Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 30, 2015, 12:08 pm
#2896
Join Date: Aug 2014
Posts: 736
But I have found that the Chase email doesn't get sent instantly. In this day and age, it should get sent instantly by Chase -- but it doesn't. So if someone tells you they sent you the link, please remember that Chase may be the delaying factor. Also, the phone number is always 'instant' because there is nothing for Chase to do except pick up the phone when the applicant calls the 800 number.
Dec 31, 2015, 4:33 pm
#2897
Join Date: Sep 2014
Posts: 57
I have the 'online' link referrals for the PREMIER card, as well as 'phone-application' referrals for the PREMIER.
I also have a 'phone-application' referral for the PLUS, but I do not believe there is an 'online'-link application for the PLUS card, because I do not believe there is a Chase landing page for that.
If you are interested in any of the above three-referrals I mentioned, please PM me, by clicking here:
For the 50,000 PLUS referral, I have scanned in the entire flyer/mailer that Chase sent to me -- it contains all the terms. If you want that color PDF flyer, send me your email address too.
-John
Jan 1, 2016, 9:09 am
#2898
Join Date: Jun 2010
Programs: Whatever's Cheapest, Accruing Miles, Redeeming for Premium Cabins, Not Chasing Status Unnecessarily
Posts: 2,264
Shooting again for CP qualification
Previous bonuses as far as I can tell:
Biz premier 50k bonus posted Jan 2014
Pers premier 50k bonus posted Feb 2014
I am planning on waiting until its 2 years before even applying for either.
I have no chase cards right now.
Per credit karma:
both credit scores >775
10 Transunion inquiries (includ 4 chase)
14 Equifax inquiries (includ 0 chase)
I am 1 for 2 in getting Biz cards approved with chase.
Am I likely to get approved?
Which would you apply for first... business or personal?
If I get asked to call in for recon for business... what numbers do you think they are looking for.. gonna be truthful... just for informational purposes.
If I get outright rejected, is calling in to recon still advisable?
Previous bonuses as far as I can tell:
Biz premier 50k bonus posted Jan 2014
Pers premier 50k bonus posted Feb 2014
I am planning on waiting until its 2 years before even applying for either.
I have no chase cards right now.
Per credit karma:
both credit scores >775
10 Transunion inquiries (includ 4 chase)
14 Equifax inquiries (includ 0 chase)
I am 1 for 2 in getting Biz cards approved with chase.
Am I likely to get approved?
Which would you apply for first... business or personal?
If I get asked to call in for recon for business... what numbers do you think they are looking for.. gonna be truthful... just for informational purposes.
If I get outright rejected, is calling in to recon still advisable?
Jan 1, 2016, 9:36 am
#2899
Join Date: Sep 2014
Posts: 57
Your options are
SWA Visa (personal) PLUS card (50,000 bonus points) ($69 annual fee)
SWA Visa (personal) PREMIER card (50,000 bonus points) ($99 annual fee)
or
the SWA Visa (business) Premier card (50,000 bonus points)
I find that the business card invites more scrutiny from chase.
If I were you, I would immediately apply for a PLUS (individual) card and start the spend.
Then, I would wait until after your 2 year period (in Mar 2016) and apply for a PREMIER (individual). That is my suggestion.
Currently, the SWA PLUS (individual) is available at 50,000 bonus through referral only. I can send you one if you wish. I can also send you a SWA PREMIER (individual) 50,000 referral if you wish (good through June 30, 2016). If you are interested, PM me by clicking here.
Since you don't absolutely need it, I would not try for the 'business' card. Since you don't absolutely need it, I would go the route of PLUS (individual) + PREMIER (Individual). That is what has worked so consistently for my friends, co-workers, family re: companion pass.
Good luck to you.
-John
[email protected]
SWA Visa (personal) PLUS card (50,000 bonus points) ($69 annual fee)
SWA Visa (personal) PREMIER card (50,000 bonus points) ($99 annual fee)
or
the SWA Visa (business) Premier card (50,000 bonus points)
I find that the business card invites more scrutiny from chase.
