Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 19, 2019, 4:50 pm
#4291
Join Date: Jun 2015
Posts: 1,727
Jan 20, 2019, 2:21 pm
#4292
Join Date: Nov 2018
Programs: World of Hyatt, Southwest Rapid Rewards, Chase Rewards
Posts: 3
I'm tracking for the 2019/2020 year CP within the next month or so and my husband is going to sign up for the new SW card promotion that includes the 2019 CP (will help our family of four travel to see family this year). My husband had the SW Premier card which he cancelled on 1/11 (original sign up bonus was many, many years ago). When would it be reasonable for him to apply for a new personal card? Does it make any difference if he had the Premier and he'd be signing up for the Priority card ? We're eager to get moving on bookings. Thanks!
Jan 21, 2019, 7:13 pm
#4293
Join Date: Jun 2015
Posts: 1,727
I'm tracking for the 2019/2020 year CP within the next month or so and my husband is going to sign up for the new SW card promotion that includes the 2019 CP (will help our family of four travel to see family this year). My husband had the SW Premier card which he cancelled on 1/11 (original sign up bonus was many, many years ago). When would it be reasonable for him to apply for a new personal card? Does it make any difference if he had the Premier and he'd be signing up for the Priority card ? We're eager to get moving on bookings. Thanks!
just wait 2 days after closing account if it is paid off on closing day otherwise apply immediately.
the one year is a waste.
Jan 22, 2019, 5:20 am
#4294
Join Date: Nov 2018
Programs: World of Hyatt, Southwest Rapid Rewards, Chase Rewards
Posts: 3
He applied yesterday and was approved immediately! I didn't see anything saying it wasn't possible, but I find it amazing you can apply, and be approved, so quickly after closing a current, very similar account.
Jan 22, 2019, 6:06 am
#4295
Join Date: May 2014
Posts: 1,868
By some stroke of luck, my other half was denied the 60k card a few weeks ago. We were fairly sure it was in error, so we got to actively decide between that offer and the instant pass offer. Finally decided to stick with the 60k offer, figuring the extra points were worth ~$450 and it would save us about $900 in hotel rooms. We don't have spring travel planned (gov worker, living on my pay for awhile) so the instant pass doesn't offer much value for us.
Reconsideration line immediately approved him yesterday. We already earned 20k points via hotels, so when we hit our spend, we'll have about 18k points left to earn. That's about $500 in hotel spend. Now we just need an A-List promo for one of us, and we'll be in great shape =)
Reconsideration line immediately approved him yesterday. We already earned 20k points via hotels, so when we hit our spend, we'll have about 18k points left to earn. That's about $500 in hotel spend. Now we just need an A-List promo for one of us, and we'll be in great shape =)
Jan 22, 2019, 1:09 pm
#4297
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,283
Jan 22, 2019, 2:10 pm
#4298
Join Date: Jun 2005
Posts: 20
pkerr I have read recent pages starting in November. I saw the link in post 4262 by kerrigjl that was posted on January 11th. I have not seen anyone write how long the links stay valid so I was asking if there might be a link that is newer than the one from 11 days ago.
I really want the Priority 50k/$2k card (I already have a companion pass so that promo is worthless to me)
Thanks for responding
I really want the Priority 50k/$2k card (I already have a companion pass so that promo is worthless to me)
Thanks for responding
Jan 23, 2019, 11:24 am
#4299
Join Date: Jun 2005
Posts: 20
After asking a friend yesterday who is a FA for Southwest to look for the 50k offer during a flight and being told that only the companion pass offer was showing while in the air on the flight they were on I took the risk and used the link in post 4262.
I was approved (first had to call Chase since I got the still processing email and moved available credit around from other cards with agent). He transferred me to CSR and she confirmed my bonus is the 50k/$2k. Hopefully that's true! I'll find out soon.
So an FYI that the link is still valid from post 4262 as of 1/22/19
I was approved (first had to call Chase since I got the still processing email and moved available credit around from other cards with agent). He transferred me to CSR and she confirmed my bonus is the 50k/$2k. Hopefully that's true! I'll find out soon.
