Citi AAdvantage $125 discount and trip credit (consolidated)
Apr 3, 2025 | 11:35 pm
#46
Join Date: Jul 2011
Posts: 2,678
I may well cancel it. I've had it for years and never paid the fee (it was always waived) up until the last three years or so (about the time the no-fee version appeared.) With status, the only two benefits (to me) are the zero foreign transaction fee (which the free version does not have) and the $125 credit (which, in fact, I rarely get as I usually don't spend the required $20k on it as I find other cards to have a higher value for use.) So, termination does seem in order.
But cancel or not, waiting 8-12 weeks (two to three months) for an electronic voucher to appear AFTER meeting all the qualification terms so clearly shown, is, to me, simply unacceptable in the 21st century. It bugs me - hence my post. I'm happy it does not bother you!
But cancel or not, waiting 8-12 weeks (two to three months) for an electronic voucher to appear AFTER meeting all the qualification terms so clearly shown, is, to me, simply unacceptable in the 21st century. It bugs me - hence my post. I'm happy it does not bother you!
But I guess you earned it this go around, if you're frustrated that you're waiting for it. I could see wanting to move on and feel stuck; hopefully you get it soon.
May 13, 2025 | 8:09 pm
#47
Join Date: Nov 2002
Location: Chicago
Programs: AA PPro
Posts: 1,004
I received a letter from Citi congratulating me on earning the $125 credit and instructing me to find the credit number at AA.com under Account summary/Travel credit. But it's not there. Any idea where else I might find the Citi credit?
Thanks in advance,
CJ
Thanks in advance,
CJ
May 13, 2025 | 10:23 pm
#48
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 34,949
https://www.usbank.com/credit-cards/...edit-card.html
Jun 13, 2025 | 3:56 pm
#49
Join Date: Dec 2004
Posts: 8,223
Can I use an AA gift card with the $125 credit?
Edit: Citi says gift cards are allowed. The terms also say you lose it if you change or cancel, but I guess that's not always true after reading other comments.
Edit: Citi says gift cards are allowed. The terms also say you lose it if you change or cancel, but I guess that's not always true after reading other comments.
"If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards."
The printed terms of the certificate says I can pay the fare difference by gift card so maybe it can be done by phone. Or by buying a cheap ticket, canceling, then
reticket and add the gift cards.
Jun 14, 2025 | 6:08 pm
#50
Join Date: Jul 2011
Posts: 2,678
I tried using a citi $125 flight discount certificate with a gift card online and the AA website blocked me. It says only one or the other is allowed.
The printed terms of the certificate says I can pay the fare difference by gift card so maybe it can be done by phone. Or by buying a cheap ticket, canceling, then
reticket and add the gift cards.
The printed terms of the certificate says I can pay the fare difference by gift card so maybe it can be done by phone. Or by buying a cheap ticket, canceling, then
reticket and add the gift cards.
Jun 14, 2025 | 6:19 pm
#51
Join Date: Dec 2004
Posts: 8,223
Has anyone cancelled and not received the $125 flight discount back as a credit? Since the T&C are wrong about gift cards, hopefully those are old terms.
Mar 18, 2026 | 2:28 pm
#52
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Department of Homeland Sincerity
Programs: WN Platinum, UA 1k, AA EP, Marriott Plat
Posts: 12,317
Despite that, AndyAA said he received a credit after cancelling.
Has anyone cancelled and not received the $125 flight discount back as a credit? Since the T&C are wrong about gift cards, hopefully those are old terms.
Has anyone cancelled and not received the $125 flight discount back as a credit? Since the T&C are wrong about gift cards, hopefully those are old terms.
Sadly, I find the whole thing insulting and a joke. Let's see - it's earned after 20k in spend in your membership year. Okay. BUT, not earned until AFTER the qualifiying membership year ends AND another month passes (just to make sure you pay your annual fee that basically negates the credit anyway) and then wait another 2-3 MONTHS for it to become usable in your AA account. All within the stated terms. But, the 8-12 weeks I just found to be the final straw that caused my post. (The paper voucher came faster!) As always, YMMV (not to mention your tolerance!) 
