Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
May 22, 2013, 7:25 am
#1351
Join Date: Sep 2011
Posts: 268
$500 variable Visa card
I am planning to buy 2 $500 variable visa card from Kroger and load it into BB at WM. Would someone please confirm if this still works?
Thanks.
Thanks.
May 22, 2013, 7:48 am
#1352
Join Date: Feb 2011
Programs: DL DM Hub Captive, Marriott Plat, Hilton Diamond, PC Plat, and other stuff.
Posts: 904
May 22, 2013, 9:08 am
#1353
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I didn't say that applied to every WalMart employee. I said there are employees there that do that. As a matter of fact, there are employees everywhere that do that. I'm a manager and see it all the time.
May 22, 2013, 2:39 pm
#1355
Join Date: Mar 2012
Posts: 350
Anyone use the MoneyExpress machine with multiple GCs? If there a restriction to the number of GCs it can handle in one transaction?
May 22, 2013, 2:54 pm
#1356
Join Date: Mar 2013
Posts: 2
I have been to 3 OD and 3 Staples and cannot find a $500 or $20-500 card at all. CVS has VR but I would really like to put my $$ into 5x rewards. No question to ask. Just frustrated.
ceburton
ceburton
May 22, 2013, 2:56 pm
#1357
Join Date: Nov 2012
Location: CA
Posts: 28
Hi all,
This morning I picked up three $200 Vanilla Visa GCs at OD. 20-30 minutes later, I headed into Walmart and tried to use their Money Center ATM to reload my BB with the 3 GCs.
I was unable to do so
After entering my PIN, which apparently can be whatever I set it to be, the transaction was declined.
I logged onto the vanillavisa.com site on my phone while in the store and saw the following (error) message under the Transactions tab:
INCOMM 970200 Denied : Delayed Redemption $200.00
Any ideas on what this means? I'm gonna try again tonight after work but am hoping for some insight. Thanks!
This morning I picked up three $200 Vanilla Visa GCs at OD. 20-30 minutes later, I headed into Walmart and tried to use their Money Center ATM to reload my BB with the 3 GCs.
I was unable to do so
After entering my PIN, which apparently can be whatever I set it to be, the transaction was declined. I logged onto the vanillavisa.com site on my phone while in the store and saw the following (error) message under the Transactions tab:
INCOMM 970200 Denied : Delayed Redemption $200.00
Any ideas on what this means? I'm gonna try again tonight after work but am hoping for some insight. Thanks!
May 22, 2013, 3:01 pm
#1358
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
You can get 200 visa/mc gift cards at either store for $6.95, which still pulls a profit for 5x UR points.
Also, you can buy HI gift cards and use them at lowes/sears/home depot and many other places.
May 22, 2013, 3:08 pm
#1359
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
http://themilesprofessor.com/2013/05...d95f7-65533401
May 22, 2013, 3:14 pm
#1360
Join Date: Oct 2012
Posts: 67
I had a terrible day with WMs today. I bought a bunch of cards today at OD, and vanilla visa "delayed" fund availability for a couple hours. So, when I went to WM 10 minutes after buying the cards, they did not work. Second, this new WM (different than the one I went to yesterday) forced me to fill out paper work to buy a MO. Now it didn't work, but I had to give them my license and social! Looks like I will need to find a new place to buy MOs.
Also, the OD manager said that they would be discontinuing the sale of $200 cards. She tried to sell me that they lose money on the gift cards; that is, they make no money if we were to buy them with cash, and lose a couple percent if we buy with credit card. Specifically, they looked at the Ink card and noted that it was being used. They were indicating that Chase is charging them a higher rate somehow when using Ink. I can't believe that they make no money from them and lose money on GCs with CC sales. No business would do that.
I went to another WM just to try to load my BB card. This WM will not let me split transactions when loading the BB and doesn't have an atm. So, I just load $200 x 5 to load the card. The idiot behind the counter tried to tell me it was illegal to do that; not against the TOS, but against the law. He was trying to indicate that I would prosecuted for trying to do so, lol. I called BB up, and they asked which WM store it was. I wish I had the guy's name as I would love to get him in trouble. That just pisses me off that it is so hit or miss with this. I hope the WM will get the atm thing so I don't have to deal with these guys.
Also, the OD manager said that they would be discontinuing the sale of $200 cards. She tried to sell me that they lose money on the gift cards; that is, they make no money if we were to buy them with cash, and lose a couple percent if we buy with credit card. Specifically, they looked at the Ink card and noted that it was being used. They were indicating that Chase is charging them a higher rate somehow when using Ink. I can't believe that they make no money from them and lose money on GCs with CC sales. No business would do that.
I went to another WM just to try to load my BB card. This WM will not let me split transactions when loading the BB and doesn't have an atm. So, I just load $200 x 5 to load the card. The idiot behind the counter tried to tell me it was illegal to do that; not against the TOS, but against the law. He was trying to indicate that I would prosecuted for trying to do so, lol. I called BB up, and they asked which WM store it was. I wish I had the guy's name as I would love to get him in trouble. That just pisses me off that it is so hit or miss with this. I hope the WM will get the atm thing so I don't have to deal with these guys.
May 22, 2013, 3:19 pm
#1362
Join Date: Oct 2012
Posts: 67
Hi all,
This morning I picked up three $200 Vanilla Visa GCs at OD. 20-30 minutes later, I headed into Walmart and tried to use their Money Center ATM to reload my BB with the 3 GCs.
I was unable to do so After entering my PIN, which apparently can be whatever I set it to be, the transaction was declined.
I logged onto the vanillavisa.com site on my phone while in the store and saw the following (error) message under the Transactions tab:
INCOMM 970200 Denied : Delayed Redemption $200.00
Any ideas on what this means? I'm gonna try again tonight after work but am hoping for some insight. Thanks!
This morning I picked up three $200 Vanilla Visa GCs at OD. 20-30 minutes later, I headed into Walmart and tried to use their Money Center ATM to reload my BB with the 3 GCs.
I was unable to do so
After entering my PIN, which apparently can be whatever I set it to be, the transaction was declined. I logged onto the vanillavisa.com site on my phone while in the store and saw the following (error) message under the Transactions tab:
INCOMM 970200 Denied : Delayed Redemption $200.00
Any ideas on what this means? I'm gonna try again tonight after work but am hoping for some insight. Thanks!
May 22, 2013, 3:23 pm
#1363
Join Date: Nov 2012
Location: CA
Posts: 28
Fingers crossed we don't have to deal with these issues again!
May 22, 2013, 3:31 pm
#1365
Join Date: Oct 2012
Posts: 67
I should have been more clear, after waiting 3 hours, the OD visa cards worked and I was able to unload $200. I just couldn't get more off than $200 because of the WM employee.