Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Feb 5, 2015, 3:33 pm
#2146
Join Date: Apr 2007
Posts: 1,857
I don't find anything about this after searching. Has anybody tried this?
Looking at the T&C for the personal cards, it says that you'll get a point for every dollar of balance tranfer you do in the first 90 days of having the card open (limit $10k for the Plus, $15k for the premier). Am I foolish to think that these points would count towards the companion pass?
If they do, knocking out that extra 6k just got a whole lot easier. For example, I could just take 6k in spending that I did on other new cards for my recent AOR, transfer the balances to my SW cards, and I'd be in good shape. Am I missing something here?
Looking at the T&C for the personal cards, it says that you'll get a point for every dollar of balance tranfer you do in the first 90 days of having the card open (limit $10k for the Plus, $15k for the premier). Am I foolish to think that these points would count towards the companion pass?
If they do, knocking out that extra 6k just got a whole lot easier. For example, I could just take 6k in spending that I did on other new cards for my recent AOR, transfer the balances to my SW cards, and I'd be in good shape. Am I missing something here?
Feb 5, 2015, 4:24 pm
#2147
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
I don't find anything about this after searching. Has anybody tried this?
Looking at the T&C for the personal cards, it says that you'll get a point for every dollar of balance tranfer you do in the first 90 days of having the card open (limit $10k for the Plus, $15k for the premier). Am I foolish to think that these points would count towards the companion pass?
If they do, knocking out that extra 6k just got a whole lot easier. For example, I could just take 6k in spending that I did on other new cards for my recent AOR, transfer the balances to my SW cards, and I'd be in good shape. Am I missing something here?
Looking at the T&C for the personal cards, it says that you'll get a point for every dollar of balance tranfer you do in the first 90 days of having the card open (limit $10k for the Plus, $15k for the premier). Am I foolish to think that these points would count towards the companion pass?
If they do, knocking out that extra 6k just got a whole lot easier. For example, I could just take 6k in spending that I did on other new cards for my recent AOR, transfer the balances to my SW cards, and I'd be in good shape. Am I missing something here?
Doubt strongly these would be CPQPs, but not sure.
Feb 5, 2015, 4:32 pm
#2148
Join Date: Feb 2014
Posts: 89
I have searched this forum, but haven't seen the answer to my question, and I really would like to know so I don't screw this up, I activated both my personal plus and business plus on 11/28/ 2014, I know chase says you have 3 months to make the $2000 spend on each card,ok, just want to make sure, is 3 months, or 90 days, or my third statement closing date, which will be 2/16/2015, a 12 day difference?
Feb 5, 2015, 9:36 pm
#2150
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
Feb 5, 2015, 9:43 pm
#2151
Join Date: Mar 2011
Posts: 6,286
Feb 6, 2015, 1:18 pm
#2152
Join Date: Oct 2011
Location: North Carolina
Posts: 613
My wife and I both got the Plus cards in Nov 2014. Decided to try for the Premier cards last night. She got immediate approval but I got the "we will notify you by mail within 30 days" letter. I wasn't that surprised since I already have 7 Chase personal cards. Called reconsideration line to see if closing one or more accounts would help.
CS rep checked my application and it had already been approved. That makes 8 personal cards. Is there no limit?
WHOOPEE!
CS rep checked my application and it had already been approved. That makes 8 personal cards. Is there no limit?
WHOOPEE!
Feb 6, 2015, 5:33 pm
#2153
Join Date: Dec 2002
Location: San Francisco
Posts: 6,445
Ditto. I was approved for both personal cards in November (I applied for them at the same time. One I was instantly approved, the other I got a pending status. I called the following day and was able to get the second personal card approved no problem). Met the spend threshold on both cards in January and just had the bonuses on both hit beginning of this month!
Feb 6, 2015, 9:07 pm
#2154
Join Date: Nov 2014
Posts: 62
Feb 7, 2015, 7:48 am
#2155
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
I get lots of offers for ZERO percent interest, and a 2-4% transfer fee. Payment is due in full in 12-18 months, or it reverts to the going interest rate of 14-24 or more percent.
BUT, in context here, most cash advances or balance transfers do NOT generate any kind of points.
Feb 7, 2015, 11:05 am
#2156
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
My wife and I both got the Plus cards in Nov 2014. Decided to try for the Premier cards last night. She got immediate approval but I got the "we will notify you by mail within 30 days" letter. I wasn't that surprised since I already have 7 Chase personal cards. Called reconsideration line to see if closing one or more accounts would help.
CS rep checked my application and it had already been approved. That makes 8 personal cards. Is there no limit?
WHOOPEE!
CS rep checked my application and it had already been approved. That makes 8 personal cards. Is there no limit?
WHOOPEE!
Feb 7, 2015, 11:40 am
#2157
Join Date: Mar 2011
Posts: 6,286
I get lots of offers for ZERO percent interest, and a 2-4% transfer fee. Payment is due in full in 12-18 months, or it reverts to the going interest rate of 14-24 or more percent.
BUT, in context here, most cash advances or balance transfers do NOT generate any kind of points.
BUT, in context here, most cash advances or balance transfers do NOT generate any kind of points.
Feb 7, 2015, 1:00 pm
#2158
Join Date: Oct 2011
Location: North Carolina
Posts: 613
We had ignored the SW cards for quite a while since we don't fly SW. Just needed something to do so got 4 cards
Feb 7, 2015, 2:21 pm
#2159
Join Date: Nov 2009
Posts: 245
Sorry to hear it. Fortunately it's VERY convenient for me; they have more non-stops to western cities, from my east coast airport, than any other airline by far. And, maybe I'm naive, but they don't seem like they're trying to screw you at every turn, at least as much as most airlines. No baggage fees, no change or cancellation fees, etc.
Feb 7, 2015, 10:31 pm
#2160
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
One More Datapoint - Companion Pass Achieved
- Approved for SW Personal Plus in 29 Sept 2014
- Approved for SW Personal Premier in Dec 2014
- Met spending requirement on Personal Plus on 28 Dec 2014 (Dec statement had closed on 23 Dec)
- 50k bonus points for Personal Plus posted to SW account on 26 Jan 2015
- Met spending requirement on Personal Premier in January
- 50k bonus points for Personal Premier posted to SW account in early February
- Got some additional points from the credit card spend and a flight in January such that the bonus points for Personal Premier pushed me past 110k points
- Earned companion pass in February.
Have already booked one flight with companion!
meecal
theHoneymoonGuy.com Helping you take a champagne honeymoon on a beer budget!
Last edited by meecal; Feb 9, 2015 at 9:41 am