If I were you, I would immediately apply for a PLUS (individual) card and start the spend.
Then, I would wait until after your 2 year period (in Mar 2016) and apply for a PREMIER (individual). That is my suggestion.
Currently, the SWA PLUS (individual) is available at 50,000 bonus through referral only. I can send you one if you wish. I can also send you a SWA PREMIER (individual) 50,000 referral if you wish (good through June 30, 2016). If you are interested, PM me by clicking here.
Since you don't absolutely need it, I would not try for the 'business' card. Since you don't absolutely need it, I would go the route of PLUS (individual) + PREMIER (Individual). That is what has worked so consistently for my friends, co-workers, family re: companion pass.
Good luck to you.
-John
[email protected]
Jan 1, 2016, 11:39 pm
#2901
Join Date: Oct 2013
Posts: 218
Well I need some advice. I have a few awards I would like to book putting me in the need for a handful of cards in the next 12 months.
My partner went for the companion pass in late 2013 getting it in 2014-2015 and it has been extremely valuable. However, he's also applied for 8 cards in those 24 months and currently is sitting pretty high on inquires new accounts.
What I need is a AA Plat 50k by the end of March (he currently has two) and hopefully a Southwest Plus and Premier and a Hyatt card.
We're sitting around 10 inquires each on Experian and about 5 each for the other guys.
His score is right around the 800 mark and mine is in the 750's.
My thought is to apply for the AA Plat and Southwest Premier today and wait until March when a few inquires fall off to apply for the Plus to get the companion pass for 2016-2017. Then wait till near the end of the year to grab the Hyatt card.
I just really don't know. We just got back from an amazing Sydney trip costing nearly 500,000 miles so I might have overcooked this years applications. Anyone have any advice?
My partner went for the companion pass in late 2013 getting it in 2014-2015 and it has been extremely valuable. However, he's also applied for 8 cards in those 24 months and currently is sitting pretty high on inquires new accounts.
What I need is a AA Plat 50k by the end of March (he currently has two) and hopefully a Southwest Plus and Premier and a Hyatt card.
We're sitting around 10 inquires each on Experian and about 5 each for the other guys.
His score is right around the 800 mark and mine is in the 750's.
My thought is to apply for the AA Plat and Southwest Premier today and wait until March when a few inquires fall off to apply for the Plus to get the companion pass for 2016-2017. Then wait till near the end of the year to grab the Hyatt card.
I just really don't know. We just got back from an amazing Sydney trip costing nearly 500,000 miles so I might have overcooked this years applications. Anyone have any advice?
Jan 1, 2016, 11:46 pm
#2902
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Well I need some advice. I have a few awards I would like to book putting me in the need for a handful of cards in the next 12 months.
My partner went for the companion pass in late 2013 getting it in 2014-2015 and it has been extremely valuable. However, he's also applied for 8 cards in those 24 months and currently is sitting pretty high on inquires new accounts.
What I need is a AA Plat 50k by the end of March (he currently has two) and hopefully a Southwest Plus and Premier and a Hyatt card.
We're sitting around 10 inquires each on Experian and about 5 each for the other guys.
His score is right around the 800 mark and mine is in the 750's.
My thought is to apply for the AA Plat and Southwest Premier today and wait until March when a few inquires fall off to apply for the Plus to get the companion pass for 2016-2017. Then wait till near the end of the year to grab the Hyatt card.
I just really don't know. We just got back from an amazing Sydney trip costing nearly 500,000 miles so I might have overcooked this years applications. Anyone have any advice?
My partner went for the companion pass in late 2013 getting it in 2014-2015 and it has been extremely valuable. However, he's also applied for 8 cards in those 24 months and currently is sitting pretty high on inquires new accounts.
What I need is a AA Plat 50k by the end of March (he currently has two) and hopefully a Southwest Plus and Premier and a Hyatt card.
We're sitting around 10 inquires each on Experian and about 5 each for the other guys.
His score is right around the 800 mark and mine is in the 750's.
My thought is to apply for the AA Plat and Southwest Premier today and wait until March when a few inquires fall off to apply for the Plus to get the companion pass for 2016-2017. Then wait till near the end of the year to grab the Hyatt card.
