Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
May 19, 2013, 1:51 pm
#1306
Join Date: Nov 2004
Location: New York, NY
Programs: Delta GM, SPG Gold
Posts: 161
May 19, 2013, 2:28 pm
#1307
Join Date: Jul 2011
Posts: 218
I purchased 10 $200 visa gc from Staples last week (in a couple of transactions) to cover my son's tuition payment and have been trying to load them to BB at local WM (no moneycenter ATM). First trip, I went into the store late (to avoid long lines since I was new to this and figured it would take a while). My hope was to load 5 of the cards to reach the daily $1000 limit on BB. The cashier had no idea how to load the $1000 using a split transaction, so she called over a manager who managed (after a lot of experimenting) to do 2 separate transactions ($400 & $600....to avoid the 4 card limit). Success.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
May 19, 2013, 3:49 pm
#1308
Join Date: Mar 2011
Posts: 127
Anyone have experience with this? I tried to buy a $500 Mastercard GC on my CSP and it was declined.
Did the same thing last week with my Amex and it worked? It's possible the people at the Safeway grocery store screwed up of course.
Did the same thing last week with my Amex and it worked? It's possible the people at the Safeway grocery store screwed up of course.
May 19, 2013, 4:03 pm
#1309
Join Date: May 2013
Posts: 79
I purchased 10 $200 visa gc from Staples last week (in a couple of transactions) to cover my son's tuition payment and have been trying to load them to BB at local WM (no moneycenter ATM). First trip, I went into the store late (to avoid long lines since I was new to this and figured it would take a while). My hope was to load 5 of the cards to reach the daily $1000 limit on BB. The cashier had no idea how to load the $1000 using a split transaction, so she called over a manager who managed (after a lot of experimenting) to do 2 separate transactions ($400 & $600....to avoid the 4 card limit). Success.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
Tell them you want to load $1000 to your BB. After they get through entering it in and it's waiting for payment, say you want to use the first card to load $200. All they have to do is enter 20000 and press the Debit key, and then you slide your card. That's it! And it's the same process for the remaining cards, up until you reach the full $1000. But you have to remember that there's a four card limit, so just do $600 at a time. You can only do three GC at a time since the BB counts as the forth card.
May 19, 2013, 7:59 pm
#1310
Original Poster
Join Date: Dec 2010
Posts: 1,516
Did anybody purchase OneVanilla MC from Walmart? While I was able to purchase WM Visa GC with credit card, this MC is always rejected (by register) if buying with credit card. And as always, cashier says that credit card is no-go for "credit card purchase".
May 19, 2013, 9:01 pm
#1311
Join Date: Mar 2013
Location: MSP
Posts: 330
Hypothetical
Lets say you had access to the following:
WM Money Express
VRs at gas stations and CVS
MoneyPaks at grocery stores
How would you prioritize?
WM Money Express
VRs at gas stations and CVS
MoneyPaks at grocery stores
How would you prioritize?
May 19, 2013, 9:23 pm
#1312
Join Date: Mar 2013
Posts: 16
Thanks for the clarification. That must be the reason the load failed. I thought it was 4 cards in addition to the BB card. However, it also failed with just 2 gc + 1 BB. Although that may have been because I didn't wait a full 24 hours later and the previous night's transaction was late at night and may have been posted on the second day (time difference).
May 20, 2013, 6:39 am
#1313
Join Date: Mar 2012
Posts: 784
Nonstopski- sounds like fraud alert, find your phone as you probably need to tell Chase that you attempted to make the purchase.
BBplaya13-without knowing what cards you have with bonuses, if any, what other perks, points, CB you can earn from your location of purchase, this is an academic question of knowing that $3.95 costs less than $4.95.
BBplaya13-without knowing what cards you have with bonuses, if any, what other perks, points, CB you can earn from your location of purchase, this is an academic question of knowing that $3.95 costs less than $4.95.