So an FYI that the link is still valid from post 4262 as of 1/22/19
Jan 23, 2019, 12:14 pm
#4300
Join Date: May 2002
Location: St Louis, MO
Programs: AA L.T. PLT
Posts: 3,283
Jan 23, 2019, 4:26 pm
#4301
Join Date: Feb 2009
Posts: 6,606
After asking a friend yesterday who is a FA for Southwest to look for the 50k offer during a flight and being told that only the companion pass offer was showing while in the air on the flight they were on I took the risk and used the link in post 4262.
I was approved (first had to call Chase since I got the still processing email and moved available credit around from other cards with agent). He transferred me to CSR and she confirmed my bonus is the 50k/$2k. Hopefully that's true! I'll find out soon.
So an FYI that the link is still valid from post 4262 as of 1/22/19
I was approved (first had to call Chase since I got the still processing email and moved available credit around from other cards with agent). He transferred me to CSR and she confirmed my bonus is the 50k/$2k. Hopefully that's true! I'll find out soon.
So an FYI that the link is still valid from post 4262 as of 1/22/19
Jan 23, 2019, 11:01 pm
#4302
Join Date: Jan 2000
Posts: 369
I applied for the personal and business card on the same day. Business approved, personal denied due to too many recent applications. These only put me at 3/24 but I thought Business doesn't count anyway and the whole point of offering a personal and business card was so people could keep their business and personal expenses separate.
Any experience with this or suggestions? Many thanks.
Any experience with this or suggestions? Many thanks.
Jan 24, 2019, 12:07 pm
#4303
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
I applied for the personal and business card on the same day. Business approved, personal denied due to too many recent applications. These only put me at 3/24 but I thought Business doesn't count anyway and the whole point of offering a personal and business card was so people could keep their business and personal expenses separate.
Any experience with this or suggestions? Many thanks.
Any experience with this or suggestions? Many thanks.
Your scenario (if we had a crystal ball) would have been perfect for the Personal 30K + Companion, and then in October go for Business with 60K and 96,000 points after min spend, plus $14,000 in spending on card during the year to hit 110,000 points and extending it one more year.
Jan 31, 2019, 10:44 am
#4304
Join Date: Jun 2015
Posts: 1,727
check bonus offers in ur RR acct. 15% bonus on all points earned 2/1 to Apr 30. Any1 who MS can get an easy 15k bonus ($100k limit). terms say does not apply to CC bonus pts trnsfrrd.
Earn 15% bonus points
Register to earn up to 15,000 bonus points this year.
When you have at least 10,000 points post to your Rapid RewardsŪ account between 2/1/19 and 4/30/19 under the category of 'Credit Card', you'll be eligible for a 15% bonus (up to 15,000 bonus points*).
For example, if you have 3,500 points from your Rapid Rewards Credit Card post to your account each month during February, March, and April, you'll earn 1,575 bonus points from Southwest.
Those 1,575 bonus points will count toward Companion Pass, too!
Here is what it could look like in your Rapid Rewards Account:
For example, if you have 3,500 points from your Rapid Rewards Credit Card post to your account each month during February, March, and April, you'll earn 1,575 bonus points from Southwest.
Those 1,575 bonus points will count toward Companion Pass, too!
Here is what it could look like in your Rapid Rewards Account:
Jan 31, 2019, 11:15 am
#4305
Join Date: May 2014
Posts: 1,868
check bonus offers in ur RR acct. 15% bonus on all points earned 2/1 to Apr 30. Any1 who MS can get an easy 15k bonus ($100k limit). terms say does not apply to CC bonus pts trnsfrrd.
Earn 15% bonus points
Register to earn up to 15,000 bonus points this year.
When you have at least 10,000 points post to your Rapid RewardsŪ account between 2/1/19 and 4/30/19 under the category of 'Credit Card', you'll be eligible for a 15% bonus (up to 15,000 bonus points*).
For example, if you have 3,500 points from your Rapid Rewards Credit Card post to your account each month during February, March, and April, you'll earn 1,575 bonus points from Southwest.
Those 1,575 bonus points will count toward Companion Pass, too!
Here is what it could look like in your Rapid Rewards Account:
For example, if you have 3,500 points from your Rapid Rewards Credit Card post to your account each month during February, March, and April, you'll earn 1,575 bonus points from Southwest.
Those 1,575 bonus points will count toward Companion Pass, too!
Here is what it could look like in your Rapid Rewards Account: