Chase), VR, and Amex GCs into BB, AP, MO, and as of today, TGT Amex.
#1425
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
Second, this thread is very long and info get's buried so instead of reading hundreds of post it is easier for someone to just ask a question.
Lastly, this thread isn't about you, so please get over yourself.