May 20, 2013, 9:06 am
#1314
Join Date: Jan 2006
Location: SEA, ROA, DHN
Programs: DL DM (Now Gold...)
Posts: 176
Same here (Alabama), OneVanilla MC $20-$500 Card at Walmart is hard coded as Cash/Debit, no CC accepted. Wish this was not the case but it is.
May 20, 2013, 9:30 am
#1315
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
May 20, 2013, 9:43 am
#1316
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I would use money paks, but I had a bad experience. I decided to leave them alone.
May 20, 2013, 9:52 am
#1317
Join Date: Jan 2003
Location: Fairfield County, CT USA
Programs: AA PLT+2MM / DL DM+1MM / A3 *G / Fairmont LT Plat / Ritz Gold / SPG Gold
Posts: 4,077
I purchased 10 $200 visa gc from Staples last week (in a couple of transactions) to cover my son's tuition payment and have been trying to load them to BB at local WM (no moneycenter ATM). First trip, I went into the store late (to avoid long lines since I was new to this and figured it would take a while). My hope was to load 5 of the cards to reach the daily $1000 limit on BB. The cashier had no idea how to load the $1000 using a split transaction, so she called over a manager who managed (after a lot of experimenting) to do 2 separate transactions ($400 & $600....to avoid the 4 card limit). Success.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
Second trip a day later, I tried again and three different employees came to try, but the cards were rejected with an error about a maximum of 4 card limit). It was nearly 24 hrs later, but I suspect because I went in late the night before, it was posted as being the same day. I'll try again tomorrow. (I felt bad because the line behind me had grown significantly as the employees tryied to experiment with options).
My take away is that it is nearly impossible to find a WM cashier who knows how to do a split transaction. I'm going to try again tomorrow going in early before my morning commute and will just do separate $200 transactions unless it seems the cashier is knowledgeable. If I have to stand in line again to do it, I will....just because it wasn't a pleasant experience having everyone behind me in line get angrier and angrier as they waited.
The only reason to do a split tender is if you are buying something that has a $0.55 or $0.70 fee.
May 20, 2013, 10:31 am
#1318
Join Date: Jul 2010
Posts: 109
I cant believe some here are testing to load 10-20 gc and drawing attention. Guys come back the next day, dont be greedy
May 20, 2013, 12:27 pm
#1319
Original Poster
Join Date: Dec 2010
Posts: 1,516
I run into the same problem last year. Walmart POS doesnt seem to like MC. Manager shows up to override transaction and tells cashier gc should be paid with cash only. I say dont bother buying MC; otherwise you will draw attention and next thing, managers will be telling alll gc should be paid with cash only. problem in my area, the variable visa gc run out quickly.
I cant believe some here are testing to load 10-20 gc and drawing attention. Guys come back the next day, dont be greedy
I cant believe some here are testing to load 10-20 gc and drawing attention. Guys come back the next day, dont be greedy
also, it is true, that now it is very difficult to find variable visas at WM - I saw a couple of them last night, but the protective barcode was removed. I wasn't brave to buy them since the wording says - if the barcode protection is removed, do not buy.
May 20, 2013, 12:44 pm
#1320
Join Date: Apr 2013
Location: AR
Programs: AA, BA, Alaska Air
Posts: 120
I experienced something similar here in my area yesterday, while the 1-2 WMT's were comfortable with GC's, one was like no we won't take card payment.
This is exactly my experience. I recall that just month ago cashiers never questioned the purchase of WM Visa GC, now the moment they see the card they immediately ask me how I'm going to pay. Even if the register does not block the transaction.
also, it is true, that now it is very difficult to find variable visas at WM - I saw a couple of them last night, but the protective barcode was removed. I wasn't brave to buy them since the wording says - if the barcode protection is removed, do not buy.
also, it is true, that now it is very difficult to find variable visas at WM - I saw a couple of them last night, but the protective barcode was removed. I wasn't brave to buy them since the wording says - if the barcode protection is removed, do not buy.