Apr 14, 2016, 7:52 am
Last edit by: garykung
CitiGold is Citi's premium banking relationship. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account Package.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Be aware that Citi Wealth Management will not allow any trading of non traditional stocks and ETFs. No leveraged ETFs, no inverse ETFs. Its brokerage service is similar to Chase YouInvest. It is just basic investment service.
1. Click HERE to read a separate thread discussing expiration of ThankYou Points when closing a Citigold account.
2. Citi has introduced Citi Priority with a minimum combined balance of $50K as of November 6, 2016. Those who were no longer qualified under the new Citigold requirement has been downgraded to Citi Priority. Discussion HERE.
Benefits of a Citigold account? [consolidated]
May 11, 2015, 3:38 pm
#211
Join Date: Apr 2015
Posts: 41
I want to try and sign up for the Citi Gold Checking account to take advantage of the AA miles. I meet the requirements (have a Citi AA card) but didn't get the targeted offer. If I use the code floating around online, would it hurt my ability to apply for a Reserve card in the next few months?
May 11, 2015, 3:57 pm
#212
Join Date: Nov 2014
Location: New York
Programs: DL PLT, Hilton Diamond, CX MPC Silver
Posts: 265
I want to try and sign up for the Citi Gold Checking account to take advantage of the AA miles. I meet the requirements (have a Citi AA card) but didn't get the targeted offer. If I use the code floating around online, would it hurt my ability to apply for a Reserve card in the next few months?
May 15, 2015, 4:05 pm
#214
Join Date: Dec 2011
Location: San Francisco
Programs: Amex MR, SPG Gold, HHonors Gold, AS MVP
Posts: 518
I don't see why. I didn't have a hard pull when I opened either of my Citi bank accounts. At the margin I should think your banking with them would make them more likely, not less, to give you credit.
May 31, 2015, 8:32 pm
#215
Join Date: Nov 2013
Location: LAX, LGB, SNA
Programs: AA EXP OWE, DL DM ST+, AS MVPG, UA, BA, WN CP, Hyatt E, Ritz Plat, HH GM
Posts: 3,185
Can Citigold offers be done more than once?
I received a 30k Citigold checking offer recently, but I had done this same exact offer about 9 months ago and closed the account 3 months ago. Can this offer be done again?
Jun 1, 2015, 1:39 am
#216
Join Date: May 2015
Posts: 441
Jun 2, 2015, 12:47 pm
#217
Join Date: Jul 2011
Location: DCA
Posts: 121
Jun 9, 2015, 11:34 pm
#218
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
Is there any way to bypass the fees on the Citigold account? I was thinking about opening up an account when there was a TYP offer, for the offer, but also for the bonus on my Prestige/Premier so I'd probably like to keep it open. However, I don't want to park a large lump sum in this, so I'd be charged the monthyl fee. Any way to bypass this?
Jun 11, 2015, 6:43 am
#219
Join Date: Nov 2014
Location: New York
Programs: DL PLT, Hilton Diamond, CX MPC Silver
Posts: 265
Is there any way to bypass the fees on the Citigold account? I was thinking about opening up an account when there was a TYP offer, for the offer, but also for the bonus on my Prestige/Premier so I'd probably like to keep it open. However, I don't want to park a large lump sum in this, so I'd be charged the monthyl fee. Any way to bypass this?
Jun 18, 2015, 6:23 am
#220
Join Date: Jul 2008
Programs: Greyhound Vermillion Mithril
Posts: 693
I am in a similar situation, as I have a Roth IRA brokerage account over $50K, but combined balances well under $100K. I was told (by phone, calling the number provided in the letter mailed to me in October discussing the Citigold changes for January 2015) that the criteria for meeting Citigold balance requirements for fee waivers through funds in retirement accounts, including the brokerage IRA, are not changing in January. This rep seemed fairly knowledgeable and confident in his answer, and logically, how can a Roth IRA be classified as anything other than a "retirement account". The reason I called is that the letter they sent me specifically said that I would not meet the 2015 balance requirements based on their review of my account. The rep said that the letter was wrong, and that the review did not look at the investment accounts at all, but the system that determines fees does. I hope this is true, because I don't want to move more $ into Citibank, lose Ciitgold, or pay $30/mo for it.
Last edited by swy; Jun 18, 2015 at 12:42 pm
Jun 18, 2015, 9:04 am
#221
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Can be their discount brokerage one too run out of the National Call Center in San Antonio.
They would (of course) prefer that it be in fee based Private Wealth Mgmt. structure, but its not required. I wonder how long this door will stay open.
Jun 21, 2015, 6:24 am
#222
Join Date: Jul 2008
Programs: Greyhound Vermillion Mithril
Posts: 693
50k is a retirement account / IRA will keep your fee free CG status.
Can be their discount brokerage one too run out of the National Call Center in San Antonio.
They would (of course) prefer that it be in fee based Private Wealth Mgmt. structure, but its not required. I wonder how long this door will stay open.
Can be their discount brokerage one too run out of the National Call Center in San Antonio.
They would (of course) prefer that it be in fee based Private Wealth Mgmt. structure, but its not required. I wonder how long this door will stay open.
Jun 21, 2015, 6:45 am
#223
FlyerTalk Evangelist
Join Date: May 2002
Location: NC
Programs: AAConciergeKey/1MM, DL DM/2 MM, UA Gold,Hilton Diamond, IHG Plat, Hyatt Globalist, Marriott Titanium
Posts: 11,971
Does it take 6-8 weeks after completing the requirements to receive the miles? or have people received the miles faster? I am still waiting after about two months.
Jun 22, 2015, 12:57 am
#224
Join Date: Jul 2008
Programs: Greyhound Vermillion Mithril
Posts: 693
And if I open the account today, I'd have only till the end of June to work on the $750 purchase requirement? That sounds quite impossible, with the application, fax, wait for the debit card to arrive, and everything.