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WoH Credit card! [Launched 2018] (Chase)

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Old Aug 11, 2018, 3:23 pm
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Last edit by: TravelinSperry

World of Hyatt Credit Card benefit details and notes


Anniversary Free Night Award (Category 1-4)
  • Issued 10 weeks after cardmember anniversary date
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
Additional Free Night Award (Category 1-4) with $15k spend
  • The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
  • The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
  • Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
Two Additional Night Credits with every $5k spend
  • The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
  • This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
  • For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
  • World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
Other Benefits
  • 4 Bonus Points per $1 spent on purchases at Hyatt hotels
  • 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases
  • Discoverist status every year
  • 5 qualifying night credits every year
  • No foreign transaction fees
  • Travel & purchase coverage

Other notes and tips


Chase spending tracker
  • The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
  • Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
  • Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
  • Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
  • Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer


Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
  • Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
  • Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)
  • Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
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WoH Credit card! [Launched 2018] (Chase)

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Old Apr 23, 2025 | 12:53 pm
  #3796  
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[relocated from the promo announcements thread -- mod.]

Originally Posted by mhdena

Earn 5,000 Bonus Points when you set up recurring payments



Set up and make at least 3 monthly recurring payments with 3 different service providers for 3 consecutive months by November 30, 2025 in the select categories listed below and you’ll receive 5,000 Bonus Points.**


•Fitness clubs & gym memberships
•Internet, cable, & phone services
•Local transit & commuting
•Utilities

To set up a recurring payment, simply do so with your service provider using your World of Hyatt Credit Card. You will then be automatically enrolled in this offer—no further action needed.


See offer Terms & Conditions below.
Side note to the above offer: I did this earlier this year and my points just hit today. Did $1 to three different utilities each month.

Last edited by Zorak; Apr 23, 2025 at 1:59 pm Reason: adding quote before moving
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Old Apr 23, 2025 | 1:25 pm
  #3797  
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Originally Posted by josephstern
Side note to the above offer: I did this earlier this year and my points just hit today. Did $1 to three different utilities each month.
I wondered if that would work had already started with min payments to Metro and EZPass and will switch my Google Fi, but that's all I can scrape up so I hope especially that the latter will code correctly.
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Old Apr 23, 2025 | 3:31 pm
  #3798  
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For the 2 bonus nights per $5k spend, here's a lesson in what not to do:

I had a charge unexpectedly post early on December 30, 2024 for $2k. This bumped me up to the next $5k level which gave me 2 additional nights in 2024. I had no use for any additional nights in 2024 so these were totally wasted. Then I had to cancel the $2k charge which posted in early January 2025. This effectively put me $2k in the hole to start 2025. I'm not sure one could screw this up much worse than that, but so it goes sometimes... SMH

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Old Apr 23, 2025 | 3:55 pm
  #3799  
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Originally Posted by josephstern
[relocated from the promo announcements thread -- mod.]



Side note to the above offer: I did this earlier this year and my points just hit today. Did $1 to three different utilities each month.
So this isn't new then? I haven't seen this one before. Anyone know if this is targeted? Also, since I can't see the T&Cs, anyone know if they have to be new recurring payments or if established ones already previously set up will also apply?
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Old Apr 23, 2025 | 4:18 pm
  #3800  
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Originally Posted by The Narwhal
So this isn't new then? I haven't seen this one before. Anyone know if this is targeted? Also, since I can't see the T&Cs, anyone know if they have to be new recurring payments or if established ones already previously set up will also apply?
The t and cs:
**Terms & Conditions

Earn 5,000 Bonus Points: To qualify and receive this one-time bonus, you must set up and make at least three recurring online bill payments with your World of Hyatt Credit card with three different service providers in the specified categories over three consecutive months (thats a total of at least nine recurring online bill payments). All payments must be completed by November 30, 2025 at 11:59pm CT. All points awarded under this offer are Bonus Points. This bonus offer is non-transferable and applies only to World of Hyatt cardmembers who receive marketing communications for this offer. For this offer, qualifying transactions are defined as recurring online bill pay transactions made using your eligible World of Hyatt Credit card with service providers classified as merchants category code that falls under any of the following merchant categories: Internet, Cable & Phone Services, Utilities, Fitness Clubs & Gym Memberships, and Local Transit & Commuting. Please note: We make every effort to include all relevant merchant category codes. However, even though a merchant or some items that it sells may appear to fit within a category, the merchant may not have a merchant code in that category. When this occurs, that transaction with that merchant wont qualify. To qualify, the transaction must: (i): be completed using the World of Hyatt Credit card referenced in this communication; (ii): be identified as qualifying transactions based on the information available on Visas proprietary network (VisaNet); and (iii) post to the World of Hyatt Credit card account referenced by November 30, 2025. Bill payments made in person will not qualify. This bonus offer is subject to the complete terms and conditions of the World of Hyatt program available at Hyatt.com/terms and may be modified or cancelled at any time and without notice. After qualifying, please allow 6-8 weeks for Bonus Points to post to your World of Hyatt account.
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Old Apr 23, 2025 | 4:35 pm
  #3801  
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Originally Posted by Zorak
I wondered if that would work had already started with min payments to Metro and EZPass and will switch my Google Fi, but that's all I can scrape up so I hope especially that the latter will code correctly.
Google Fi posts to my USBank CC 5x under internet, not cell phone provider. Since the Hyatt promo has internet, cable, phone services all under one, safe to say those charges should be okay.
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Old Apr 23, 2025 | 5:18 pm
  #3802  
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Originally Posted by Repooc17
Google Fi posts to my USBank CC 5x under internet, not cell phone provider. Since the Hyatt promo has internet, cable, phone services all under one, safe to say those charges should be okay.
Good to know -- I'm still twitchy because of the inconsistent AMEX credit during COVID
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Old Apr 23, 2025 | 8:08 pm
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Originally Posted by The Narwhal
For the 2 bonus nights per $5k spend, here's a lesson in what not to do:

