Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Sep 24, 2014, 9:01 am
#1486
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Is there still a Plus card offer out there?
I have the Premier and need 40k RR points to get a companion pass. Figured I'd add the Plus but I am not seeing any offers.
As a side note I have not seen mentioned, I got 12,500 RR points from Dish Network and they counted towards earning a companion pass.
I have the Premier and need 40k RR points to get a companion pass. Figured I'd add the Plus but I am not seeing any offers.
As a side note I have not seen mentioned, I got 12,500 RR points from Dish Network and they counted towards earning a companion pass.
Sep 25, 2014, 11:05 am
#1488
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Sep 25, 2014, 11:50 am
#1489
Join Date: Jul 2013
Posts: 5,813
Sep 30, 2014, 2:16 pm
#1491
Join Date: Aug 2014
Posts: 239
So I just called the 50k offer line with a referral offer. They were not able to approve my application right away, and will need additional time to consider my application. My last Chase application (for United Mileage Explorer - approved) was 3 months ago. Here are my questions:
1) I was also planning to apply for the 50k SW business card today (because it expires 9/30/14). Should I still go ahead and submit that application today online?
2) I was also planning to apply for the Chase Ink Plus card with a 70k referral offer before 10/10/14. Because I am planning to apply for 2 SW cards and Ink Plus within a 15 day period, do you think there's a possibility that my applications will get denied?
Thanks!
ETA: My CreditKarma credit score is 760.
1) I was also planning to apply for the 50k SW business card today (because it expires 9/30/14). Should I still go ahead and submit that application today online?
2) I was also planning to apply for the Chase Ink Plus card with a 70k referral offer before 10/10/14. Because I am planning to apply for 2 SW cards and Ink Plus within a 15 day period, do you think there's a possibility that my applications will get denied?
Thanks!
ETA: My CreditKarma credit score is 760.
Sep 30, 2014, 3:59 pm
#1492
Join Date: May 2009
Location: BNA
Programs: US SD, HH Silver, MR Silver, Hertz #1G
Posts: 50
So I just called the 50k offer line with a referral offer. They were not able to approve my application right away, and will need additional time to consider my application. My last Chase application (for United Mileage Explorer - approved) was 3 months ago. Here are my questions:
1) I was also planning to apply for the 50k SW business card today (because it expires 9/30/14). Should I still go ahead and submit that application today online?
2) I was also planning to apply for the Chase Ink Plus card with a 70k referral offer before 10/10/14. Because I am planning to apply for 2 SW cards and Ink Plus within a 15 day period, do you think there's a possibility that my applications will get denied?
Thanks!
ETA: My CreditKarma credit score is 760.
1) I was also planning to apply for the 50k SW business card today (because it expires 9/30/14). Should I still go ahead and submit that application today online?
2) I was also planning to apply for the Chase Ink Plus card with a 70k referral offer before 10/10/14. Because I am planning to apply for 2 SW cards and Ink Plus within a 15 day period, do you think there's a possibility that my applications will get denied?
Thanks!
ETA: My CreditKarma credit score is 760.
- Chase delaying a decision on the first referral application is a red flag
- I think any credit card company would raise an eyebrow if the same individual applied for 2, much less 3 credit cards in a ~10 day period
Just some things to consider IMO.
Oct 1, 2014, 8:17 pm
#1493
Join Date: Oct 2014
Posts: 4
Question for those on a second or third CP: For a relatively low-income biz, is it best to keep a biz credit line open (e.g., SW Plus) going into the application for the next biz card (e.g., SW Premier), or to cancel the existing card and apply from scratch the next time around? We're talking about one year between the possible cancellation and the new app.
Oct 2, 2014, 9:48 am
#1494
Join Date: Oct 2014
Posts: 1
Plus card 50,000 bonus
Am I too late? I already got the Premier card earlier this year and just now learned that I could get a companion pass by signing up for the plus card for another 50k mile bonus. Does anyone know if there is any way to still get the plus card sign-up bonus even though I missed all the referrals that expired a couple days ago?
Oct 2, 2014, 9:52 am
#1495
Join Date: May 2013
Posts: 288
Question for those on a second or third CP: For a relatively low-income biz, is it best to keep a biz credit line open (e.g., SW Plus) going into the application for the next biz card (e.g., SW Premier), or to cancel the existing card and apply from scratch the next time around? We're talking about one year between the possible cancellation and the new app.
What you could do is open the 70k Ink biz card now, then cancel the plus, and wait a year and get the premier, then cancel the Ink before its annual fee is due.
Oct 2, 2014, 10:37 am
#1496
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
I dont know if you can have a Plus, and Premier biz card at the same time. I know you can have a one biz one personal at the same time, but not sure you will get two biz cards at the same time(plus/premier).
What you could do is open the 70k Ink biz card now, then cancel the plus, and wait a year and get the premier, then cancel the Ink before its annual fee is due.
What you could do is open the 70k Ink biz card now, then cancel the plus, and wait a year and get the premier, then cancel the Ink before its annual fee is due.
Oct 3, 2014, 8:00 am
#1497
Join Date: Oct 2012
Location: SEA
Programs: Alaska MVP Gold
Posts: 540
The Ink definitely helps. If you transfer 50K UR points into Hyatt, and then transfer from Hyatt to SW, you end up with 30K RR points, which qualify for companion pass.
Oct 3, 2014, 8:21 am
#1498
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
That's throwing away a major portion of the UR points value - 40%. And the reality is that there are many ways to get more value out of UR points than using them for SW so the value loss is realistically greater than 40%. Good to know though for those that just have no other way to obtain Southwest RR points.
Oct 3, 2014, 4:47 pm
#1499
Join Date: Oct 2014
Posts: 4
I dont know if you can have a Plus, and Premier biz card at the same time. I know you can have a one biz one personal at the same time, but not sure you will get two biz cards at the same time(plus/premier).
What you could do is open the 70k Ink biz card now, then cancel the plus, and wait a year and get the premier, then cancel the Ink before its annual fee is due.
What you could do is open the 70k Ink biz card now, then cancel the plus, and wait a year and get the premier, then cancel the Ink before its annual fee is due.
Oct 4, 2014, 7:51 pm
#1500
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
That's throwing away a major portion of the UR points value - 40%. And the reality is that there are many ways to get more value out of UR points than using them for SW so the value loss is realistically greater than 40%. Good to know though for those that just have no other way to obtain Southwest RR points.