Yeah - keep a close eye on it. Technically, it can be 16 weeks (4 months) after your anniversary billing month. (1 full cycle after the billing cycle, then the 12 week counter kicks in.) Persoanlly, I find this absurd, but as you will read above from some of the comments to my "rant" post, others have no issue with the delay... Also, as an aside, I recently got a travel credit from a cancelled trip that never did show up in my account - and it should have. I was still able to use it by the "ticket number" in the email. Of course, I used it on;y 4 days after it was issued, so who knows.