Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 6, 2013, 8:40 am
#646
Join Date: Jul 2013
Posts: 322
(i shall now return to 1997 whence i came)
Nov 6, 2013, 8:44 am
#647
Join Date: Mar 2007
Location: San Diego
Programs: UA Lifetime PE, Hilton Dia, WN CP, Hyatt Plat
Posts: 293
In terms of qualifying for tier status (Companion Pass), is there any advantage to applying for the Premier cards versus the Plus cards? In all honesty, I haven't flown SWA in years, but qualifying for the Companion Pass via credit card spending has definitely peaked my interest.
I have had the CP just two months but have used it on six flights. To me, it's one of the best FF benefits. Just wished WN had assigned seats for times when a connection is tight and my arriving flight is late.
Nov 6, 2013, 11:31 am
#649
Join Date: Apr 2013
Posts: 5
Regarding my situation - since my bonus not posting because my purchases were too near the close date, can I send an SM to bump up my next close date and get my bonus sooner?
Nov 6, 2013, 11:32 am
#650
Join Date: Oct 2011
Posts: 4,166
Yes. You can do it online too, just go to Customer Service and look for the Change Date option in there somewhere.
Nov 6, 2013, 1:01 pm
#652
Join Date: Oct 2011
Posts: 4,166
On my wife's UA Explorer card from the summer I was able to move the date back a week to match her other cards and it took effect in less than a month, so the next statement showed the updated due date.
Nov 6, 2013, 1:21 pm
#653
Join Date: Apr 2011
Posts: 58
I have a SW Premier Personal card since May 2012. If I wanted to churn it and simultaneously sign up for a Personal and Business card... what am I looking at? Not possible, have to wait a certain time period after closing?
Also, am I am able to sign up for an additional business card right now even if I leave my Personal Premier open?
Also, am I am able to sign up for an additional business card right now even if I leave my Personal Premier open?
Nov 6, 2013, 2:50 pm
#654
Join Date: Oct 2011
Posts: 4,166
I have a SW Premier Personal card since May 2012. If I wanted to churn it and simultaneously sign up for a Personal and Business card... what am I looking at? Not possible, have to wait a certain time period after closing?
Also, am I am able to sign up for an additional business card right now even if I leave my Personal Premier open?
Also, am I am able to sign up for an additional business card right now even if I leave my Personal Premier open?
Yes, you can have a personal and Biz SW card from Chase at the same time.
Nov 7, 2013, 5:34 am
#655
Join Date: Apr 2002
Posts: 2,949
Nov 7, 2013, 8:34 am
#656
Join Date: Feb 2009
Posts: 254
I had the Chase SW Premier card and cancelled it about a year ago and received the 50,000 bonus way back when.
Not even thinking about it, after applying for and getting approval for the Personal Plus card, I emailed asking when I needed to have my spend complete to get the bonus points.
They came back with:
Thank you for your recent inquiry regarding the Southwest
Airlines Rapid RewardsŪ Credit Card account.
I recently received your request for 50,000 Reward Points
as part of an enrollment incentive for the newly opened
Southwest Airlines credit card account. In researching
your request, I have found that you have previously been
issued enrollment incentive from another Southwest
Airlines credit card account. I would like to take this
opportunity to remind you that this offer is only valid
for first time Southwest Airlines Cardmember and existing
Southwest Airlines Cardmember are not eligible.
If you have any further questions, please reply using the
Secure Message Center.
Has anyone NOT had luck getting a bonus on both, the Premier and Plus cards?
I am not going to reply and just hope it hits anyway.
EDIT:
Grrr, I just saw this in the terms. Is this new?
2 Bonus Points
To qualify for your bonus points, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. Government fees as low as $10 are not included. Please allow 6 to 8 weeks for bonus points to post to your Rapid Rewards account. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time Southwest Airlines Rapid RewardsŪ Credit Card cardmembers with new accounts. Previous and existing Southwest Airlines Rapid Rewards Credit Card cardmembers/accounts are not eligible for this bonus offer. Note: the bonus may be earned on one first-time personal and one first-time business Southwest Airlines Rapid Rewards Credit Card new account.
Not even thinking about it, after applying for and getting approval for the Personal Plus card, I emailed asking when I needed to have my spend complete to get the bonus points.
They came back with:
Thank you for your recent inquiry regarding the Southwest
Airlines Rapid RewardsŪ Credit Card account.
I recently received your request for 50,000 Reward Points
as part of an enrollment incentive for the newly opened
Southwest Airlines credit card account. In researching
your request, I have found that you have previously been
issued enrollment incentive from another Southwest
Airlines credit card account. I would like to take this
opportunity to remind you that this offer is only valid
for first time Southwest Airlines Cardmember and existing
Southwest Airlines Cardmember are not eligible.
If you have any further questions, please reply using the
Secure Message Center.
Has anyone NOT had luck getting a bonus on both, the Premier and Plus cards?
I am not going to reply and just hope it hits anyway.
EDIT:
Grrr, I just saw this in the terms. Is this new?
2 Bonus Points
To qualify for your bonus points, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. Government fees as low as $10 are not included. Please allow 6 to 8 weeks for bonus points to post to your Rapid Rewards account. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time Southwest Airlines Rapid RewardsŪ Credit Card cardmembers with new accounts. Previous and existing Southwest Airlines Rapid Rewards Credit Card cardmembers/accounts are not eligible for this bonus offer. Note: the bonus may be earned on one first-time personal and one first-time business Southwest Airlines Rapid Rewards Credit Card new account.
Looks like she'll be starting a business.
Nov 7, 2013, 9:43 am
#658
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,624
In researching
your request, I have found that you have previously been
issued enrollment incentive from another Southwest
Airlines credit card account. I would like to take this
opportunity to remind you that this offer is only valid
for first time Southwest Airlines Cardmember and existing
Southwest Airlines Cardmember are not eligible.
Note: the bonus may be earned on one first-time personal and one first-time business Southwest Airlines Rapid Rewards Credit Card new account.
your request, I have found that you have previously been
issued enrollment incentive from another Southwest
Airlines credit card account. I would like to take this
opportunity to remind you that this offer is only valid
for first time Southwest Airlines Cardmember and existing
Southwest Airlines Cardmember are not eligible.
Note: the bonus may be earned on one first-time personal and one first-time business Southwest Airlines Rapid Rewards Credit Card new account.
The second rule of deals is that published restrictions are not always enforced. FT is here in part to let everyone learn what really happens.
The bolded terms appear to be new. They don't necessarily mean that enforcement has changed, but they indicate an intent to tighten up. It's certainly possible to do this: I recall being denied a bonus by Diners Club in the 1990's because I had gotten a similar bonus 4 or 5 years earlier. Amex is known for its long memory. Chase may be joining them, but there are no reports here to indicate that.
FT'ers like to fret about our deals, but it's more profitable to fret silently and hope for the best. Usually it works out fine. If not, there's always another deal.
Nov 7, 2013, 10:11 am
#659
Join Date: Feb 2012
Posts: 751
http://www.flyertalk.com/forum/21655930-post535.html
Nov 7, 2013, 2:22 pm
#660
Join Date: Apr 2011
Posts: 58
Bingo, which is why it's good to read the thread.
http://www.flyertalk.com/forum/21655930-post535.html
http://www.flyertalk.com/forum/21655930-post535.html
Upon further reading, it seems that you never actually cancelled your first card. So you currently have 2x personal cards (premier and plus)
Should mean that if you were able to do that, I can do the same (getting the plus) and also a business version if I desire. Thanks for the updates.