I had a charge unexpectedly post early on December 30, 2024 for $2k. This bumped me up to the next $5k level which gave me 2 additional nights in 2024. I had no use for any additional nights in 2024 so these were totally wasted. Then I had to cancel the $2k charge which posted in early January 2025. This effectively put me $2k in the hole to start 2025. I'm not sure one could screw this up much worse than that, but so it goes sometimes... SMH
Are you sure they even track returns? Its pretty frustrating with this because has put trackers on the new united cards for their coupon book but can't give us a tracker for this.
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Old Apr 23, 2025 | 9:35 pm
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Originally Posted by josephstern
[relocated from the promo announcements thread -- mod.]



Side note to the above offer: I did this earlier this year and my points just hit today. Did $1 to three different utilities each month.
You did a manual payment to each one for $1 for 3 months or were able to set it up to be recurring?

Does Verizon Wireless count or it needs to be landline phone provider?
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Old Apr 23, 2025 | 9:53 pm
  #3805  
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Originally Posted by friedablass
Does Verizon Wireless count or it needs to be landline phone provider?
Chase website includes "cellular" under Internet, cable, and phone services

https://www.chase.com/personal/credi...s-category-faq

Originally Posted by friedablass
You did a manual payment to each one for $1 for 3 months or were able to set it up to be recurring?
I would be interested in how this was done also.
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Old Apr 24, 2025 | 9:34 am
  #3806  
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Originally Posted by econ
Chase website includes "cellular" under Internet, cable, and phone services

https://www.chase.com/personal/credi...s-category-faq



I would be interested in how this was done also.
So if I can do Verizon wireless plus gas and/or electric bill payment then that would work for me.

The local transit and commuting category includes rideshares so I'm wondering how can that be a recurring charge if it's normally done on demand/as needed? Can you just charge one ride a month to your Hyatt card for 3 consecutive months and that will work?
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Old Apr 24, 2025 | 10:02 am
  #3807  
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Originally Posted by The Narwhal
Also, since I can't see the T&Cs, anyone know if they have to be new recurring payments or if established ones already previously set up will also apply?
After reading the T&Cs I still don't know the answer to this. Any guesses?
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Old Apr 24, 2025 | 11:37 am
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Originally Posted by The Narwhal
[...] This effectively put me $2k in the hole to start 2025. [...]
Originally Posted by gef100
Are you sure they even track returns? Its pretty frustrating with this because has put trackers on the new united cards for their coupon book but can't give us a tracker for this.
As recently as two years ago, Chase definitely tracked returns. I had a situation similar to The Narwhal's and yes, I was in the hole.
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Old Apr 24, 2025 | 12:02 pm
  #3809  
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Originally Posted by avogadro
After reading the T&Cs I still don't know the answer to this. Any guesses?
The terms posted on DOC don't either specify if it must be newly set up. My personal guess would be that even if you already have it set up they will count.

A commenter on DOC mentioned that making 3 manual payment of $1 each for 3 months worked for them which was a question we had for the member that posted upthread that they did $1 a month.

https://www.doctorofcredit.com/chase...ring-payments/

I did not receive the email shown in the DOC post, does that mean that I am not targeted for this promotion? I'm not going to waste my time and energy to put on 3 recurring charges x 3 months and then not even get the points.
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Old Apr 24, 2025 | 7:34 pm
  #3810  
 
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Originally Posted by friedablass
You did a manual payment to each one for $1 for 3 months or were able to set it up to be recurring?
How could they tell the difference? They can't as far as I know.

-David
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