Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Dec 27, 2018, 3:19 pm
#4186
Join Date: Feb 2009
Posts: 6,606
Word to the wise - DO NOT screw up like I just did. In a nutshell:
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
a. Dec 11 applied and accepted for SWA Personal and Business cards
b. STUPIDLY (in looking back) assumed the first billing statements would close roughly a month after opening the new accounts, i.e. sometime maybe mid-January but definitely after January 1, providing 100K+ of the required 110K RR pts needed for Companion Pass for calendar years 2019-2010
c. Dec 19 received both cards and put the minimum spend on both
d. By pure chance I just found out both cards' first statement closed yesterday, i.e. only 15 days after I was approved and only 7 days after I received both cards
e. Although it hasn't happened yet I fully expect the 41K+ pts from the personal card and the 63K+ pts from the business card to post to my RR account in the next few days - almost surely before Jan 1 - effectively hosing my 2019/2020 CP plans
It never even occurred to me that the first billing statements would close well under a month after being approved.
Maybe you can get your companion below 5/24 and have him/her get CO for 2020/2021. My wife an I switch getting CP every 2 years.
If your statements closed yesterday you can probably view them online now and see how many points you earned. GL
Last edited by flyer4512; Dec 27, 2018 at 6:35 pm
Dec 27, 2018, 5:22 pm
#4187
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
I won't lecture you as you know you messed up but you do have Companion pass for one year unless you get a worse case scenario where one card bonus posts this year and one posts next year. Maybe you can get your companion below 5/24 and have him/her get CP for 2020/2021.
Dec 27, 2018, 6:33 pm
#4188
Join Date: Feb 2009
Posts: 6,606
Good catch,, I thought he had a 50K personal card. Well lesson learned the HARD way unless he has or can get can get 6K CPQP points fast
Dec 27, 2018, 6:40 pm
#4189
Join Date: Jul 2001
Posts: 1,751
I'm actually considering doing six purchases from 1-800-flowers of $29.99 or more for the 1K pts each, of course that would only help me if RR goes by the transaction date (2018) and not the date the points actually post (2019).
Dec 27, 2018, 7:21 pm
#4190
Join Date: Feb 2009
Posts: 6,606
flyer4512: I wish you were correct but unfortunately my 104.7K pts from the two credit cards posted (as I feared they would) in the past few hours and I have no other qualifying points for the calendar year, so I'll be 5.3K pts short of getting the 110K needed for the Companion Pass.
I'm actually considering doing six purchases from 1-800-flowers of $29.99 or more for the 1K pts each, of course that would only help me if RR goes by the transaction date (2018) and not the date the points actually post (2019).
I'm actually considering doing six purchases from 1-800-flowers of $29.99 or more for the 1K pts each, of course that would only help me if RR goes by the transaction date (2018) and not the date the points actually post (2019).
How about a quick business select flight ? 12 times points means you need to spend about $500 to get 6000 CPQP
You have to ask yourself how many times you will use CP in 2019 to see if it's worth it. GL
Dec 28, 2018, 6:37 am
#4191
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
flyer4512: I wish you were correct but unfortunately my 104.7K pts from the two credit cards posted (as I feared they would) in the past few hours and I have no other qualifying points for the calendar year, so I'll be 5.3K pts short of getting the 110K needed for the Companion Pass.
I'm actually considering doing six purchases from 1-800-flowers of $29.99 or more for the 1K pts each, of course that would only help me if RR goes by the transaction date (2018) and not the date the points actually post (2019).
I'm actually considering doing six purchases from 1-800-flowers of $29.99 or more for the 1K pts each, of course that would only help me if RR goes by the transaction date (2018) and not the date the points actually post (2019).
Anything else that hits credit card will not post to RR until next year in that case.
You need something OTHER than credit card to get points into your RR account. The best way is a quick flight.
Dec 28, 2018, 8:06 am
#4192
Join Date: Jul 2001
Posts: 1,751
When yo say "posted" are you saying they posted to your credit card or RR card? I am going to assume you bills cut and the points posted from Chase over to RR.
