Hsbc customer service is quite bad from my experience. No callbacks even when they said they will. I'll just stick to anz and citi pm.. thanks but no thanks.

I was recently a bit concerned about UOB visa signature and Prvimiles new clause in the T&C that states that foreign currency charges through Singapore-based merchant payment gateway will not earn bonus points.

For awhile, I was feeling anxious because I had been purchasing SQ online tickets departing stations abroad (in USD and INR). And I had spent huge sums. After checking, it seems that the bonuses are in which means that SQ online's merchant gateway is based in the originating station. Thought all online purchases would route through the same gateway somewhere in Singapore. But relieved now.

Just wonder if anyone knows any merchants to watch out with respect to this clause?

It's already a headache to track merchant category. Now how to know if the merchant has a gateway in Singapore or not. They are making things difficult for customers. So sneaky. :mad:

Why must UOB transactions be more than $20?

UOB PPV Amex
 

Anyone tried UOB PPV Amex at the Hyatt restaurants, like Mezza9 or Straits Kitchen, to get 10x points?

Hotel restaurants generally don't get 10x I think.

The 'Best credit cards for KF miles accrual' master thread
 

I think the T&C's do exclude such transactions for the 4miles/SGD. That said, I did get the miles a couple of years back!;)

Best card for Ezlink Reload
 

Now that Maybank is going to the drawer, I wonder what is the best earning rate now for Ezlink.

Ezlink website is completely crappy. I am not sure if there are rebates for just DBS cards or also for Citibank. And then there is rebate for Imagine Amex. :confused:

Which is best:

1. DBS Altitude, 1.2 miles with rebate of the 0.25c per top up
2. UOB Prvimiles, 1.6 miles with no rebate
3. Imagine Amex card topped up with UOB Prvimiles with rebate (but I cannot find how much is the rebate and if it's worth it if it is not for long term). Don't really use the Imagine Card much.

I actually have most cards in the market including Citibank PM Visa and Amex, ANZ, FevoMC, Citibank SMRT. Krisflyer Ascend, Krisflyer PPS. any of these are overlooked?

Agreed, it's getting really annoying!

I'm keeping a chart of gateways for HKD payments http://www.hongkongcard.com/forum/fo...w.php?id=11968 . Maybe create a new thread for SGD so you can create a wiki for SGD payments?

I'm not sure if SGD payments will necessarily be processed the same way as HKD payments.

- I suspect if HKD payments are already processed in Singapore such as Paypal or Tiger Airways then SGD payments will be also be processed in Singapore.

- If HKD payment is processed outside of HK (e.g hotels.com) then SGD payment may also be too

- HKD payments processed in HK is anyone's guess. No reference value

That is correct.

Am i right to say that the merchant gateway is the location (city / country) that is listed in the posting?

In this case, then it's actually easier to track than the mysterious merchant category.

It's still tedious. I am not sure if I will be doing a list. If anything, I will do an avoid-list. So far, yes, will avoid Paypal and Tiger using any UOB cards except the PPV for Paypal.

Ascend good only for booking SQ flights originating from SIN on SQ website
 

Personally I agree Krisflyer Ascend Amex is quite hopeless, except when booking SQ tix directly from SQ website (2x miles). The only other redeeming factor is when booking high-ticket items from SQ website in SGD, when the additional 300 miles for the every $500 kicks in. Then the more you spend, the closer it edge towards the 2.27miles/$ mark, which is more attractive compared to other local cards.

I once bought a few J class tix for others on my card, and earned a free J trip in Asia, when MI was having their 25th anniversary 50% redemption discount. :D

Otherwise, if charged in foreign currencies, you are better off paying with UOB Prvi @ 2.5miles/$.

Keep the posts coming!

Veloce Lounges
 

According to the site, no more access to the Premier Lounge @ DPS, Denpasar Bali.

Given what it is at the moment, you aren't missing anything at all. It's a seriously sorry excuse for a temporary measure until the actual lounge opens... soon...

Veloce is quite useless as an alternative. Limited and lousy lounges