I just really don't know. We just got back from an amazing Sydney trip costing nearly 500,000 miles so I might have overcooked this years applications. Anyone have any advice?
Jan 3, 2016, 11:50 am
#2903
Suspended
Join Date: Aug 2015
Posts: 1
Question on Dates
Please excuse me if this has been answered before but I couldn't find the answer.
Ok lets say my bill date in 12/28
My bill is created 3 days later 12/31. I know this because that is when I can sign onto Chase and see it.
Then 2 to 3 days later it is loaded to my Rapid Rewards Acct.
What date does it carry on my Rapid Rewards Account.
I got a Premier Card and expecting the 50K bonus but now worried it might carry the Dec date on the points and will not count toward my 2016 Companion Pass.
Anybody know?
Ok lets say my bill date in 12/28
My bill is created 3 days later 12/31. I know this because that is when I can sign onto Chase and see it.
Then 2 to 3 days later it is loaded to my Rapid Rewards Acct.
What date does it carry on my Rapid Rewards Account.
I got a Premier Card and expecting the 50K bonus but now worried it might carry the Dec date on the points and will not count toward my 2016 Companion Pass.
Anybody know?
Jan 3, 2016, 12:06 pm
#2904
Join Date: Sep 2014
Posts: 57
Please excuse me if this has been answered before but I couldn't find the answer.
Ok lets say my bill date in 12/28
My bill is created 3 days later 12/31. I know this because that is when I can sign onto Chase and see it.
Then 2 to 3 days later it is loaded to my Rapid Rewards Acct.
What date does it carry on my Rapid Rewards Account.
I got a Premier Card and expecting the 50K bonus but now worried it might carry the Dec date on the points and will not count toward my 2016 Companion Pass.
Anybody know?
Ok lets say my bill date in 12/28
My bill is created 3 days later 12/31. I know this because that is when I can sign onto Chase and see it.
Then 2 to 3 days later it is loaded to my Rapid Rewards Acct.
What date does it carry on my Rapid Rewards Account.
I got a Premier Card and expecting the 50K bonus but now worried it might carry the Dec date on the points and will not count toward my 2016 Companion Pass.
Anybody know?
When is your statement close date?
If your statement close date is 12/31, then the points will likely be posted in 2015 (not 2016).
-John
Jan 3, 2016, 7:18 pm
#2905
Join Date: Apr 2015
Location: BDL, BOS
Programs: Marriott Lifetime Titanium, AA EXP, IHG Diamond Ambassador, Hyatt Explorist
Posts: 627
https://creditcards.chase.com/credit...edit-card.aspx
I don't think Chase provides SW business card referrals. Can anyone confirm if this is not the case? I have the business card as well but was told over the phone no referrals were available for that card.
Jan 3, 2016, 7:25 pm
#2907
Join Date: Apr 2015
Location: BDL, BOS
Programs: Marriott Lifetime Titanium, AA EXP, IHG Diamond Ambassador, Hyatt Explorist
Posts: 627
Jan 4, 2016, 5:35 pm
#2908
Join Date: Jan 2014
Programs: Hilton Diamond, Hyatt Diamond, SW Companion
Posts: 94
I got a referral for the 50k plus to call in and the 50k premiere online. I called in and got approved for the plus at 30k limit. I applied for the premiere later in the day using online referral and got the "call us immediately to answe a few questions ". What is the typical meaning of this? Do I wait it out?
Jan 4, 2016, 7:13 pm
#2909
Join Date: Oct 2013
Posts: 218
I got a referral for the 50k plus to call in and the 50k premiere online. I called in and got approved for the plus at 30k limit. I applied for the premiere later in the day using online referral and got the "call us immediately to answe a few questions ". What is the typical meaning of this? Do I wait it out?
Probably identity verification. For two back to back apps.
Jan 4, 2016, 7:36 pm
#2910
Join Date: Jan 2014
Programs: Hilton Diamond, Hyatt Diamond, SW Companion
Posts: 94