Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Oct 17, 2014, 11:53 am
#1546
Join Date: Aug 2014
Posts: 239
I applied for the SW Premiere card (50k offer) on 9/30/14. I still haven't received approval even after calling recon (on 10/3/14). So I'm just waiting.
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Oct 17, 2014, 12:14 pm
#1547
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I applied for the SW Premiere card (50k offer) on 9/30/14. I still haven't received approval even after calling recon (on 10/3/14). So I'm just waiting.
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Oct 17, 2014, 1:24 pm
#1548
Join Date: Aug 2014
Posts: 305
How long have you been in business, # employees (1, me), sales, profit, etc. It was really pretty easy. I used my social. (My second Ink card they grilled me a lot more before giving it to me).
I closed the business card after a year and a half. (I still have the personal). I just applied and got an automatic approval for the plus personal. So I will have 2 personal cards (one of each). If you don't have a lot of pulls and your credit score is good, get the personal and you should get the automatic acceptance. Good Luck!
Oct 17, 2014, 2:40 pm
#1549
Join Date: Jan 2007
Posts: 39
Oct 17, 2014, 3:21 pm
#1550
Join Date: Oct 2014
Posts: 18
Thanks cdancer!
Offer I received in mail is valid through nov 24. Do you think it's better to wait for few weeks?. I didn't activate the card yet.
Oct 18, 2014, 2:19 pm
#1551
Join Date: Aug 2014
Posts: 239
I applied for the SW Premiere card (50k offer) on 9/30/14. I still haven't received approval even after calling recon (on 10/3/14). So I'm just waiting.
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Today I received an email that says "Congratulations on becoming a member of Rapid Rewards!" At first, I thought this was an approval email, but it looks like someone on the Chase side signed me up for the Rapid Rewards FF program (I wasn't enrolled before). I guess this isn't necessarily an indicator that I've been approved for the card, right?
Oct 19, 2014, 2:34 pm
#1552
Join Date: Aug 2014
Posts: 305
Oct 19, 2014, 7:46 pm
#1554
Join Date: Oct 2014
Posts: 18
Should I wait few weeks or take a shot?. My premier card invitation is valid through Nov 24th.
Oct 20, 2014, 1:44 pm
#1555
Join Date: Aug 2014
Posts: 305
I didnt activate the card yet thinking it might be a problem if I apply for the premier card. My plus card is approved on 10/2. Have 2 pulls in last 8 months (including the recent one for plus card. 3 in last year. This is my first chase card. Credit score- is decent.
Should I wait few weeks or take a shot?. My premier card invitation is valid through Nov 24th.
Should I wait few weeks or take a shot?. My premier card invitation is valid through Nov 24th.
I assume you are going for the companion pass for 2015-2016. Just make sure that you don't spend your $2000 til your last statement that will close in January, otherwise 50 will hit this year and 50 next. That happens to people more than you'd think. Good Luck.
Oct 20, 2014, 1:55 pm
#1556
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
800-278-4370 is the magic number to apply for a SW Business Premier 50K offer. I have called to confirm this offer and submitted my application over the phone. You can also use the link provided a few posts back, but the page has no offer details specified. I'd be reasonably confident that the online link is valid though. The poster is legit!
Edit to add that this came off much more snarky than it was meant. It really is a decision/risk that needs to be analyzed.
Last edited by SquarePeg; Oct 20, 2014 at 2:07 pm
Oct 20, 2014, 2:25 pm
#1557
Join Date: Oct 2014
Posts: 18
I assume you are going for the companion pass for 2015-2016. Just make sure that you don't spend your $2000 til your last statement that will close in January, otherwise 50 will hit this year and 50 next. That happens to people more than you'd think. Good Luck.[/QUOTE]
Yes. I am going for the companion pass towards 2015-16. I called in to apply for plus card using a referral. They didn't tell me anything except the routine blah blah (you will receive decision in 2 -3 weeks). Approved on day 3 with out any need to call them back. Approved for 15K.
Reason for the second card. Only diff is no foreign transaction fee and I want to track expenditure and split my expenses and that of the spouse.
Only 1 pull for this Chase card in last 6 months. One pull in March for Amex blue EDC. This is my 3rd credit card overall.
Yes. I am going for the companion pass towards 2015-16. I called in to apply for plus card using a referral. They didn't tell me anything except the routine blah blah (you will receive decision in 2 -3 weeks). Approved on day 3 with out any need to call them back. Approved for 15K.
Reason for the second card. Only diff is no foreign transaction fee and I want to track expenditure and split my expenses and that of the spouse.
Only 1 pull for this Chase card in last 6 months. One pull in March for Amex blue EDC. This is my 3rd credit card overall.
Last edited by cknutrine6954; Oct 20, 2014 at 2:26 pm Reason: Incomplete
Oct 20, 2014, 2:38 pm
#1558
Join Date: Aug 2014
Posts: 305
I would guess you are fine. Especially since you don't have a million new cards and they gave you $15K. If you are not approved, definitely call and offer to move some of the $15K, and mention the no foreign transaction fee. They really want to give it to you if they can.
Oct 20, 2014, 7:03 pm
#1559
Join Date: May 2013
Programs: N/A
Posts: 685
Can i ask which two cards you applied for? I wasnt aware that there were 2 50k offers available
Yes. I am going for the companion pass towards 2015-16. I called in to apply for plus card using a referral. They didn't tell me anything except the routine blah blah (you will receive decision in 2 -3 weeks). Approved on day 3 with out any need to call them back. Approved for 15K.
Reason for the second card. Only diff is no foreign transaction fee and I want to track expenditure and split my expenses and that of the spouse.
Only 1 pull for this Chase card in last 6 months. One pull in March for Amex blue EDC. This is my 3rd credit card overall.[/QUOTE]
Reason for the second card. Only diff is no foreign transaction fee and I want to track expenditure and split my expenses and that of the spouse.
Only 1 pull for this Chase card in last 6 months. One pull in March for Amex blue EDC. This is my 3rd credit card overall.[/QUOTE]
Oct 20, 2014, 7:18 pm
#1560
Join Date: Oct 2014
Posts: 18