Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 7, 2013, 8:09 pm
#661
Join Date: Jul 2013
Posts: 322
I wrote secure messages on each of my new SW (a Premier personal and regular biz) confirming terms of my bonus.
The second reply, I got the same exact CSR as the first time, and she sent the same response as the first time--but added the new bolded text in there that johndunn just posted.
So, maybe they're on to me. I had another SWRRCC two or three years ago, so I guess we'll see...
The second reply, I got the same exact CSR as the first time, and she sent the same response as the first time--but added the new bolded text in there that johndunn just posted.
So, maybe they're on to me. I had another SWRRCC two or three years ago, so I guess we'll see...
Nov 7, 2013, 9:40 pm
#662
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,624
Why tempt fate? First rule is don't call. Just wait and see. Maybe call later if it doesn't work, or better yet write a snail letter which often gets action from a person with more authority to grant your request.
Nov 8, 2013, 7:08 am
#663
Join Date: Dec 2012
Location: Raleigh, NC
Posts: 19
Think I may try this today, I'm first timer with any SW rewards cards. When I first heard about this a few days ago, it sounded like it was only Premier + Business Premier, but now the Plus cards have the bonus as well IIUC. Since this will be my first ever Business app (extremely small family business with <2K income - BUT I do have an EIN) am I better off applying for the the Business Plus? IOW, is Business Plus more likely to be approved for a smaller business? Would love to know what kind of vetting they do for biz behind the scenes.
Last edited by wanderingwolf; Nov 8, 2013 at 7:52 am Reason: correction
Nov 8, 2013, 7:23 am
#664
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 521
Think I may try this today, I'm first timer with any SW rewards cards. When I first heard about this a few days ago, it sounded like it was only Premier + Business Premier, but now the Plus cards have the bonus as well if i understand correctly. Since this will be my first ever Business app (extremely small family business with <2K income - BUT I do have an EIN) am I better off applying for the the Business Plus? IOR, is Business Plus more likely to be approved for a smaller business? Would love to know what kind of vetting they do for biz behind the scenes.
Nov 8, 2013, 8:11 am
#665
Join Date: Oct 2011
Posts: 4,166
I just got my LLC going and got an EIN (have zero income since it's new). I applied for the biz version of the card and got the "your application is under consideration, we will mail you with the results" message. I have not yet heard anything. However, I do have a personal SW card from 2011 and just applied for the other personal SW card about 2 months ago with no issues. This is my first biz card and I have no idea what will happen. I'm trying to go for the companion pass.
800-453-9719 – Reconsideration (Direct to Human for Business Cards)
Nov 8, 2013, 10:17 am
#666
Join Date: Nov 2013
Posts: 1
Hello -- I've got a bunch of RR points as a result of this promo a few months ago. Is there a good way to sell them, other than turning them into Amazon gift cards via SWA? I don't travel much and I'd rather get rid of them before the points become devalued next year.
Nov 10, 2013, 9:28 am
#668
Join Date: Sep 2009
Posts: 91
Since we have to spend $2,000, is it ok for me to apply now with the expectation that I won't hit the $2,000 mark until 2014 and so I'll get my bonus in 2014? I'll be doing this x2 (business and personal) to get CP and want to make CP last as long as possible (hence waiting until 2014 to hit the $2k spend).
* I will edit out this text after someone replies since I know some people don't like it when things like this are out in the open *
* I will edit out this text after someone replies since I know some people don't like it when things like this are out in the open *
Nov 10, 2013, 7:20 pm
#669
Join Date: Dec 2012
Location: Raleigh, NC
Posts: 19
Just applied for Business Plus and Personal Premier in that order, within 5 mins. Both pending - bummed! I have FICO of 800+, near 0% credit usage and only 2 existing accounts with Chase, newest just under a year. Business is small and never had a card so I am not too surprised on that one, but the personal one is puzzling. I figure I will call tomorrow and see about transferring CL if needed. Any other tips?
UPDATE: Called today to check on the business app and its approved, no questions! First business app under my belt, feels good. I thought I might call about personal tomorrow, as I was less worried about that one. CP here I come.
UPDATE: Called today to check on the business app and its approved, no questions! First business app under my belt, feels good. I thought I might call about personal tomorrow, as I was less worried about that one. CP here I come.
Last edited by wanderingwolf; Nov 11, 2013 at 1:31 pm Reason: updated
Nov 15, 2013, 9:42 am
#670
Join Date: Sep 2013
Posts: 34
Applied today via the link in the first post for the personal Premier Card and was instantly approved. The offer is still on Chase's website too. I saw some posts about an October 30th deadline. Is it safe to assume it was extended and I'll get my 50k points?
Nov 15, 2013, 10:07 am
#671
Join Date: Oct 2011
Posts: 4,166
If they're advertising the 50k on Chase.com and that's where you applied you'll get the points.
Nov 15, 2013, 10:14 am
#672
Join Date: Mar 2007
Location: San Diego
Programs: UA Lifetime PE, Hilton Dia, WN CP, Hyatt Plat
Posts: 293
You should have no problem. The day you get your card, call CS or send SM to verify signup bonus.
Nov 15, 2013, 8:49 pm
#674
Join Date: Feb 2009
Posts: 6,607
I have never flown Southwest or had a SW CC.
I was looking at the offers. What benefit is there to paying the extra annual fee for the Premier card ?
I like the Air Tran option as they fly my route (MSP/TPA) nonstop and have assigned seating.
Is there anything else I should know about these CC offers or flying SW specifically the wanna get away rewards ?
EDIT I saw some posts that stated the deal may be ending soon so I grabbed the Plus Card
Thanks
I was looking at the offers. What benefit is there to paying the extra annual fee for the Premier card ?
I like the Air Tran option as they fly my route (MSP/TPA) nonstop and have assigned seating.
Is there anything else I should know about these CC offers or flying SW specifically the wanna get away rewards ?
EDIT I saw some posts that stated the deal may be ending soon so I grabbed the Plus Card
Thanks
Last edited by flyer4512; Nov 15, 2013 at 9:53 pm
Nov 15, 2013, 8:56 pm
#675
Join Date: Apr 2011
Location: Northern California
Posts: 89
I'm guessing no one will report back on the ability to still get 2 personal bonus' until 2014. Now that they've changed the language I am curious about it. I applied last week, got both (personal) cards today. Called to activate each card separately and on the 2 calls each CSR told me that card had the $2,000/50,000 bonus.
I guess come Jan/Feb we will all know if they've changed the program. I feel like the worst Im out is an annual fee if I only get 1 bonus. I think i saw an update they are pulling the offer on 11/18 so not much time left if anyone is contemplating a shot at it.
I guess come Jan/Feb we will all know if they've changed the program. I feel like the worst Im out is an annual fee if I only get 1 bonus. I think i saw an update they are pulling the offer on 11/18 so not much time left if anyone is contemplating a shot at it.