So the terms are $20k spend, after year 1? So say the renewal is in November, you need to spend $20k in December or later to qualify? So say you spend $20k in December / January (after renewal in November), then it it takes 8-12 weeks after the $20k spend (say January) for it to post to the AA account? So it could be April or May before the $125 credit posts?
Mar 18, 2026 | 4:02 pm
#53
Join Date: Oct 2006
Location: Madison WI
Programs: AA EXP, LT Plt, 2.9MM, Lifetime AC, HHonors Gold, Marriott Gold, IHG Plat Amb, Hertz Precs Crcl
Posts: 2,792
I'm curious about this as well.
I'm trying to understand the timing as well.
So the terms are $20k spend, after year 1? So say the renewal is in November, you need to spend $20k in December or later to qualify? So say you spend $20k in December / January (after renewal in November), then it it takes 8-12 weeks after the $20k spend (say January) for it to post to the AA account? So it could be April or May before the $125 credit posts?
I'm trying to understand the timing as well.
So the terms are $20k spend, after year 1? So say the renewal is in November, you need to spend $20k in December or later to qualify? So say you spend $20k in December / January (after renewal in November), then it it takes 8-12 weeks after the $20k spend (say January) for it to post to the AA account? So it could be April or May before the $125 credit posts?
Mar 19, 2026 | 12:22 pm
#54
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Department of Homeland Sincerity
Programs: WN Platinum, UA 1k, AA EP, Marriott Plat
Posts: 12,317
No - each year you spend 20k (Platinum Card) BEFORE your anniversary renewal date, you have qualified for the credit, PROVIDING, you pay the annual fee AND have one more billing period close (to ensure you don't close the account for a refund, I assume.) In your example, if your anniversary date is November, and you spend 20k in Dec/Jan, you will have to wait until the following December to qualify for the credit and then you could wait an additional 6-8 weeks (but IME is doesn't take that long.) The key thing is, is doesn't matter when in the year you hit 20k, Citi won't send it over to AA until one billing period after your next anniversary date.
I spent more than $20k before the anniversary renewal date, and after the renewal date. Do not see the $125 travel credit...would expect it should have hit already.
Mar 19, 2026 | 2:21 pm
#55
Join Date: Oct 2006
Location: Madison WI
Programs: AA EXP, LT Plt, 2.9MM, Lifetime AC, HHonors Gold, Marriott Gold, IHG Plat Amb, Hertz Precs Crcl
Posts: 2,792
If you had spend over 20K before your NOvember renewal date, and you paid the renewal and the card is still active, I woul;d expect you should have it as well by now. You do know it shows up as a trip credit in your AA account, right? (No longer a mailed paper certificate.)
Mar 19, 2026 | 3:32 pm
#56
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Department of Homeland Sincerity
Programs: WN Platinum, UA 1k, AA EP, Marriott Plat
Posts: 12,317
If you had spend over 20K before your NOvember renewal date, and you paid the renewal and the card is still active, I woul;d expect you should have it as well by now. You do know it shows up as a trip credit in your AA account, right? (No longer a mailed paper certificate.)
I called Citi and inquired about this, they gave me an excuse of needing 8-12 weeks, saying it's still within the 12 week window, wait for it, yadda yadda.
We will see if it shows up soon.
Mar 19, 2026 | 5:26 pm
#57
Join Date: Oct 2006
Location: Madison WI
Programs: AA EXP, LT Plt, 2.9MM, Lifetime AC, HHonors Gold, Marriott Gold, IHG Plat Amb, Hertz Precs Crcl
Posts: 2,792
Yes, I would have expected it to have shown up as well (spent well over $100k on the card before the renewal date). I did look under trip credit in my AA account and see nothing.
I called Citi and inquired about this, they gave me an excuse of needing 8-12 weeks, saying it's still within the 12 week window, wait for it, yadda yadda.
We will see if it shows up soon.
I called Citi and inquired about this, they gave me an excuse of needing 8-12 weeks, saying it's still within the 12 week window, wait for it, yadda yadda.
We will see if it shows up soon.