You need something OTHER than credit card to get points into your RR account. The best way is a quick flight.
You need something OTHER than credit card to get points into your RR account. The best way is a quick flight.
Overall a very bitter - and expensive - pill to swallow, definitely a lesson learned the hard way, but I guess things could have been worse.
Dec 28, 2018, 8:49 am
#4193
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Way worse is thinking charges made today would count and finding out in January they do not. Rest assured, there will be folks that fall into that sinkhole who will come here crying next month.
Have a nice flight and use your SW card to pay for drinks - LOL!
Dec 28, 2018, 10:40 am
#4194
Join Date: Feb 2009
Posts: 6,606
This happens every year, and you can be sure there are others.
Way worse is thinking charges made today would count and finding out in January they do not. Rest assured, there will be folks that fall into that sinkhole who will come here crying next month.
Have a nice flight and use your SW card to pay for drinks - LOL!
Way worse is thinking charges made today would count and finding out in January they do not. Rest assured, there will be folks that fall into that sinkhole who will come here crying next month.
Have a nice flight and use your SW card to pay for drinks - LOL!
You need to save post this for November/December next year when people start asking about when it's safe to make the spend
Dec 28, 2018, 10:55 am
#4195
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
Dec 28, 2018, 11:48 am
#4196
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,072
Dec 28, 2018, 12:48 pm
#4197
Join Date: Feb 2009
Posts: 6,606
As I feared the 104.7K points physically posted to my RR account late yesterday afternoon. I spoke to Chase (they basically said tough luck) and SWA Customer Relations (they were much more sympathetic but said they were unable to re-manipulate the posting date to Jan 1 or later). Flyer4512 I owe you a huge thanks as I'm taking your advice - I just bought a $518 quickie out-and-back to MDW this evening that should yield 5556 pts and push me slightly over the necessary 110K to at least earn CP for 2019.
Overall a very bitter - and expensive - pill to swallow, definitely a lesson learned the hard way, but I guess things could have been worse.
Overall a very bitter - and expensive - pill to swallow, definitely a lesson learned the hard way, but I guess things could have been worse.
While you lost 12 months of CP and spent and extra $518 a full year of CP and 110K points still makes it a great deal if you make use of the CP.
A couple other thoughts, you can book a flight in your name using other peoples points and still add a companion, maybe your Companion can get a UR card, transfer the points to Southwest and book flights in your name.
You can also do the same, get a UR card and transfer some/all of the points to SW, when combined with CP it doubles the points.
Of course only do this if you go beyond the 110k points you already have which may not be hard as WN prices have increased a lot the past year or so..........also don't forget to check often for price drops as you get difference refunded if the price drops.
Dec 30, 2018, 8:32 am
#4198
Join Date: Feb 2015
Posts: 595
Ouch. That is a tough lesson to learn. That is exactly why I applied for both of my cards in Nov and basically didn't touch them until the first cycle completed (Dec 15th'ish). Once I knew the cycle date, then I did my spending. Now all I have to do is wait until it cycles again (Jan 15th'ish) and everything should post in 2019 and boom - 2 yr CP, just in time for my next scheduled family vacay in mid-Feb.
The lesson is, never make assumptions. They can be very costly.
The lesson is, never make assumptions. They can be very costly.
Dec 30, 2018, 4:42 pm
#4199
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,281
Dec 30, 2018, 6:07 pm
#4200
Join Date: Dec 2018
Posts: 3
Hello! New to this site, looking for help with the CP. Was planning on applying for the SW business and plus/premier cards. a few questions:
1. Should I apply to both the cards on the same day or the business one first? How many days should I wait in between applications, if it matters?
2. Does anyone have a link to a working 50k bonus for a personal card? Last link I saw was one pointing to post 4094 of this thread. I'd like to confirm working before applying.
Thanks in advance for any help.
1. Should I apply to both the cards on the same day or the business one first? How many days should I wait in between applications, if it matters?
2. Does anyone have a link to a working 50k bonus for a personal card? Last link I saw was one pointing to post 4094 of this thread. I'd like to confirm working before applying.
Thanks in advance for any help.